- Good Money Guide experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its recognition as “Best Personal Currency Broker” in the Good Money Guide 2026 Awards. They note the effectiveness of its currency forwards for locking in rates, while cautioning that it may not be ideal for small transfers.
- Across 4,733 user reviews on Good Money Guide, averaging 5/5, customers consistently praise the efficiency and reliability of TorFX, particularly valuing the personal touch and prompt communication from staff. Many highlight the ease of use and competitive rates, while a few express concerns about the service for smaller transactions.
TorFX Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.- Pricing4.5
- Market Access5.0
- Online Platform4.0
- Customer Service5.0
- Research & Analysis5.0
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
See full expert review
Our verdict
TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Is TorFX a good currency broker?
Yes, TorFX won “Best Personal Currency Broker” in the Good Money Guide 2026 Awards and “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
Should you send money abroad with TorFX?
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
TorFX Customer reviews
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 4,733 reviews
- Excellent96%
- Very good3%
- Basic0%
- Poor0%
- Bad0%
Read customer reviews
Effective, Efficient
It does what it says it will do.
Excellent
Excellent customer support
Professional
Always been very helpful with my transfers. Fast service and very good rates.
reliable
security and fraud prevention.
Great
Always money goes through smoothly.
Reliable
Delivers on time every time for personal money transfers whilst abroad
friendly
very helpul, friendly and accommodating plus good exchange rates
Efficient
Makes the process simple
Efficient
Competitive rates, very responsive and easy to work with
Effective
Provides help and support and an effective service. Competitive rate.
Efficient
Provides good rates, ease of service both online and over the phone. Used their services for 7+ years and they trumped other providers we tried to use in our expectations.
We have gone a couple of years without requiring money transfers but we still felt valued when we contacted them, and like our business mattered when we did need their services again. Their online account is so easy to use and to track various currencies.
Fast/Efficient
Money reaches my account in France faster than any other previous providers I have used over the last 15 years.
Dependable
A pleasure to deal with, highly dependable, reliable and efficient.
efficient
fast efficient service
honest
They appointed a personnel manager Aaron Byworth who kept in contact with me from the start to the end of my transactions that I have made transferring euro to euro then converted this to sterling and sent the money to my sterling bank in the UK and Aaron Byworth has helped me through the process making it easier for me to deal with.
proficient
Provides easy to understand guidance
Excellent service
Simple but effective transactions.
Efficient
Reasonable rates for small trades
Good
Allows you to do tour own transfer online
Reliable
Staff are always pleasant, civil and helpful people and the process is quick and efficient.
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Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
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