TorFX Customer Reviews
Tell us what you think of this provider.
TORFX review
Excellent prompt FX support. We have used them over recent years for transfer between Sterling, US Dollars, Euros and South Africa Rands . Good exchange rates and prompt service.
Simple and prompt
Having used them for some time now I have found the company efficient, helpful and friendly.
The timing of the transactions are always on time.
I recommend TorFX
Excellent exchange rates.
I have dealt with TorFX for a number of years and always found them to be excellent in every way. Communication with staff and exchange rates.
The Best There is !!!
I find Torfx very easy to communicate with , and my transactions are always carried out
with great efficiency , courtesy, and fair exchange rates, They always take extra care to
see my wishes are carried out as I expected, and in my opinion are the very best at what
they do.
Top Class
I cannot say good enough thins about Torfx.
They are so extremely helpful is helping wend your way through transfers.
For once, in many years, I can pick a phone and actually get a live person to assist me fully through a money transfer, for as long as it takes.
Their customer service and follow up is outstanding.
The cost/rates on transfers are the best around.
What else can I say, but try Torfx today!!!
They know how to play!!
If you’re not in you can’t win.
The best. The only one I trust.
I have transferred funds (US$) through TorFX, from the Caribbean to my UK bank and over the years have found them both competitive and importantly, very reliable.
Tor FX amazing
Bought a property in Spain and regularly use Tor FX, staff so friendly, helpful
And always give a rate beyond their competitors.
They make the process so easy 5 stars
Service beyond
We spend our winters in the USA and have our sterling transferred in US$ as required.
Great service
My Saviour
Being of the ” Older Generation” I moved permanentlywith my wife to Cyprus in 2020. As a member of this generation i worried about transferring money between Cyprus and UK as I had pensions and rental income in UK but needed money to live here.
I also have grandchildren in UK and needed a company to assist me in the transfer process.
TorFX fitted the bill perfectly and took all my concerns away by talking me through what I now know is a simple and efficient process of transferring money
Always professional
I have a regular monthly payment from gbs to euros. When I need a larger sum urgently then Torfix make the exchange quickly and efficiently.
Excellent rates and fast service
We have used TorFx several times when the need arises to move money internationally. We have always found their rates to be much better than a high St bank, and have been impressed with how quickly our funds have been transferred. Highly recommended!
Great company for sending money abroad
I have used Torfx for several years now to send part of my pension to a bank account in Spain where I have a holiday home. As a result of Brexit paying bills and bank transfers became more difficult, but Torfx made it much easier to make transfers.
Their exchange rates are acceptable, transfers are quick and straightforward, and should any problem occur, there is always someone on hand to help.
Excellent service
TorFX provides exactly what it promises, namely FX and remittance services that are fast and cost effective. There’s one big difference with not only big banks but also Fintech disruptor companies….personal service. Phone and you can speak to someone who is helpful and knowledgeable, not an AI robot through an impersonal phone app, and morever you are talking to someone on a small town in the west of England, not in London or Bombay or Manila. All this helps!
Great rates
I have a Currency Transfer Account. I use it regularly to exchange Stirling to Euros. It’s very very easy using a debit card to pay on line for the transfer. Great exchange rates.
Excellent customer service and fast international money transfers!
When I signed up for an account, I was contacted within a few days by a consultant who explained everything in detail and answered my questions. Whenever I write to the team, they respond immediately. It is a wonderful support when dealing with international money transfers which can be quite daunting.
Efficient service on money transfers .Polite and helpful staff .
G.B to European bank money transfers
QUICK MONEY EXCHANGE
TorFX are always ready to help and give the most competitive exchange rates. I have used the company for some time now and always find them h most helpful, pleasant and very professional.
Excellent Consistent Service
The service I receive has always been professional and expedient. I always feel in safe hands with my Torfx team
Fantastic
I have been using torfx for at least 20 years and during that time have had few problems. Those I had were sorted out quickly with no fuss.
Safe, quick and a excellent exchange rate.
I am retired and live in Spain, every so often when the exchange rate is good I transfer money from my UK account to my Spanish one. With TorFX I can order the money over breakfast and have it by lunchtime, a fantastic service.
TorFX Expert Review
TorFX Expert Review: Best Currency Broker 2025

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Should you send money abroad with TorFX?
TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
-
Pricing
(4.5)
-
Market Access
(5)
-
Online Platform
(4)
-
Customer Service
(5)
-
Research & Analysis
(5)
Overall
4.7TorFX Facts & Figures
| 💱 Total Currencies | 40 offered |
| 💵 Min Transfer | £100 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 325,000+ |
| 🏛️ Founded | 2004 |
| 💱 Transfers | £7.5 billion a year |
| 🏢 HQ | Cornwall, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ❌ |
| 🤝 Personal Service | Yes- rated highly |
| 📱 Phone Dealing | Yes – superb service |
| 🌐 Website | Visit TorFX |
TorFX News

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024
TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

TorFX Wins Best Currency Forward Contract Provider at the Good Money Guide Awards 2023
TorFX has won the Best Currency Forward Contract Provider at the 2023 Good Money Guide Awards, recognizing their outstanding service and expertise in the foreign exchange industry. This prestigious accolade highlights the dedication of the TorFX team to delivering exceptional solutions for their clients. Our team has worked tirelessly to provide exceptional financial services, and

Nigel Fox, TorFX Managing Director on what it’s like running a currency broker
What do you think makes TorFX stand out above other currency brokers? At TorFX our most unique selling point is our staff. We employ a team of highly-experienced currency experts to provide our customers with an unrivaled level of support and insight. All of our customers are assigned a personal Account Manager to look after

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.

