Hargreaves Lansdown Review (HL): The Waitrose Of The Investing World

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I always think of Hargreaves Lansdown as the Waitrose of the investing world. Yes, it may be a bit pricier sometimes, but I think it's just a nicer, safer place to shop for stocks.
Richard Berry
Richard Berry
Good Money Guide Founder

Hargreaves Lansdown Customer Reviews

3.8
3.8 out of 5 stars (based on 1,735 reviews)
Excellent27%
Very good38%
Average24%
Poor7%
Terrible4%

provides the complete package for…

1st July 2024

provides the complete package for an investor.

Richard Hurst

Really easy to use platform,…

1st July 2024

Really easy to use platform, good range of choices offered

Steve Ball

provides the complete package for…

1st July 2024

provides the complete package for an investor.

Richard Hurst

None

30th June 2024

None

Stuart

outstanding

29th June 2024

outstanding

Kevin William Henderson

Efficient but pricey, easy to…

28th June 2024

Efficient but pricey, easy to use website.

Stuart J Duff

Seem ok

28th June 2024

Seem ok

Patricia Curts

App experience isn’t great

27th June 2024

App experience isn’t great

Kaye

Very reliable with good customer…

27th June 2024

Very reliable with good customer service and care. Offers variety of packages

Mfon Sam

slow process to open savings…

27th June 2024

slow process to open savings accounts and rates are uncompetitive

Andrew Page

Very easy to use; and…

27th June 2024

Very easy to use; and good tools withn the platform

Matt Judge

Competitive and good help line

26th June 2024

Competitive and good help line

PAUL NORRINGTON

expensive, flaffy

26th June 2024

expensive, flaffy

Jez Etherington

Far too big

26th June 2024

Far too big

Derek Jarman

Easy to use and customer…

26th June 2024

Easy to use and customer focused

Nicholas Laurens

Excellent platform but expensive.

26th June 2024

Excellent platform but expensive.

Seamus McGurrell

Excellent app and website

26th June 2024

Excellent app and website

Patrick Lomax

Good but expensive

26th June 2024

Good but expensive

Paul Wheeler

Excellent

26th June 2024

Excellent

PatrickLeonard

3/5

24th June 2024
Elaine Hynes

good enoughfor Isa and investments….

23rd June 2024

good enoughfor Isa and investments. on the expensive side

Giuseppe Trovato

4/5

22nd June 2024
Philip Anthony Johnson

Easy to use & cost…

21st June 2024

Easy to use & cost effective

Mark Slade

Not had much interaction

21st June 2024

Not had much interaction

Farida Keen

Good

20th June 2024

Good

Michael Nelson

Limited access through the app

20th June 2024

Limited access through the app

Angel Serrano Montilla

Efficient service

20th June 2024

Efficient service

John Frederick Martin

Expensive recommendations not reliable

20th June 2024

Expensive recommendations not reliable

dom buckley

The platform is easy to…

20th June 2024

The platform is easy to use in both app and web form. Information is clear and making investments is very simple. They also have and Active Savings service which allows access to great savings rates with banks not accessible through other means

Richard Barnes

great app with good info

20th June 2024

great app with good info

Anthony Johnson

4/5

20th June 2024
Paul Godding

None

20th June 2024

None

Peter Champion

Good reputation but little used

20th June 2024

Good reputation but little used

Iain Hunneybell

I have an outstanding claim…

20th June 2024

I have an outstanding claim against them concerning Woodford.

Mr David Billington

Easy to use and to…

20th June 2024

Easy to use and to trade shares

Drew Marsham

Not user friendly.. takes a…

20th June 2024

Not user friendly.. takes a while to look for topics

Maureen Bunker

Good for placing own Stocks…

20th June 2024

Good for placing own Stocks and Shares and money deposits

David Brown

Not the cheapest, but a…

19th June 2024

Not the cheapest, but a slick platform so happy to use

Andrew Eustace

no comment

19th June 2024

no comment

Ranganathan Iyer

Good

18th June 2024

Good

Daniel Toms

5/5

18th June 2024
Paul Nicoll

Cheaper SIPP Fees than some

18th June 2024

Cheaper SIPP Fees than some

david smith

Good

18th June 2024

Good

Mark Deamer

Helpful customer service. Reasonable charges

17th June 2024

Helpful customer service. Reasonable charges

Susan Kirkland

best for junior isa

16th June 2024

best for junior isa

Akshat Wahal

Comprehensive and proactive

16th June 2024

Comprehensive and proactive

Frederick Ayres

Reliable, but some restrictions on…

15th June 2024

Reliable, but some restrictions on more complex financial products

Grant Fitzner

I wish they would adopt…

15th June 2024

I wish they would adopt the usually accepted method of conducting financial information. I have had, several times, had to seek out an explanation for transctions instead of them being understandable “at a glance”. Otherwise, HL are OK.

Ken Gaskin

OK, don’t have a lot…

15th June 2024

OK, don’t have a lot with them, not keen on their website.

Ivor Duarte

Great LISA and savings provider

15th June 2024

Great LISA and savings provider

Neil Forland-Butten

Good for trading account in…

15th June 2024

Good for trading account in stocks and shares, less so for trading in unit trusts and in an isa.

Ray Ring

Reliable great service and established….

15th June 2024

Reliable great service and established. A platform you can trust

Phillip Fielding

4/5

15th June 2024
Mark Phillips

Good website but expensive

15th June 2024

Good website but expensive

Richard Skinner

fine

15th June 2024

fine

Glenn Carver

Good but fees are far…

15th June 2024

Good but fees are far too high.

Derek Evans

Solid, low cost provider.

15th June 2024

Solid, low cost provider.

Euan Laird

Opaque, not user friendly, hard…

15th June 2024

Opaque, not user friendly, hard to understand reports

Fiona Kay

NA

14th June 2024

NA

Anil Lala

They are not the cheapest…

14th June 2024

They are not the cheapest but v good support

Jeremy Philips

fairly dear – could use…

14th June 2024

fairly dear – could use faster payment system

Mike Beaumont

Good site easy use friendly…

14th June 2024

Good site easy use friendly staff will always help if you need it

Lee wonnacott

x

14th June 2024

x

David Collins

Offer all services easy to…

14th June 2024

Offer all services easy to use and trustworthy

Gary Jordan

No thoughts

13th June 2024

No thoughts

Ewan Macintyre

Very good & easy to…

13th June 2024

Very good & easy to use

Barry Addison

Good service, expensive for funds,…

13th June 2024

Good service, expensive for funds, less so for individual shares

STEVEN DENNIS

Excellent for varied investment ways

13th June 2024

Excellent for varied investment ways

John Terry

Bit expensive but sound

13th June 2024

Bit expensive but sound

Douglas Dulcamara

Easy to use online platform….

12th June 2024

Easy to use online platform. Reasonable costs.

Anthony Sewell

The McDonald’s of investing

12th June 2024

The McDonald’s of investing

Alun Morris

Platform is good but messaging…

12th June 2024

Platform is good but messaging service is lacking. Does not allow submission of scanned documents. Does not respond to all messages.

Russell Harris

Very clear and easy to…

12th June 2024

Very clear and easy to use platform

austin goff

Works well for buying, selling…

12th June 2024

Works well for buying, selling and holding a great variety of investments

Robin Russell

Great for building a portfolio

12th June 2024

Great for building a portfolio

Robert Low

No

12th June 2024

No

Robert Sala

Good.

12th June 2024

Good.

Tariq Cader

Efficient and Effective

12th June 2024

Efficient and Effective

JON BLAKELEY-GLOVER

Meets my share dealing needs

12th June 2024

Meets my share dealing needs

Jim Scott

Easy to use

12th June 2024

Easy to use

Colin Jex

4/5

12th June 2024
Jim Scott

Research poor and comments not…

12th June 2024

Research poor and comments not updated on a regular enough basis

Annesley Harrison

.

12th June 2024

.

John Mead

wwwwwww

12th June 2024

wwwwwww

Mike Holland

3/5

12th June 2024
Marc Zarattini

Good

12th June 2024

Good

Jonathan Wood

reasonable

12th June 2024

reasonable

Ian Hughes

4/5

12th June 2024
James Bates

Very poor and outdated/old information

12th June 2024

Very poor and outdated/old information

Martin Bailey

excellent website

12th June 2024

excellent website

alan reeder

I like their app &…

12th June 2024

I like their app & service, but expensive

Simon Cronk

3/5

12th June 2024
Gary Deane

Good iPhone app and easy…

12th June 2024

Good iPhone app and easy to use, could do with a pots/bucket type filter. Fees are clear and buying/selling index funds and ETFs is free

Dan Evans

Good range of investments and…

12th June 2024

Good range of investments and easy to use.

John Luckett

Reliable

12th June 2024

Reliable

Jeff Gale

OK

12th June 2024

OK

Michael Bacon

Good service

12th June 2024

Good service

David Pilling

great support. easy to use…

12th June 2024

great support. easy to use platform

Simon David Penlington

Good service

12th June 2024

Good service

K J PATEL

Website outdated and charges high

12th June 2024

Website outdated and charges high

Paul Walton

Good platform, expensive fees

12th June 2024

Good platform, expensive fees

John Peacock

Very good trading and research.

12th June 2024

Very good trading and research.

Yuriy Alexander

Works well for me, clear…

12th June 2024

Works well for me, clear information, easy to access

Elizabeth Bray

Good, but pricey

12th June 2024

Good, but pricey

Aleks Ilic

large reliable service

12th June 2024

large reliable service

Karl Cunningham

Easy navigation

12th June 2024

Easy navigation

Graham Clarke

Staff. Don’t care

12th June 2024

Staff. Don’t care

Nicholas Dunne

Easy to use good app

12th June 2024

Easy to use good app

Philip Callaghan

Good platform but expensive

12th June 2024

Good platform but expensive

Alistair Stewart

User friendly

12th June 2024

User friendly

Joe Astley-Cooper

User-friendly & succinct. A little…

12th June 2024

User-friendly & succinct. A little more expensive. Poor on USA listed stocks

James Andrews

Good information, easy to use,…

12th June 2024

Good information, easy to use, dyor on recommendations though!

Robin Saxby

Poor value

12th June 2024

Poor value

Graham Buckingham

I have been with them…

12th June 2024

I have been with them for 10 years, charges high, service slow, web access and app good.

Peter Ormiston

Good but limited choice

12th June 2024

Good but limited choice

Andrew Ashworth

Good, quite expensive for foreign…

12th June 2024

Good, quite expensive for foreign trades, expensive SIPP charges

Robert Allen

Easy platform to navigate. Customer…

12th June 2024

Easy platform to navigate. Customer support readily available and easy to talk to

Andrew Bardell

Good service but I would…

12th June 2024

Good service but I would like to see a wider range of investments

Richard Croft

Good and easy to…

12th June 2024

Good and easy to use but expensive

Harold Christopher Symonds

NA

12th June 2024

NA

Steve Hodge

Expensive

12th June 2024

Expensive

Chris Bishop

could be cheaper compared to…

12th June 2024

could be cheaper compared to others

bryan young

Very good custome service

12th June 2024

Very good custome service

Suresh Patel

a bit costly and they…

12th June 2024

a bit costly and they don’t hold all the shares you might want

DAVID IAN WHITFIELD

Good mobile app, easy to…

12th June 2024

Good mobile app, easy to use but the website could be made more user friendly

Magnus Houston

Super tool for investing

12th June 2024

Super tool for investing

Andy Holmes

OK

12th June 2024

OK

Julian Macnamara

Platform is too ‘clunky’ and…

12th June 2024

Platform is too ‘clunky’ and unnecessarily complex. Charges are high and unjustifiably so for holding funds

Peter Johnson

To expensive

12th June 2024

To expensive

Steve Knight

Very good platform that is…

12th June 2024

Very good platform that is user friendly

Neville Close

.

12th June 2024

.

Paul Petch

Expensive and inflexible

12th June 2024

Expensive and inflexible

Howard Cousins

Rapid access and trading.

12th June 2024

Rapid access and trading.

Timothy John Lowe

Not the cheapest but using…

12th June 2024

Not the cheapest but using the platform is simple. They cut costs a year or so, and there was a downturn in customer service

James Stephen Gray

Some serious functionality issues with…

12th June 2024

Some serious functionality issues with their Watchlists

Brian Hill

Competent and reliable

12th June 2024

Competent and reliable

Jack Calder

Good but costs are high

12th June 2024

Good but costs are high

YADI JAYRAN-NEJAD

good facility, probably bit dear

12th June 2024

good facility, probably bit dear

Nick Gregory

Good

12th June 2024

Good

Dr Edward Hing

Very easy to use, but…

12th June 2024

Very easy to use, but expensive.

Michael Simpson

Adequate

12th June 2024

Adequate

Gary Hurley

Easy to use. Rapid response…

12th June 2024

Easy to use. Rapid response to questions. Should look at sending emails to announce dividends receiveds and for support.

Edward Goodwin

Cheap, good value.

12th June 2024

Cheap, good value.

Lee Morton

Good array of companies to…

12th June 2024

Good array of companies to invest in. Good for ISA & SIPP accounts in that the fees are capped per year

David Mark Chester

Above average platform but lacks…

12th June 2024

Above average platform but lacks insightful or any comprehensive tools

Gary Towner

Convenient

12th June 2024

Convenient

Richard Wyatt

X

12th June 2024

X

Paul robertson

Very good platform for investment…

12th June 2024

Very good platform for investment but dealing system needs improving especially for smaller companies

Peter Wyatt

Reasonable service, but mustn’t rest…

12th June 2024

Reasonable service, but mustn’t rest on their laurels

matthew west

Very easy to use very…

12th June 2024

Very easy to use very accessible

Mr James R Durrant

Okay but a little on…

12th June 2024

Okay but a little on the expensive side

John Moore

.

12th June 2024

.

Geoffrey Foster-Taylor

Just ok

12th June 2024

Just ok

John

A bit pricy but systems…

12th June 2024

A bit pricy but systems getting better and it works well

Graham Morgan

Not responsive

12th June 2024

Not responsive

Patrick George Williams

Not enough info

12th June 2024

Not enough info

BRIAN JOHN HALEY

5/5

12th June 2024
James Sleight

Fees as investment fraction is…

12th June 2024

Fees as investment fraction is punishing esp for wealthy investors

Cecil Frank Scott

Good but not cheap to…

12th June 2024

Good but not cheap to deal

Jon whitehead

A good, solid platform. No…

12th June 2024

A good, solid platform. No complaints.

Andrew Shaw

Ok

12th June 2024

Ok

Liam mcquaid

4/5

12th June 2024
Richard Newton

Not as good as 10…

12th June 2024

Not as good as 10 years ago, but starting to improve

Stephen Andrew Firth

I trust HL, but their…

12th June 2024

I trust HL, but their site could be a bit more sophisticated for international investing

Howard Adams

trust, and a wide choice…

12th June 2024

trust, and a wide choice of available investments, their charges could be cheaper

robert shelley

Good service, efficient

12th June 2024

Good service, efficient

Stephen Crompton

.

12th June 2024

.

Peter Taylor

Wide range of funds, great…

12th June 2024

Wide range of funds, great telephone support, poor research tools

Julian Symes

Good but expensive.

12th June 2024

Good but expensive.

John Denmark

Easy to use. Low quality…

12th June 2024

Easy to use. Low quality research work by its analysts.

Patrick Fleming

It needs improvement

12th June 2024

It needs improvement

Benjamin Billiard

3/5

12th June 2024
Benjamin Billiard

adequate

12th June 2024

adequate

Graham jelley

No thoughts

12th June 2024

No thoughts

Robert Stepney

Good

12th June 2024

Good

john Ball

I use Hargreaves for my…

12th June 2024

I use Hargreaves for my SIPP and ISA. Its platform works well for both.

Robert Cullum

ok

12th June 2024

ok

Richard Pease

Fit for purpose

12th June 2024

Fit for purpose

Ian Mackey

Use as my investment platform…

12th June 2024

Use as my investment platform and allows me to link multiple accounts (wife & children) for easy administration. More costly than peers but worth it for the things I need to use it for.

Richard Pavey

Decent value

12th June 2024

Decent value

George

A good solid service, but…

12th June 2024

A good solid service, but could provide a method of investing in the US, with stop losses

Peter Gruitt

Solid & reliable for investing…

12th June 2024

Solid & reliable for investing in shares and ETFs

Jeff Perrin

Suit my purposes

12th June 2024

Suit my purposes

Patrick Murphy

Okay

12th June 2024

Okay

Nadia Lycett

Nice and simple APP to…

12th June 2024

Nice and simple APP to use

Sunil Koneti

Excellent and easy to use

12th June 2024

Excellent and easy to use

Anthony Gray

informative and user friendly

10th June 2024

informative and user friendly

Andrew Gordon Dempster

A reasonable service

9th June 2024

A reasonable service

Angela Coutts-Wood

very bad customer service and…

9th June 2024

very bad customer service and the charges are high

siaka sillah

2/5

8th June 2024
Fred Baton

Good but sometimes pricy

7th June 2024

Good but sometimes pricy

Frances swallow

Informative and relatively easy to…

7th June 2024

Informative and relatively easy to use.

Martin Swallow

Great website, limited actions on…

7th June 2024

Great website, limited actions on app

Lorraine Globe

Very established Investment Platforms I…

6th June 2024

Very established Investment Platforms I would recommend!

Mr John Frederick Chambers

Wide range of investments on…

6th June 2024

Wide range of investments on offer, but fees too high

Kamaljit Singh

have been using for many…

6th June 2024

have been using for many years; no issues, easy to move money around

Malcolm Cawood

quite a lot of funds…

6th June 2024

quite a lot of funds avalable

mantat so

Cannot access some funds I…

6th June 2024

Cannot access some funds I wish to buy into,.

Anthony Brewood

Good platform and research tools…

5th June 2024

Good platform and research tools but pricey

Robert Enticott

Good service for financial investment

5th June 2024

Good service for financial investment

Jake Cullender

Bit expensive but a good…

4th June 2024

Bit expensive but a good site for information

Michael John Hopkinson

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Hargreaves Lansdown Expert Review

There is no denying that Hargreaves Lansdown is one of the best investment platforms in the UK. They offer a huge range of investments and excellent customer service. In my Hargreaves Lansdown review, I explain what they are good at, what they are too expensive for and what sort of investor they are most suited to.

Hargreaves Lansdown Review
Good Money Guide Recommended 2024

Name: Hargreaves Lansdown

Description: Hargreaves Lansdown is one of the largest investment platforms in the UK. They offer investing, savings, ISAs and SIPP account to over 1.8 million clients with 142bn in assets under management. The company was founded by Peter Hargreaves and Stephen Lansdown in 1981 and is now listed on the London Stock Exchange.

Is Hargreaves Lansdown a good broker?

Yes, Hargreaves Lansdown is one of our best-rated stock brokers and investment platforms. HL offers access to a huge range of investment types, through a wide range of general and tax-efficient accounts and is suitable for almost all types of investors.

Pros

  • Wide range of investments
  • Most investment account types
  • Excellent research and analysis

Cons

  • There are cheaper options for fund investing
  • Limited portfolio hedging tools
  • Pricing
    (4)
  • Market Access
    (5)
  • Online Platform
    (5)
  • Customer Service
    (5)
  • Research & Analysis
    (5)
Overall
4.8

I’ve spoken to the founder of Hargreaves Lansdown, Peter Hargreaves a few times. First when I interviewed him over the phone and then a few follow-ups after that via email. I have to say that he’s to the point, detailed, charismatic and clearly has a huge amount of passion for the business.

Of course, Peter Hargreaves no longer runs the business, but for this review, I interviewed the then  CEO Chris Hill, but the mentality of HL doesn’t seem to have changed. Hargreaves Lansdown is still one of the best investment platforms out there. Its research, market data, and market range are unrivalled. There are cheaper “free stockbrokers” out there, but your choice of investment is limited, customer service is basically a chatbot and many are still raising funds and running at a loss. Sure people complain that HL can sometimes be expensive, but in finance, you get what you pay for.

Founded in 1981, Hargreaves Lansdown is one of the largest fund management and investment platforms in the UK with 1.8 million clients and £142bn funds under management. Operating from its Bristol base, it offers a huge range of investment tools, ready-made portfolios, ISAsSIPPs (pension), cash savings and foreign currency exchange. They also offer financial advice with a free initial consultation, research, webinars and guides to investment. The scale and scope of their offering mean they offer one of the widest range of choices for investors of all levels.

For those that are more risk averse HL Active Savings offers access to some of the highest-paying savings accounts.

In the Good Money Guide Awards, HL is a regular winner and in 2022 won the award for ‘Best Stockbroker’, ‘Best Investing App’ and ‘Best SIPP account’. 100% of those who took the 2022 survey said they used HL for longer-term investing, with only 33% saying they also made short-term speculative investments on the platform.

With a history stretching back four decades, HL brings the security, scale, and reputation of an established FTSE 100 company.

Now, onto the nitty-gritty of Hargreaves Lansdown and our ratings explained.

Pricing

Cheap for stocks, expensive for funds – that’s the basics.

Over the years, though, HL has become cheaper, and I expect it to continue becoming more competitive. They have a huge legacy client base that won’t switch to another broker no matter what, so that will be milked for a while with these reduced rates. However, newer customers should see commissions come in line with other major investment platforms.

HL is still horrendously expensive for US stocks, as their FX fees are quite high, and since there is no cap on fund account fees, these can add up very quickly for big accounts.

The jewel in the pricing crown, though, is the Junior ISA, which is free to hold and to buy shares and funds.

Hargreaves Lansdown Market Access

Excellent, with pretty much full market coverage.

If you’re a UK investor, you’ll be hard-pressed to find a listed instrument you can’t invest in through HL. So, if you’re looking to build a very diverse portfolio over the years and want access to a wide range of small-cap stocks, corporate bonds, and funds, HL is a good choice for investment options.

Plus, they offer the most types of accounts as well. In our comparison tables, only Hargreaves Lansdown and AJ Bell offer access to the full range of accounts including:

If you click on the links above, you can see our ratings for each of the key Hargreaves Lansdown account types.

Platform & Apps:

Generally, one of the best apps and platforms around.

The Hargreaves Lansdown website and app have been the go-to for stock market research. I should know – I sold them bond data, rankings, and analysis for years.

The website has an excellent market data section, so you can read through company reports, and the HL app is much more comprehensive than competitors.

Everything is easy to use: lots of order types, account statements, etc. It all just works. Let’s be honest, if you are investing with Hargreaves Lansdown, you’re going to use the platform and buy something in the long run. You don’t need lots of flashing lights and algo API connectivity.

These were all developed by a hugely experienced team that has now gone on to run Navos (fintech.co.uk), which builds investment systems and infrastructure for some of the biggest financial institutions in the UK.

They are grown-up platforms and apps for serious investors.

Customer Service At Hargreaves Lansdown:

You get what you pay for here. HL always picks up the phone quickly.

Whenever we test platforms, we always try to find a problem so we can phone customer support to test their response time. Some of the apps are woeful at getting back to customers. But then again, I’d say that investing apps are for small investors, while investment platforms and stock brokers are for when you have a bit more and need a bit of help looking after it.

For this review, and you can watch this in our video of me testing the platform live. There was an issue with cancelling the a stop on a position I had closed out. I managed to get through straight away and was given the answer after speaking to a couple of their staff.

Hargreaves Lansdown does have a reputation for being expensive, but then again, it’s not cheap employing and training staff to ensure that if you have a problem, it can be dealt with quickly – and may I add, politely.

Research & Analysis:

Superb, with lots of market data screens for non-customers and even more information when you are logged in.

Hargreaves Lansdown is a DIY platform, which means you have to make your own decisions. Now, I’m not being commercially cynical here, but when I was a broker, we wanted our customers to make lots of decisions. Because the more investment decisions they made, the more commission we made.

And how do you get your customers to make more investment decisions? Well, you provide them with the tools, stimulus, and research to help them make them.

As Hargreaves Lansdown is one of the biggest companies in the UK, listed on the LSE with a market cap of £5.27bn (as of 22/09/24), you can assume that they are providing a lot of people with a lot of research and analysis to help them make more decisions…

Hargreaves Lansdown Video Review

Watch as we test the Hargreaves Lansdown investing platform and app. In our video review and test we buy and sell some Hargreaves Lansdown shares (LON:HL) and demonstrate some of the stock broker’s features.

Hargreaves Lansdown Awards

Hargreaves Lansdown always wins awards with us, over the years Hargreaves Lansdown has won Good Money Guide Awards for:

  • 2023: Best DIY Stocks & Shares ISA & Best Junior SIPP
  • 2022: Best Investing App, Best Stock Broker, Best SIPP & Best Junior SIPP
  • 2021: Best Full-Service Stock Broker
  • 2019: Best Stock Broker, Best SIPP Account
  • 2018: Best SIPP and Stocks & Shares ISA Broker
@good_money_guide Best DIY Stocks & Shares ISA… #goodmoneyguide #goodmoneyguideawards #investing #shares #stocks #stockmarket ♬ original sound – Good Money Guide


I’m afraid though, we don’t have any footage of Hargreaves Lansdown collecting an award because as yet they’ve not turned up to collect them.

Hargreaves Lansdown Facts & Figures

⬜ Public Company✔️
👉 Number Active Clients1,800,000
💰 Minimum Deposit£1
💸 Client Funds£142 billion
📅 Founded1981
Account Costs
👉 Investment Account
0%
👉 SIPP
0.45%
👉 Stocks & Shares ISA
0.45%
👉 Junior ISA
0%
👉 Lifetime ISA
0%
Dealing Costs
👉 UK Shares
£11.95
👉 US Stocks
£11.95
👉 ETFs
£11.95
👉 Bonds
£11.95
👉 Funds£0

Hargreaves Lansdown Review

Hargreaves Lansdown Global Income fund targets DIY investors

The launch of the Hargreaves Lansdown Global Income fund brings another easy-to-use portfolio building tool to do-it-yourself investors on the platform. The new Global Equity Income fund invests in a portfolio of dividend-paying companies around the world favoured by selected expert managers. The strategy seeks to strike a balance between risk and return and offers

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currency hedging for business

Does Hargreaves Lansdown offer currency transfer services?

Yes, you can transfer currency abroad with Hargreaves Lansdown, but not directly, HL uses a specialist third-party currency specialist to facilitate international payments. Here’s a look at its currency transfer services in more detail. Currency transfers with Hargreaves Lansdown If you want to use Hargreaves Lansdown’s currency transfer services, you need to open a currency

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Hargreaves Lansdown Index Funds

Is Hargreaves Lansdown good for funds?

Fund investing is where Hargreaves Lansdown gets very expensive. unlike share dealing there is no cap on the fees charged for holding funds with HL. You can invest in over 3,000 funds or choose from Hargreaves Lansdown funds picked by a team of in-house investment experts that manage a range of Multi-Manager funds (fund-of-funds) and

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OEICs Open-Ended Investment Company

How much does OEIC investing cost on Hargreaves Lansdown?

It’s free to buy and sell OEIC (open-ended investment companies) on Hargreaves Lansdown, but there is an ongoing charge. In our HL OEIC review below we go through the charges and specifics about investing in open-ended investment companies with Hargreaves Lansdown. There is no charge for buying and selling open-ended investment companies. Accounts are charged

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Hargreaves Lansdown Lifetime ISA

Is Hargreaves Lansdown A Good LISA (Lifetime ISA)?

Yes, Hargreaves Lansdown’s Lifetime ISA is a great way to take advantage of the 25% government bonus with you £4,000 Lifetime ISA allowance as fees are low and there are a huge amount of markets to invest in. When you deposit money into a Hargreaves Lansdown lifetime ISA, the government will top that amount up by

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Hargreaves Lansdown Junior ISA

Junior ISAs are now free on Hargreaves Lansdown

Since Hargreaves Lansdown removed the fees from of its JISA (Junior ISA) account it is now one of the cheapest ways to invest for your children.. This is good news as Hargreaves Lansdown is generally acknowledged to be not only the largest provider of direct-to-consumer investment services but also the most expensive. An HL JISA

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ETF Investing Platforms

Is Hargreaves Lansdown good for ETF Investing?

We rate Hargreaves Lansdown as one of the best ETF investment accounts as HL has access to a huge range of UK and international Exchange Traded Funds. Plus the costs of holding ETFs are capped as they fall into their stocks and shares category. Hargreaves Lansdown’s ETF platform offers a huge range of exchange-traded funds tailored

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Hargreaves Lansdown Review

Hargreaves Lansdown Versus Interactive Investor

Is it time to move your money away from Hargreaves Lansdown? Hargreaves Lansdown has been making headlines recently. This is due to the fact that the firm – which operates the largest investment platform in the UK with nearly two million customers – has received multiple bids from a private equity consortium (good news for long-term

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Buying UK Government Gilts

Hargreaves Lansdown and Interactive Investors open up UK Gilt auctions to retail investors

Hargreaves Lansdown and Interactive Investor two of Britain’s largest stockbrokers, and direct-to-consumer investing platforms, are opening up the UK Gilt-edged or government bond market to retail traders and savers. HL & II are partnering with one of the UK’s largest domestic market makers, Winterflood Securities, to offer retail traders and investors access to DMO auctions

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Hargreaves Lansdown

Are Hargreaves Lansdown in trouble because of short sellers?

Hargreaves Lansdown is one of Britain’s largest stockbrokers and retail investment platforms helping millions of retail investors manage their savings investments and stock trading. So there is a certain amount of irony that the stock should be in the sights of that most speculative group of market participants, the short sellers. Why would you short-sell

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Hargreaves Lansdown Review

Hargreaves Lansdown announces a new ready made pension plan for SIPP holders

The UK’s largest direct-to-consumer investing platform and stockbroker Hargreaves Lansdown has announced that it plans to introduce a new all-in-one investment plan for the firm’s Self-Invested Personal Pension or SIPP. Hargreaves Lansdown Ready Made Pension Hargreaves Lansdown hopes will remove “ a lot of the difficult decision-making” that clients face, when they try to pick

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Hargreaves Lansdown

Hargreaves Lansdown now offers ready-made and managed investments

Ready-Made Index Funds and Managed Hargreaves Lansdown Investments are now available on HL for those who want a bit of help with their investments. A new range of index funds were made available from June 6th and complement the firm’s existing HL-managed ready-made fund range that was launched in 2023. The four new Hargreaves Lansdown

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Hargreaves Lansdown

Hargreaves Lansdown cut direct debit & dividend reinvestment fees

Hargreaves Lansdown, one of the UK’s largest brokers and direct-to-consumer investing platforms,  has removed fees for investors who invest regularly via direct debit and reinvest their dividend payments. Reducing direct debit and dividend reinvestment fees As of Tuesday, April 11th customers who invest regularly via direct debit payments to Hargreaves Lansdown, will no longer be

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Hargreaves Lansdown Financially Fearless

Hargreaves Lansdown launches Financially Fearless

Hargreaves Lansdown has launched “Financially Fearless” a new initiative to coincide with International Women’s Day,  that aims to help close the gender investment gap between men and women. What is the gender investment gap? Men and women invest differently, men have historically been more inclined to invest, and have had more money to invest when

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Hargreaves Lansdown

Why is the Hargreaves Lansdown falling? (LON: HL)

Hargreaves Lansdown is a leading investment platform in the UK Stock is stuck in a bear trend due to macro uncertainty LON:HL remains profitable; watch to buy on a further setback When Peter Hargreaves and Stephen Lansdown started their financial venture back in 1981 in Bristol (reputedly in Peter’s bedroom!), few would have anticipated the financial colossus

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Hargreaves Lansdown

Hargreaves Lansdown’s trading update disappoints the market

The Hargreaves Lansdown (LON:HL) trading update showed net new business in Q1, worth £0.70 billion, though that figure was below analysts’ forecast of £0.85 billion. AUA or assets under administration rose to £122.70 billion as a result The D2C investing giant attracted 17,000 new customers in the first quarter and now has 1.754 million clients

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Hargreaves Lansdown Active Savings

Hargreaves Lansdown adds Santander to its Active Savings service

Hargreaves Lansdown, the UK’s largest investment and savings platform, has added Santander International to its Active Savings lineup. Santander International is the trading name for the Jersey and Isle of Man branches of Santander Financial Services plc, which in turn is a wholly-owned subsidiary of Santander UK Group Holdings plc, which itself is part of

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Hargreaves Lansdown

Jefferies highlights the challenges of old age at Hargreaves Lansdown

US investment bank Jefferies has published a research note on the UK’s largest and some argue best investment platform, Hargreaves Lansdown. Jefferies has updated their coverage of Hargreaves Lansdown in an 11-page note the upshot of which is that the broker has downgraded the investment platform to underperform from its prior rating of hold, and

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Hargreaves Lansdown boosts its Cash ISA interest rates

Hargreaves Lansdown the UK’s largest D2C savings and investment platform has raised the interest rate available to new Cash ISA customers. Hargreaves Lansdown cash ISA interest rates Hargreaves Lansdown has raised the interest rates that new customers can expect to receive on cash ISAs at the firm. The rate has been hiked by 20 basis

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Hargreaves Lansdown bets on data and ESG, with a human touch

Hargreaves Lansdown the UK’s largest D2C investment and share trading platform, published interim results for the 6 months until the end of Dec 2021, this morning. Client funds up 17% The earnings release showed net new business of £2.30 billion taking assets under administration to £141.20 billion, a gain of +17.0% over the same period

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Hargreaves Lansdown

Is Hargreaves Lansdown’s keeping up with the cool kids?

The last 18 months have been a period of strong growth for investment platforms and businesses within financial services particularly those that meet the needs of retail clients. Or so we thought because, despite headlines about sharply increased online trading activity and thousands of new accounts being opened, that hasn’t translated into increased profitability at

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Hargreaves Lansdown

Hargreaves Lansdown between the rock and the hard place

The UK’s leading retail investment platform, Hargreaves Lansdown reported figures for the full year ending 30th of June 2021 this week, and though the headline numbers looked impressive, as is so often the case the devil was in the detail. HL net new business grew by £8.70 billion and assets under administration, or AUA rose

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Hargreaves Lansdown Cash ISA: What to Expect

Hargreaves Lansdown is offering a new cash ISA to sit alongside its investment option. It offers a different type of ISA allowing you to save tax free, giving you a different way to access your money. To find out more about Hargreaves Lansdown read our Hargreaves Lansdown review or compare Investment ISA accounts. What is

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Fund platforms

A closer look at Hargreaves Lansdown’s 5 funds to watch in 2020

Edward Sheldon takes a closer look at Hargreaves Lansdown’s 5 funds to watch in 2020 To help UK investors choose the best funds to invest in, investment provider Hargreaves Lansdown recently released its annual fund research report ‘5 funds to watch in 2020.’ This report highlights five funds across different areas of the market that

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Peter Hargreaves Blue Whale Capital

Peter Hargreaves, Chairman of Blue Whale Capital on investment strategies and the importance of investing in the next generation of fund managers

What do you do when you’ve stepped away from a FTSE 100 listed investment firm valued at around £9 billion you set up and have run for nearly four decades? Evidently, you set up another one. That’s what Peter Hargreaves the co-founder of Hargreaves Lansdown has done with Blue Whale Capital. Sometimes doing these interviews

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Hargreaves Lansdown FAQs

Yes, we rate Hargreaves Lansdown as one of the safest share dealing accounts in the UK because they are well established, listed on the London Stock Exchange, and regulated by the FCA. Hargreaves Lansdown is also a profitable company with millions of private and corporate customers.

As an FCA-regulated stock broker, if Hargreaves Lansdown were to go bust, client cash on account would be protected by the FSCS scheme. Client investments are held in nominee accounts on CREST and can be transferred to another FCA-regulated investment platform.

Yes, Hargreaves Lansdown is considered one of the more expensive trading apps, as they charge a commission per share deal as opposed to commission-free investing apps like Freetrade, CMC Invest or Dodl, where it is free. Hargreaves Lansdown is also very expensive for holding funds on account as there is no cap on their fund account charge. Whereas, AJ Bell fund fees are capped and Interactive Investor charges a flat monthly subscription.

Hargreaves Lansdown is a public company listed on the London Stock Exchange meaning anyone can buy shares. But only around 25% of HL shares are traded on the LSE as 75% of the company is still owned by the founders Peter Hargreaves, and Stephen Lansdown and employees. You can see the breakdown of Hargreaves Lansdown shareholders in our HL share price performance section.

Yes, Hargreaves Lansdown offers access to a huge range of UK-listed Government and corporate bonds that you can invest in to build an income-generating portfolio. We actually used Hargreaves Lansdown to demonstrate buying Retail Charity bonds when we reviewed them.

No, you cannot buy commodities directly on Hargreaves Lansdown directly, to do that you need a commodities broker. But, you can invest in commodities on HL through a commodity ETF which is listed on the stock exchange like the Legal & General Longer Dated All commodities UCITS ETF (CMFP).

No, you cannot buy fractional shares on Hargreaves Lansdown, you can only buy whole shares, ETFs and units of funds. If you want to invest in small slices of company shares or want to invest in monetary amounts rather than shares you can compare the best brokers for fractional shares investing here.

No, you cannot trade options on Hargreaves Lansdown. I view this as quite a significant disadvantage because options are a great way to hedge your long-term investment portfolio against potential short-term stock market falls. If you want to trade or invest with options you can compare the best options brokers here.

No, you cannot buy or invest in gold directly on Hargreaves Lansdown, to do that you need a gold trading platform. But, you can get exposure to gold and invest in a gold ETF that tracks the price of the gold and can be bought and sold on the Hargreaves Lansdown platform just like shares for example, SPDR Gold Trust, iShares Gold Trust or Aberdeen Standard Physical Gold Shares ETF.

No, you cannot short stocks or go short on the Hargreaves Lansdown platform. But if you think that the Hargreaves Lansdown share price will go down it is possible to short Hargreaves Lansdown shares with a short-selling broker using CFDs, options or financial spread betting. However, if you want to go short the overall stock market to hedge your portfolio held at Hargreaves Lansdown you can buy an inverse ETF (which goes up when the market goes down) like

Absolutely not! Hargreaves Lansdown is a traditional stock brokerage and is most suitable for those investing in the long term. Cryptocurrency is a very high-risk product and not apprapriate to hold alongside ISA or SIPP accounts. Having said that, the SEC has recently approved a Bitcoin ETF, which can be bought and sold on the stock market, so some UK investors may be able to buy cryptocurrency on HL if they pass the sophisticated investor threshold.

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