
TorFX Customer Reviews
Tell us what you think of this provider.
Simple, efficient and safe
We make transfers to different destinations – always a competitive rate, always an efficient transfer, always a job well done.
Always the best rates and excellent service!
Having emigrated to Australia, with all our income still coming from the UK, finding someone to rely on for good exchange rates and prompt response, was essential. Tom was very supportive with the initial transfer of the proceeds of our home and investments and has always given excellent rates of exchange. Our transactions are easy to arrange, and during the last four and a half years Tom has always been so helpful and prompt; we are grateful we discovered him and TorFX!
Excellence
For my transfers from UK bank to my Spanish bank every transaction treated with politeness and super efficiency.
Rapid reliable and resposive
I have used them for years and they are reliable and responsive and provide personal service with difficultΓ© transfers.
I would never use anyone else as their rates are compΓ©titive
Personal Transfers
As a Canadian ExPat I use TorFX to send money back to Canada on a fairly regular basis. The rates I get are the best, much better than high street banks. Before deciding on TorFX I considered other currency exchange providers; I chose TorFX because their rates are always consistently the best and the customer service is wonderful from the entire team but especially my Account Manager Simon Johnson.
Top notch service, great team!
Always helpful
Personal account, I use my account to transfer money to my family in Newzealand
Reassuring service
We hadn’t had to move a large sum of money for many years so were somewhat nervous of doing so. Using Torfx was an excellent choice as we were talked through the process step by step by Ally and had no need to worry. Everything went perfectly and we shall be using them again shortly and have advised our family members to do the same.
so easy to work with
We use the service about once a year and Scott has always been so easy to deal with. Such a trustworthy company so have no fears doing a transfer. We are extremely careful people and it works for us so for all the cautious out there you are in good hands.
Personal, safe and secure money transfer
I have used TorFX to transfer money to my family in Australia on many occasions. It is important for me to use a service that feels safe, secure whilst not overwhelmingly complex. TorFX have met all these requirements plus more. Staff are friendly and helpful and communication during the transactions are timely and reassuring – very helpful in today’s financial environment. I couldn’t recommend TorFX more highly. It’s an excellent service!
Personal, efficient service and good rtes
I have used TorFX for many years to transfer money from the UK to family in Australia. Their online service is highly efficient and simple to use and their rates are good. The outstanding plus is the personal service I have had over the phone when needed – Tom has been unfailingly helpful and efficient, has given excellent advice on the fine-tuning of larger transfers AND I always get through immediately to a nice human in Cornwall without first wading through options, bot-chat, music etc.
TorFX Expert Review
TorFX Expert Review: Best Currency Broker 2025

Name: TorFX
Description: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around Β£7.5 billion a year and is based in Cornwall, UK.
Should you send money abroad with TorFX?
TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
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Overall
4.7TorFX Facts & Figures
π± Total Currencies | 40 offered |
π΅ Min Transfer | Β£100 |
π° Max Transfer | No maximum transfer |
π Customers | 325,000+ |
ποΈ Founded | 2004 |
π± Transfers | Β£7.5 billion a year |
π’ HQ | Cornwall, UK |
βοΈ Regulated | Yes – Authorised by FCA |
Account Options | |
π§ Personal Transfers | βοΈ |
π Business Transfers | βοΈ |
ποΈCurrency Forwards | 24 months |
πΈ Currency Options | β |
π€ Personal Service | Yes- rated highly |
π± Phone Dealing | Yes – superb service |
π Website | Visit TorFX |
TorFX News

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024
TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

TorFX Wins Best Currency Forward Contract Provider at the Good Money Guide Awards 2023
TorFX has won the Best Currency Forward Contract Provider at the 2023 Good Money Guide Awards, recognizing their outstanding service and expertise in the foreign exchange industry. This prestigious accolade highlights the dedication of the TorFX team to delivering exceptional solutions for their clients. Our team has worked tirelessly to provide exceptional financial services, and

Nigel Fox, TorFX Managing Director on what it’s like running a currency broker
What do you think makes TorFX stand out above other currency brokers? At TorFX our most unique selling point is our staff. We employ a team of highly-experienced currency experts to provide our customers with an unrivaled level of support and insight. All of our customers are assigned a personal Account Manager to look after

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
You can contact Richard at richard@goodmoneyguide.com