Updated 04/09/26. Please read these Website General Terms of Use (“General Terms”) carefully before using this website (the “Site”) and its services (the “Services”). Using the Site and Services indicates that you accept these General Terms. If you do not accept these General Terms, do not use the Site and Services.
If we change these General Terms, we will post the revised document here with an updated effective date. If we make significant changes to these General Terms, we may also notify you by other means such as sending an email or posting a notice on our home page.
1. Information About Us
You can contact us using the following email address: info@goodmoneyguide.com
2. Access to the Site and Services
2.1. Subject to any contractual obligations we may owe to any users of our paid services, we shall not be liable if for any reason the Site and Services are unavailable at any time or for any period.
2.2. From time to time, we may restrict access to all or some parts of the Site and Services to users who have registered with us.
2.3. If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party.
2.4. We reserve the right to restrict or deny you access to all or some parts of the Site and Services if, in our opinion, you have failed to comply with these General Terms.
3. Intellectual Property and Permitted Use
3.1. We are the owner or licensee of all intellectual property rights in the Site and the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
3.2. You may print and download extracts from the Site and Services for personal non-commercial use on the following basis:
3.2.1. no documents or related graphics are modified in any way;
3.2.2. no graphics are used separately from accompanying text;
and
3.2.3. no copyright and trade mark notices are removed.
3.3. You agree not to:
3.3.1. use the Site and Services for commercial purposes without obtaining our prior written agreement;
3.3.2. copy, reproduce, distribute, republish, download, display, post or transmit in any form or by any means any content of the Site and Services except as permitted above.
4. Material Submitted by You
4.1 Except for information that identifies you personally (e.g. your name, address, telephone number, email address and CV), any material which you submit will be considered non-confidential and non-proprietary such that we shall have the right to use, copy, distribute and disclose it to third parties for any purpose.
4.2 You agree not to submit any material:
4.2.1 that is false, misleading, defamatory, discriminatory, threatening, offensive, abusive, likely to cause someone anxiety or distress, encourages violence or racial or religious hatred, blasphemous, pornographic, in breach of confidence, in breach of privacy; or
4.2.2 that infringes any intellectual property rights, such as copyright and trade marks. This means generally that you must own the rights in everything you submit or must obtain permission from the rights owner to submit the material; or
4.2.3 which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data); or
4.2.4 which encourages or teaches conduct that is a criminal offence, gives rise to civil liability, or is otherwise unlawful.
4.3 We are not obliged to use material submitted by you and we may remove from the Site, the Services and our database any of the material submitted by you at our sole discretion.
4.4 We will fully co-operate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone submitting material in breach of clause 4.2.
4.5 We will not be responsible, or liable to any third party, for the content or accuracy of any materials submitted by you.
4.6 Review verification and disclosure to providers
Where you submit a review, rating, comment or other feedback relating to a third-party product or service, you acknowledge and agree that we may, where reasonably necessary, share limited or partial identifying information (such as your name, email address, or confirmation of customer status) with the relevant provider solely for the purposes of verifying the authenticity, accuracy or legitimacy of that review.
We will only share such information where it is appropriate to do so, will not disclose more data than is reasonably required for verification, and will process any personal data in accordance with our Privacy Policy and applicable data protection laws.
5. Data Protection and Privacy
5.1 We use and process your personal information in accordance with our Privacy Policy, including for the purposes of review moderation, fraud prevention, and verification of user-submitted reviews with relevant providers where necessary.
6. Third Party Content and Links
6.1 We are not liable or responsible for the third party content on the Site and in the Services. Third party content includes, for example, material posted by other users of the Site and Services, job vacancy advertisements and display advertising.
6.2 Where the Site and Services contain links to other sites and resources which are provided by third parties, these links and resources are provided for your information only and you access them at your own risk. We are not liable or responsible for the content of third party sites or resources.
7. Our Liability
7.1. The material contained on the Site and in the Services is for information purposes only and does not constitute advice. You should carry out your own check in respect of any information on the Site and in the Services and use your own judgement before doing or not doing anything on the basis of what you see. Unless expressly stated in writing by us or required by law, we give no warranties of any kind in relation to the materials on the Site and in the Services.
7.2. We are not liable for:
7.2.1 any action you may take as a result of relying on any information/materials provided on the Site and in the Services or for any loss or damage suffered by you as a result of you taking such action; or
7.2.2 any dealings you have with third parties (e.g. other users or advertisers) that take place using or facilitated by the Site and Services; or
7.2.3 any liability for losses which are not a foreseeable or likely consequence of (i) your use of the Site and Services, or (ii) a breach by us of these General Terms.
7.3 We are not responsible if you cannot use the Site and Services properly or at all because of any event outside our control (e.g. the performance of your or our internet service provider, your browser or the internet.)
7.4 The Site and Services rely in part on software to work. Whilst we monitor the Site and Services and try to fix bugs promptly, we do not guarantee that the Site and Services will be error free, available all the time and/or free from viruses.
7.5 Nothing in these General Terms affects any liability which we may have for death or personal injury arising from our negligence, fraud or any other liability which cannot be excluded or limited by law.
8. Validity of these General Terms
If any part or provision of these General Terms is found to be unlawful or unenforceable, this shall not affect the validity of any other part or provision.
9. Applicable Law and Jurisdiction
These General Terms are governed by English law. The English courts shall have exclusive jurisdiction over any claim brought by you arising from, or related to, use of the Site and Services and these General Terms.
Good Money Guide Pro – Important Investment Disclaimer
10.1 Information and educational purposes only
Good Money Guide Pro provides financial market commentary, investment analysis, research, opinions and other content for general informational and educational purposes only.
Nothing published or made available through Good Money Guide Pro constitutes, or should be interpreted as, investment advice, financial advice, a personal recommendation, an offer or solicitation to buy or sell any investment, or a recommendation that any particular investment, trading strategy or course of action is suitable for you.
10.2 Your own investment decisions
By subscribing to or using Good Money Guide Pro, you acknowledge and agree that you are responsible for carrying out your own research and making your own investment decisions.
Any decision to buy, sell, hold or otherwise deal in an investment is made entirely at your own discretion and risk. You should consider your own financial circumstances, investment objectives, knowledge, experience and attitude to risk and, where appropriate, seek advice from a suitably qualified financial adviser.
10.3 No reliance on Good Money Guide Pro
You should not make an investment or trading decision solely in reliance on information, analysis, opinions, forecasts or other content published by Good Money Guide Pro.
Views and opinions expressed may change, and information may become inaccurate or out of date. We do not guarantee the accuracy, completeness, timeliness or future performance of any investment, company, market, strategy or other matter discussed.
10.4 Investment risk and losses
Investing and trading involve risk. The value of investments can fall as well as rise, and you may receive back less than you invest. Past performance is not a reliable indicator of future results.
To the fullest extent permitted by law, Good Money Guide and RJBCO Ltd shall not be responsible or liable for any investment or trading loss, loss of profit, loss of opportunity or other financial loss arising from, or connected with, any investment or trading decision made in reliance upon or following information, analysis, opinions or other content available through Good Money Guide Pro.
10.5 Subscription acknowledgement
By subscribing to Good Money Guide Pro, you confirm that you understand and accept that Good Money Guide Pro is an informational and educational service and not an investment advisory service, and that you remain solely responsible for your own investment and trading decisions.
Good Money Guide 2026 Awards prize draw terms
- Only one entry per household.
- There is only one £500 prize available
- The prize will be delivered via bank transfer
- All review entries must supply a valid email and an approved review.
- This competition is open to UK residents only.
- The winner will be contacted by email within 30 days of the competition’s close.
- All entries must be submitted by December 31st 2026
- The winner is chosen by the Good Money Guide and is at their absolute discretion.
£100 Survey Prize Draw – Terms & Conditions
The promoter of this prize draw is Good Money Guide.
Entry is free and available to UK residents aged 18 or over who complete the survey during the promotional period.
Only one entry per person is permitted. Multiple entries may be disqualified.
The prize consists of one £100 cash prize (or £100 gift voucher at the promoter’s discretion). No alternative prize is available.
The survey closes on 30/06/2026. Entries received after this date will not be included in the draw.
The winner will be selected at random from all eligible entries within 14 days of the closing date.
The winner will be contacted using the email address provided in the survey. If the winner does not respond within 14 days, the promoter reserves the right to select an alternative winner.
The prize is non-transferable and cannot be exchanged for any other product or service.
By entering the prize draw, participants agree that their personal information may be used for the administration of the prize draw and in accordance with the promoter’s privacy policy.
The promoter reserves the right to amend, suspend, or cancel the prize draw where necessary due to circumstances beyond its reasonable control.
The promoter’s decision regarding any aspect of the prize draw is final and no correspondence will be entered into.
This prize draw is governed by the laws of England and Wales.
The prize draw is not sponsored, endorsed, administered by, or associated with any social media platform or survey provider used to promote it.