- Good Money Guide experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its recognition as “Best Personal Currency Broker” in the Good Money Guide 2026 Awards. They note the effectiveness of its currency forwards for locking in rates, while cautioning that it may not be ideal for small transfers.
- Across 4,733 user reviews on Good Money Guide, averaging 5/5, customers consistently praise the efficiency and reliability of TorFX, particularly valuing the personal touch and prompt communication from staff. Many highlight the ease of use and competitive rates, while a few express concerns about the service for smaller transactions.
TorFX Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.- Pricing4.5
- Market Access5.0
- Online Platform4.0
- Customer Service5.0
- Research & Analysis5.0
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
See full expert review
Our verdict
TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Is TorFX a good currency broker?
Yes, TorFX won “Best Personal Currency Broker” in the Good Money Guide 2026 Awards and “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
Should you send money abroad with TorFX?
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
TorFX Customer reviews
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 4,733 reviews
- Excellent96%
- Very good3%
- Basic0%
- Poor0%
- Bad0%
Read customer reviews
EXCELLENT
I send personal money amounts to my family in Singapore 🇸🇬 their app is so easy to use competitive transfer rates great communication and tracking of funds
fair
Smooth, problem-free money transfers.
Efficient
This provider performs quickly and effectively the transfers asked for – and also has human back up in the case of any issues arising. This latter point is most important
Professional
I have my own personal contact who knows the market. I feel they are professional and trustworthy.
Efficient
Friendly advice and the trade is always done smoothly and efficiently
Professional
Easy to use.
Communication
Excellent customer service. It’s a real pleasure these days to be able to talk to a real person and receive personal attention from a company.
Customer orientated
Greate service, quick, reliable and good value transactions
Excellent
Transfers are easy. Any queries are dealt with promptly.
Professional
Easy online transfers which are dealt with timeously and professionally. No delays with fast turn around.
reliable
communication
Excellent
Money exchange Foreign transfers
Excellent
Friendly service form a real a person on the telephone.
Good, efficient responses to emails requests.
Efficient
Clear explanation of process
Quick implementation of transaction.
Efficient
My contact was helpful, gave some good advice and my transactions were done without fuss and in a timely manner. I used the company for small personal currency transfers to/from Spain/UK
Trustworthy
Have used torfx for several years now and really good value and extremey helpful
Comunication
Deals with you personally
HONEST
Currency exchange made simple, excellent service and market leading exchange rates.
Effective
Gets good rates and is pro active, what I need.
Convenient
Very quick transfer to my overseas bank account.
Leave a review
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
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