4.9
2,604 Good Money Guide users have given this provider a review rating of 4.9 out of 5 based on their genuine experience.
Excellent95%
Very good4%
Average1%
Poor0%
Terrible0%

TorFX Reviews: Winner Of Best Currency Broker 2025

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TorFX is a good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Richard Berry
Richard Berry
Good Money Guide Founder

TorFX Customer Reviews

Tell us what you think of this provider.

Excellence service

18th February 2025

Great way to send money to my son who lives abroad. Any contact with them the staff have always been very helpful and polite. Would highly recommend TorFx

S D Thomas

Excellent – easy – smooth!

18th February 2025

TorfX are simply the best easiest way to send money abroad!

Geoffrey Johnson

Exchange and transfer

18th February 2025

I have been using TorFX for almost ten years now, I transfer from my home account and then the will exchange for Canadian funds and send to my bank in Canada. I am very pleased with the company, they are reliable and handle the transfers in a timely fashion. I would recommend them to any of my friends requiring this kind of service.

Patricia Walls
Verified

Good to do business with

18th February 2025

I’ve used this company several times whilst transferring euros back to the UK from property sales.

Always had good advice from a friendy advisor, and of course had very competitive rates.

Paul Lewis
Verified

A 20 years client and still with them!

18th February 2025

I have been a client for 20 years without any problems, a couple of hiccups that torfx sorted quickly and efficiently without any trouble to myself. I get daily emails detailing information and currency expectations applicable to myself.

I highly recommend torfx and recommend using their wallet account.

Philip Bird

Does what it says on the website.

18th February 2025

A company that can be trusted to progress your money transfer quickly and efficiently using highly competitive exchange rates.

Thomas David Blakemore
Verified

Confidence

18th February 2025

I used to live in the UK and so receive a UK Pension. It used to be problematic, getting it sent to me here in NZ. Once I started using TorFX though, no longer. Each Month, instead of dreading the process of transfer, I know that the TorFX process is quick, easy and safe. Also the Website is well set up, with logical steps to go through. In short, Currency Transfer is a breeze and I am confident that I am getting a good Rate too.

Brian Taylor

TorFX is definitely the best

18th February 2025

I have used TorFX regularly for many years. They provide the best rates, no charge and money transferred immediately I’ve paid in. It is always easy to speak to someone if necessary and I have never had a problem with their service.

Penelope Barnes

Exceptional Service from Hannah Wilson at TorFX

18th February 2025

I had an outstanding experience with TorFX, and I want to give a special mention to Hannah Wilson for her exceptional service. From start to finish, she was professional, knowledgeable, and incredibly responsive. She took the time to understand my needs, provided clear guidance, and ensured a seamless and stress-free transfer process.

Hannah’s friendly and proactive approach made all the difference. She went above and beyond to secure the best rates and kept me updated at every stage, making the entire process smooth and efficient. It’s rare to find such dedicated customer service, and I truly appreciate her efforts.

If you’re looking for a reliable and hassle-free currency transfer service, I highly recommend TorFX, and I can’t thank Hannah enough for her fantastic support!

Mummad Asif

I’ve traded with a handful of FOREX brokers over the decades, but TorFX is easily the best!

18th February 2025

I’ve experienced work across three continents from the late 80s to the present day, and also lived through a lot of changes in the financial landscape. What impresses me most about TorFX is their knowledgeable approach to matters, especially with the increasingly complex compliance issues (bumping post 9/11, and again with today’s rising geopolitical & ‘cybersecurity’ threats) that transferring money can engender. I’m grateful to my account manager at TorFX for his phenomenal responsiveness, and also to the back-office team who smoothly accomplish transactions with sustained levels of accuracy and speed I’ve never seen before. I really wonder why I put up with lesser levels of service, and even occasional incompetence from one or two other firms for so long – but not any more!

Simon Kennedy Rose
Verified

They are very efficient and allow to book a rate which is wonderful.

18th February 2025

I always change USD to GBP

Zohra Haibatan

Customer Service

18th February 2025

TorFX Agents are always there when you need them and easy to deal with them.

Good customer service is a prerequist to achieving high efficiency in any organisation and this is obviously recognised by TorFX management

Another exceptional year for TorFX

Thank you for your support in making money transfer easy.

Graham John Williams
Verified

Personal service every time

18th February 2025

I have a straight exchange account with TorFx which is now 12 years old. We enjoy a personal service by telephone from SA to Jamie Walsh whenever we need service

Ray Gowan

Great platform, competitive rates, reliable service

18th February 2025

I’ve been using TorFX for a few years now as I have family members in different parts of the world. There are a few ways to exchange – by phone with your account manager or online, and they also have a great app which is very easy to use, you can pre-set your payee details, keep some currency in your account wallet, and you can keep track of exchange rates and send money on the app at the right time in an instant. My account manager Hannah explained everything very clearly to me initially and I’ve been using the app a number of times already.

Viv
Verified

Excellent service

18th February 2025

Currency transfers over the phone are always professionally dealt with. I would recommend TorFX without hesitation.

William McKinney

With three of my family living overseas, TorFX have proved to be invaluable in providing easy money transfers to three different continents to cover birthday and Christmas gifts amongst other things.

18th February 2025

I can reach the TorFX Cornish branch by email and telephone, and I have always been impressed over the years with their knowledge and speedy transfer dealings, plus their good rate of exchange.

Janet Cattanach

TorFX is best🌟🌟🌟🌟🌟

18th February 2025

Always top exchange rates..what you see is what you get…no hidden commission deducted. Fast transfers..as easy as ABC to navigate TorFX website! Would recommend to anyone needing to use an exchange rate company!

Rosemary

This is the most efficient and friendly company I have ever dealt with, in any capacity

18th February 2025

I bought my house in France 12 years ago, so that was my major transaction. Since then, I periodically transferred chunks of savings and for the past four years, my State Pension every three months, from Sterling to euros. It is so rare to deal with a company who never lets you down, whose staff (absolutely everyone I have spoken to in the past 12 years) are so friendly, knowledgeable and efficient. I honestly have never had the slightest hiccup with them and Brexit was seamless.

Andrea Grabham

Excellent service

18th February 2025

I have used TorFX regularly for several years to send cash to family living abroad. Their rates are better than other currency brokers. Live exchange rates are displayed on their website when I log in to my account. And supportive personal service is available by telephone, if needed.

John Vernon
Verified

highly competitive exchange rates with a very personal service.

18th February 2025

The above points are so helpful and add such value – it really is the first choice from my point of view, in regard to currency exchange.

Jolyon Hankinson
Verified

TorFX Expert Review

TorFX Expert Review: Best Currency Broker 2025
TorFX

Provider: TorFX

Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.

Should you send money abroad with TorFX?

Best Currency Broker 2025TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.

Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.

TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.

A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.

Pros

  • Personal service
  • Bank beating exchange rates
  • Currency forwards

Cons

  • Not great for small transfers
  • Pricing
    (4.5)
  • Market Access
    (5)
  • Online Platform
    (4)
  • Customer Service
    (5)
  • Research & Analysis
    (5)
Overall
4.7

TorFX Facts & Figures

💱 Total Currencies40 offered
💵 Min Transfer£100
💰 Max TransferNo maximum transfer
🛒 Customers325,000+
🏛️ Founded2004
💱 Transfers£7.5 billion a year
🏢 HQCornwall, UK
⚖️ RegulatedYes – Authorised by FCA
Account Options
🧍 Personal Transfers✔️
👔 Business Transfers✔️
🗓️Currency Forwards24 months
💸 Currency Options
🤝 Personal ServiceYes- rated highly
📱 Phone DealingYes – superb service
🌐 WebsiteVisit TorFX

TorFX News

People's Choice Award - Good Money Guide Awards Winners 2024

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024

TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

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