TorFX Customer Reviews & Expert Rating

The overall score out of 10 combines our expert rating out of 5 with the average customer rating out of 5.
9.7/10Excellent

Based on 4,733 customer reviews and our expert analysis

  • Good Money Guide experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its recognition as “Best Personal Currency Broker” in the Good Money Guide 2026 Awards. They note the effectiveness of its currency forwards for locking in rates, while cautioning that it may not be ideal for small transfers.
  • Across 4,733 user reviews on Good Money Guide, averaging 5/5, customers consistently praise the efficiency and reliability of TorFX, particularly valuing the personal touch and prompt communication from staff. Many highlight the ease of use and competitive rates, while a few express concerns about the service for smaller transactions.

TorFX Expert rating

Our expert rating is the average of the areas listed here, each scored out of 5 by our team.
4.7Excellent

Our experts have rated TorFX across five key areas of our review framework.

  • Pricing4.5
  • Market Access5.0
  • Online Platform4.0
  • Customer Service5.0
  • Research & Analysis5.0

Pros

  • Personal service
  • Bank beating exchange rates
  • Currency forwards

Cons

  • Not great for small transfers
See full expert review

Our verdict

TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.

Is TorFX a good currency broker?

Yes, TorFX won “Best Personal Currency Broker” in the Good Money Guide 2026 Awards and “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.

Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.

Should you send money abroad with TorFX?

TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.

A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.

TorFX Customer reviews

Customer ratings come from reviews left on this site. Every review is read and approved before it is published.
5.0Excellent

Based on 4,733 reviews

  • Excellent96%
  • Very good3%
  • Basic0%
  • Poor0%
  • Bad0%
Read customer reviews

Straight forward

Ashley-James Garvie ·

Communication is great. Customer service always positive and helpful.

Flexible

Graham Ellis ·

Toefx gives me online access for all my currency transfers.They are flexible,efficient and competitive

Efficient

Elizabeth Grey ·

Listens what I need to do & help me if needed

efficient

George Lisle ·

Quick

Efficent

Tara Jelf ·

Their platform is straightforward and user friendly. If additional help is needed or any questions arise they are always prompt to reply to emails or assist via phone.

Brilliant

Ron Mclaughlin ·

Service

Efficient

Lyn Freedman ·

One to one customer contact. Helpful and friendly customer interface. Bespoke service.

Very efficient

Lesley Timmins ·

Communication is excellent, always very helpful.

Efficient

Charlotte Bond ·

Communicates timeously and accurately, is always available to answer questions or give feedback. Their system has always worked well, we’ve never had a problem with the technicalities.

Efficient

John Whitaker ·

They say if you want something doing really well do it yourself !
For money transfers leave it to Tor fx because they have handled my transactions. Very well many times for many years.

Efficiency .

Joan Harrison ·

Ease of contact, pleasant and helpful.

awesome

stefanie crichton ·

Easy to use site, competitive exchange rates, and really good communication. Makes it easy to transfer currency abroad

Professional

PAUL KIRKHAM ·

Very polite staff who present a high example of professional standard , the staff are so helpful it’s why Torfx is my first port of call
Paul Kirkham

Intelligent

Elaine Ensor ·

Intelligent

Honest

David Hughes ·

Very easy to work with and always displays a willingness to help with any any problems.

Brilliant

LYNN MORRISON ·

Excellent service. Very quick to respond to any contact. Easy to do online or with Adam Solomon. Competitive rates. Various security checks and kept fully informed . Competitive rates with no hidden charges. Funds arrive quickly.

Efficient

Nick Darby ·

Great service – keeps me well informed . Good exchange rates .

Efficient

Paul Merritt ·

Easy to deal with

Reliable

Joachim Thuex ·

Works perfectly. Staff is competent and friendly, support fast

Dignity

Philip Sutton ·

Personale service in responding and efficiency in transfer of money

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