GMG Score

9.6/10

Expert Rating

Pricing
Market Access
Online Platform
Customer Service
Research & Analysis

Customer Reviews

4.9
4,733 Good Money Guide users have given this provider a review rating of 4.9 out of 5 based on their genuine experience.

TorFX Customer Reviews & Expert Rating

  • Experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its awards for being the best personal currency broker. They note the advantages of using TorFX for larger transfers, particularly for property purchases abroad, while mentioning that it may not be the best option for smaller transactions.
  • Across 4733 user reviews on Good Money Guide, averaging 4.9/5, customers frequently praise the efficiency and reliability of the service, with many highlighting the excellent communication and personal touch provided by the staff. Users also appreciate the competitive exchange rates and the ease of making transfers, while a few mention that the service is particularly beneficial for larger transactions.

Customer Reviews

4.9
4,733 Good Money Guide users have given this provider a review rating of 4.9 out of 5 based on their genuine experience.
Excellent
Very good
Average
Poor
Terrible

3/5

24th February 2023

Pros:

?

GMG Awards Voter: [118252205734]

4/5

24th February 2023

Pros:

Speed

Cons:

Nothing

GMG Awards Voter: [118251874025]

5/5

22nd February 2023
GMG Awards Voter: [118249767711]

5/5

18th February 2023
GMG Awards Voter: [118247313173]

4/5

17th February 2023
GMG Awards Voter: [118246693832]

3/5

15th February 2023

Pros:

Good service

Cons:

No longer use

GMG Awards Voter: [118244842214]

5/5

15th February 2023

Pros:

Fees

Cons:

Doing great

GMG Awards Voter: [118244746893]

5/5

15th February 2023

Pros:

Customer support

Cons:

ui can be confusing

GMG Awards Voter: [118244604036]

3/5

15th February 2023

Pros:

Easy access.

Cons:

Better rates.

GMG Awards Voter: [118244540934]

4/5

14th February 2023

Pros:

Na

Cons:

Ma

GMG Awards Voter: [118244219427]

3/5

14th February 2023
GMG Awards Voter: [118243693586]

5/5

31st January 2023

Pros:

customer service

Cons:

nothing

GMG Awards Voter: [118232387706]

5/5

30th January 2023

Pros:

Customer service

Cons:

Nothing

GMG Awards Voter: [118231548284]

5/5

30th January 2023

Pros:

personal service

Cons:

nothing i can think of

GMG Awards Voter: [118231473140]

5/5

29th January 2023

Pros:

One on one service and expert knowledge

Cons:

Need an app

GMG Awards Voter: [118231013802]

5/5

27th January 2023

Pros:

Professional service, experts at what they do

Cons:

Nothing

GMG Awards Voter: [118230249497]

5/5

27th January 2023

Pros:

Easy to contact and free

Cons:

Nothing..Torfx is perfect

GMG Awards Voter: [118229706569]

5/5

26th January 2023

Pros:

Personal service

Cons:

Very little

GMG Awards Voter: [118229350272]

5/5

26th January 2023

Pros:

Staff and platform

GMG Awards Voter: [118229023876]

3/5

26th January 2023
GMG Awards Voter: [118228803366]

Expert Review & Rating

TorFX Expert Review & Ratings: Updated 25/06/2026
TorFX Voted Best Personal Currency Broker - Good Money Guide Awards 2026

Provider: TorFX

Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.

Is TorFX a good currency broker?

Yes, TorFX won “Best Personal Currency Broker” in the Good Money Guide 2026 Awards and “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.

Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.

Should you send money abroad with TorFX?

TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.

A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.

Pros

  • Personal service
  • Bank beating exchange rates
  • Currency forwards

Cons

  • Not great for small transfers
  • Pricing
    (4.5)
  • Market Access
    (5)
  • Online Platform
    (4)
  • Customer Service
    (5)
  • Research & Analysis
    (5)
Overall
4.7

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