- Experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its awards for being the best personal currency broker. They note the advantages of using TorFX for larger transfers, particularly for property purchases abroad, while mentioning that it may not be the best option for smaller transactions.
- Across 4733 user reviews on Good Money Guide, averaging 4.9/5, customers frequently praise the efficiency and reliability of the service, with many highlighting the excellent communication and personal touch provided by the staff. Users also appreciate the competitive exchange rates and the ease of making transfers, while a few mention that the service is particularly beneficial for larger transactions.
- Customer Reviews
- Expert Rating
- Write Review
Customer Reviews
Very efficient, great value and…
Very efficient, great value and rates and excellent customer service.
They are open and clear…
They are open and clear as to the rate available and are prompting dealing with any enquiries. Transfers are made without delay.
They are extremely helpful, offer…
They are extremely helpful, offer great rates and make the process very easy
Easy to deal with and…
Easy to deal with and good rates of exchange.
Very efficient
Very efficient
Site very easy to use…
Site very easy to use once a/c set up, gives u update on exchange rate all the time
A little uncertain initially but…
A little uncertain initially but worked through each stage successfully
Excellent
Excellent
A newcomer to sending money…
Wonderful telephone support. A real…
Wonderful telephone support. A real human contact!
Excellent
Excellent
I have had several dealings…
I have had several dealings with the most polite, efficient and professional Aaron Byworth. I do not have qualifications nor experience in matters financial andvunderbhis careful and sometimes patient guidance , zi have been able to realise my ambitions of providing funding to those people I greatest need whk.benefit from music therapy services in New Zealand
I have used them quite…
I have used them quite often. I value their accessibility and their advice. I prefer to discuss with them and have found them friendly and supportive. The money is transferred speedily.
Always use TorFX as my…
Always use TorFX as my provider, excellent all round
Responsive, reliable and knowledgeable.
Responsive, reliable and knowledgeable.
Excellent, prompt, and kept full…
Excellent, prompt, and kept full informed
Excellent competitive rates
Excellent competitive rates
Excellent company and excellent service
Excellent company and excellent service
The best I have dealt…
The best I have dealt with friendly, professional and simply the best value for money and the best service.
They guided me through a…
They guided me through a large transfer with clear advice, and professional analysis m. They made the whole transaction easy for me
Expert Review & Rating
TorFX Expert Review & Ratings: Updated 25/06/2026

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Is TorFX a good currency broker?
Yes, TorFX won “Best Personal Currency Broker” in the Good Money Guide 2026 Awards and “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
Should you send money abroad with TorFX?
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
-
Pricing
(4.5)
-
Market Access
(5)
-
Online Platform
(4)
-
Customer Service
(5)
-
Research & Analysis
(5)
Overall
4.7Leave A Review
Tell us what you think of this provider.

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.







