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Zopa describes itself as the pioneer of peer to peer, and it has a range of awards to its name which back up this title. You can receive a personalised quote for loan rates in a matter of minutes, and a lot of the time these rates are lower than those offered on the high street. There is a quick quote calculator on their website to help you get started, and APRs typically range from 2.9% to 34.9%. As with the other peer to peer loan platforms mentioned, Zopa connects those looking for a loan with willing investors and has approved over £3.17 billion in loans to date.

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Business Loan Provider/BrokerHow much can you borrow?How much does it cost?

Funding Options

Loans from £1000 to £20MWe will not charge you any fee for our service as we receive payment directly from the lender(s) based upon successful provision of finance
iwoca£1,000 to £500,000If you borrowed £10,000 for 12 months at 49% representative APR, with an interest rate of 40% p.a. (variable), then, all in all, the total amount you’d repay would be £12,294.
Funding Circle£10,000 to £500,000From 6.9% per year + Origination Fee, 4.49% to 10.49%, A single one-time fee to cover the costs of evaluating and originating your loan
Capital on TapUp to £250k with uncapped 1% cashback on all card spend.The Capital on Tap Business Credit Card rates can range from as low as 15.5% to 35.15% (variable).
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