Lloyds Bank says that wherever you want to get to in life, they have a range of bank accounts and personal banking services to suit you.
Lloyds Bank Customer Reviews

Lloyds Bank Customer Reviews
Lloyds Bank Customer reviews
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 58 reviews
- Excellent59%
- Very good26%
- Basic12%
- Poor0%
- Bad3%
Read customer reviews
Helpful
Lissens, explains and helps
Helpful
Looks after our money safely and efficiently. We use them for private banking and an investment account and internet banking with no problems whatsoever. Their service in sorting out attempted fraud recently was beyond approach and successful.
Reliable-supportive
I have been with Lloyds for over 60 years and at no time have I have cause to complain regarding their service.
I have several accounts (Investment, current, and savings) with Lloyds and I am kept clearly informed of all transactions both in and out of each account.
They keep me well informed in advance of any changes/amendments that affect my banking as well as potential opportunities for consideration.
Efficient
Online info
Excellent
I use Lloyds for on line banking and the app is easy to use to access my accounts and carry out transactions.
If I have had to call them the staff have been extremely knowledgeable and helpful
Caring / efficient
Great app and now combines their credit cards in one place. Can get information quickly and make my planning more accurate. Always very willing to help.
Reliable
Offers interest or cashback on all accounts
Helpful
Provides help and support, if like me you rather speak face to face with someone to sort an issue out.
Perfect
Custoner service is excellent
Responsive
Answer the phone
trusted
clear communications
Consistent
Available
Hace been more supportive than the two other banks I have use for some years. This bank was originally Halifax but now under lloyds.
Helpfully in providing loans when I was most in need. They have a very easy to use online system. The security of the bank is excellent. They make me fell confident to bank my money as they are or appear very secure.
The customer service can probably be improved but they beat my previous banks by far.
Established
Has local branches
Professional
Takes care of my accounts
EFFICIENT
GOOD SECURE ACCESS TO ONLINE ACCOUNTS + GOOD OFFER ON CREDIT CARDS
Available
its still on the high street in my town
Available
They have High Street branches where you can talk to a real person face to face
Reliable
Helps me get the best deal
Legacy
Training staff
Leave a review
Lloyds Bank Alternatives
| Name | Logo | Interest Rate | Switching Offer | GMG Rating | Customer Reviews | CTA | Feature | Expand |
|---|---|---|---|---|---|---|---|---|
|
Interest Rate 4.5% |
Switching Offer £0 |
GMG Rating 4.7★★★★★★★★★★ |
Customer Reviews 4.6★★★★★★★★★★(Based on 539 reviews) |
Added value:
|
Revolut will give you a boosted savings rate of 4.50% AER (variable) if you open an Instant Access Savings account before 22 January 2026. No withdrawal fees. No minimums.
Revolut Expert ratingOur expert rating is the average of the areas listed here, each scored out of 5 by our team.4.7★★★★★★★★★★Excellent Our experts have rated Revolut across five key areas of our review framework. Expert review by Richard BerryLast updated 25th June 2026
Pros
Cons
Our verdictRevolut is an all-in-one banking and investment app loved by millions. Revolut offers banking, saving, spending, investing, foreign exchange and cryptocurrency services to 50 million individual customers and 500k businesses around the world. Is Revolut good for investing?Revolut is a good choice for investors that want to buy and sell major shares and cryptocurrencies. No funds, or smaller cap stocks, but a good entry-level account for most investors. One of the most commonly asked questions about new banks and fintech is if they are a safe place to keep your money. The answer is generally, yes, if they are regulated by the FCA as funds are protected by the FSCS up to £85,000. But, Revolut, is regulated as an e-money institution and not as a bank so you do not get the FSCS protection. Revolut says that if they were to go bust, client funds would be paid out of a “safeguarding” account which is a type of ringfenced account where client funds are held. When funds are in this type of account, Revolut cannot (in theory, at least) lend them out or use them to run the business. This is how banks traditionally made money, they pay you a smaller amount of interest than they receive on the money they lend out and make a profit from the difference (among other things). For small money transfers, Revolut is safe enough, but as with all currency conversions if you are sending over £10,000 abroad you should be using a currency broker. You’ll get much better rates, more control over when you buy and sell, help with all the AML (anti-money laundering) issues that may come up, and the ability to lock in the currency exchange rate for up to a year in advance (if you think it will move against you).
|

Lloyds Ready-Made Investments Review: By Your Side?
Lloyds Ready-Made Investments Review: By Your Side? Expert RatingThe overall score out of 10 combines our expert rating out of 5 with the average customer rating out of 5.6.2/10★★★★★★★★★★BasicBased on our expert analysisLloyds Ready-Made Investments Review: By Your Side? Expert ratingOur expert rating is the average of the areas listed here, each scored out of
