- Good Money Guide experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its recognition as “Best Personal Currency Broker” in the Good Money Guide 2026 Awards. They note the effectiveness of its currency forwards for locking in rates, while cautioning that it may not be ideal for small transfers.
- Across 4,733 user reviews on Good Money Guide, averaging 5/5, customers consistently praise the efficiency and reliability of TorFX, particularly valuing the personal touch and prompt communication from staff. Many highlight the ease of use and competitive rates, while a few express concerns about the service for smaller transactions.
TorFX Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.- Pricing4.5
- Market Access5.0
- Online Platform4.0
- Customer Service5.0
- Research & Analysis5.0
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
See full expert review
Our verdict
TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Is TorFX a good currency broker?
Yes, TorFX won “Best Personal Currency Broker” in the Good Money Guide 2026 Awards and “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
Should you send money abroad with TorFX?
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
TorFX Customer reviews
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 4,733 reviews
- Excellent96%
- Very good3%
- Basic0%
- Poor0%
- Bad0%
Read customer reviews
Trustworthy
They discuss any worries and reassure you.
Very reliable.
Efficient
Contacted me if any questions, always on end of phone when needed and straightforward.
Reliable
Gets the job done. Reliable. Trustworthy.
Reliable
The online facility for small currency transfers is swift and easy to use, and transfers are actioned very promptly. Unfailingly reliable.
Efficient
Provides a good friendly service.
Simple process
TorFx makes international fund transfers simple and economic
Excellent
Suburb customer service. Great exchange rates.
Efficient
Great communication throughout transactions. I place a currency transfer instruction and within minutes the feedback from TorX tells me what, when, to who and completed. Excelent and very efficient service
Totally reliable.
I use Torfx for transfers to family members: the method us easy and swift.
Very professional staff.
Great exchange rates and fast transfers.
efficient
Competitive rates and transactions carried out efficiently and swiftly.
Reliable
Gives good rates and moves the money quickly
responsive, efficient
I use TorFx for transferring funds and Fx. I can almost always get in touch with my Tor contact within minutes, and if not then someone else will reply to my query. I don’t know of another service provider tat does it better. I always have the impression that they are working for me, on my behalf.
Real
As an elderly customer if I can’t handle the online aspects I can talk to a real human being to get my business transacted.
Informative and efficient
Guides and instructs client through the transaction process
Great
My transfers
Personal service
As a newcomer to transferring money I was guided through the whole process seamlessly. Excellent rates too
Excellent
It kept us up to date with a large currency transfer
Efficient
Quick and efficient service. Good rates for converting money. Always someone at the end of the phone, personal service
Efficiency
Use this company to transfer extra funds to Spain. They are very efficient fast reliable and have great exchange rates
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Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
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