- Experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its awards for being the best personal currency broker. They note the advantages of using TorFX for larger transfers, particularly for property purchases abroad, while mentioning that it may not be the best option for smaller transactions.
- Across 4733 user reviews on Good Money Guide, averaging 4.9/5, customers frequently praise the efficiency and reliability of the service, with many highlighting the excellent communication and personal touch provided by the staff. Users also appreciate the competitive exchange rates and the ease of making transfers, while a few mention that the service is particularly beneficial for larger transactions.
- Customer Reviews
- Expert Rating
- Write Review
Customer Reviews
Efficient and reliable
Efficient and reliable
Have used them a number…
Have used them a number of times and always been quick and straightforward
5/5
In my opinion, the best…
In my opinion, the best Company for Currency Transfers
Excellent & very efficient personal…
Excellent & very efficient personal service. Quick to respond to requests from me & also quick to react to market changes. Highly recommended
Very Happy with service provided
Very Happy with service provided
Switched about two years from…
Switched about two years from two other currency exchange companies you list. TorFX far better. Even have an accessible client manager.
Very professional
Very professional
Have almost always found the…
Have almost always found the system easy to use and on the rare times I have needed help this has been provided quickly and efficiently to resolve my problem, which was usually due to my own lack of understanding
Very professional to deal with…
Very professional to deal with over the phone and have had no issues with 15 money transfers over the last 6 months
Transfers was easy as ABC……no…
Transfers was easy as ABC……no quibbles
Very quick and efficient
Very quick and efficient
Very good company to deal…
Very good company to deal with. Would definitely use again.
Compared to other companies I’ve…
Compared to other companies I’ve used, TorFX is consistently better value
Very quick transfer of payments….
Very quick transfer of payments. Excellent exchange rates.
Personal account manager John Cameron…
Personal account manager John Cameron is very helpful and patient.
Very professional, helpful and superb…
Very professional, helpful and superb rates.
excellent attention to a small…
excellent attention to a small customer,where do you get this elsewhere?
They do what they say…
They do what they say they will do easily and cheaply
Excellent personal service. Immédiate transfer…
Excellent personal service. Immédiate transfer at good rate, no hidden extras
Expert Review & Rating
TorFX Expert Review & Ratings: Updated 25/06/2026

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Is TorFX a good currency broker?
Yes, TorFX won “Best Personal Currency Broker” in the Good Money Guide 2026 Awards and “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
Should you send money abroad with TorFX?
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
-
Pricing
(4.5)
-
Market Access
(5)
-
Online Platform
(4)
-
Customer Service
(5)
-
Research & Analysis
(5)
Overall
4.7Leave A Review
Tell us what you think of this provider.

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.







