Is the Moneyfarm pension a SIPP?

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No, Moneyfarm’s pension is a managed private pension account where you invest in prebuilt portfolios. A SIPP is a pension account where you can pick individual investments like stocks, bonds, ETFs, and funds.

Moneyfarm Pension Review

Name: Moneyfarm Pension

Description: Moneyfarm lets you invest your pension in one of seven ready-made simple and diverse portfolios with different degrees of risk and reward. Users can transfer a pension or setup a new one and Moneyfarm will manage your portfolio based on your retirement target date by reducing the risk as the time approaches.
Capital at risk.


  • Investments: 7 managed funds
  • Minimum investment: £1
  • Pension charges: 0.75%

Fees: *Moneyfarm pension account fees are scaled between 0.75% for accounts between £500 and £50,000, then above £100k are 0.45% to 0.35%. Average investment fund fees are 0.2% and the average market spread when buying and selling is 0.10%


  • Simple investment options
  • Low account fee of 0.75%*
  • Easy to use


  • £500 minimum investment
  • Cannot invest in individual shares
  • Pricing
  • Market Access
  • Online Platform
  • Customer Service
  • Research & Analysis
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