interactive investor Customer Reviews & Expert Rating

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interactive investor Customer Reviews

4.3
1,119 Good Money Guide users have given this provider a review rating of 4.3 out of 5 based on their genuine experience.
Excellent51%
Very good33%
Average10%
Poor4%
Terrible2%
Tell us what you think of this provider.

Platform is good but charts are poor

27th November 2024

I use II for most of my ISA and some of my SIPP investments. Overall the platform is excellent, fees are pretty good, however I find charts quite poor, can be glitchy when switching through different timelines, for that reason alone I keep other platform accounts where better charts are available.

Howard
Verified

Reasonable fees

26th November 2024

There is good information on shares but they used to have brokers’ views and I wish they would bring that back.

Jennifer Dorey
Verified

Very efficient user friendly investment platform

28th October 2024

The fees are among the lowest around and it has a very informative platform with many very good analysis from several analysts

Keith Waters

Nagyon jΓ³

26th October 2024

KivΓ‘llΓ³ak

Roland GlΓΌck

kivΓ‘lΓ³ minΕ‘sΓ©gΕ±

25th October 2024

nagyon szeretem hasznΓ‘lni

SzabΓ³ Lajos

I am satisfied with their service

23rd October 2024

I am satisfied with their service

Fubara Samuel
Verified

Best in class fee structure

20th October 2024

I have been using them for more than 5 years, they clearly differentiate themselves by the lowest fixed fee structure and wide choice of investable options both in UK but also in US. I have not found a better provider in that respect

Georgi Nedyalkov
Verified

Flat rate fees

7th October 2024

Flat fees for SIPPs are very attractive. People know what they are going to pay upfront and very simply

JOHN GRIFFITHS
Verified

Good

30th June 2024

Good

Stuart

Their support team are very…

28th June 2024

Their support team are very helpful. Fast answer and a quick resolution to my issue. Great service.

Maria Osmane

interactive investor Expert Review

interactive investor offers fixed fee investing on a wide range of investments
Interactive Investor

Provider: Interactive Investor

Verdict: Interactive Investor’s fixed fee account structure make them one of the most cost effective ways for people with large portfolios to manage their investments, ISAs and pensions. ii are expecially good for high value portfolios and those wanting access to small cap stocks.

What does interactive investor do?

Interactive Investor or II as its known is one of the UK’s largest self-determined investor platforms. II can trace its roots back to 1995 and the startup floated on the London stock exchange back in the year 2000 before being bought by the Australian business Ample in 2002. Today,Β  Interactive Investor is a owned by abrdn with assets under administration of more than Β£50 billion and 400,000 customers to whom II offers share trading and investment services including, ISAs SIPPs and share dealing, alongside research and analysis. Including model portfolios, selected funds and thematic investments.

Interactive Investor differs from other investment platforms as it charges a fixed account fee, rather than a percentage of the funds you have on account. Which, over time, could save you thousands in costs.

As a low-cost provider ii competes directly with the likes of Hargreaves Lansdown and AJ Bell offering general investment accounts, ISAs and pensions.

Pricing: Brilliant for medium and large investors, expensive for small accounts.
Market Access: You’ll be hard-pressed to find something you can’t invest in.
Platform & Apps: Very good, excellent data and usability.
Customer Service: They are massive and mostly online, but you can call them directly, generally good.
Research & Analysis: Loads, daily and weekly updates across all the asset classes they cover, with lots of analysts and opinions. No advice service though.

Does interactive investor pay interest on cash?

Yes, but only 2% for under Β£10k and you need at least Β£100k in your account to get their best rate of 3.25%. There are other brokers that offer better rates on uninvested cash, though.

interactive investor versus Interactive Brokers

interactive broker and interactive investor may sound similar but cater to different investor profiles and operate under different jurisdictions and cater for different types of investors.

interactive brokers is a US‑based global brokerage offering a wide spectrum of asset classes and advanced trading tools, often targeting active traders and professionals. interactive investor, by contrast, is a UK‑focused subscription‑based platform offering a fixed‑fee structure suited to medium‑to‑long‑term investors primarily in equities, funds, bonds, Gilts, ISAs, and SIPPs.

interactive investor employs simpler platforms with relatively basic charting tools, while interactive brokers features a more complex interface and lower per-trade costs but with more variable fees. interactive investor is better for large longer term investment accounts because of its simplicity, flat monthly fee and broad UK offerings, whereas Interactive Brokers suits users seeking global market access and sophisticated execution tools.

Can you buy Gilts on interactive investor?

Yes, ii supports investment in government bonds, including UK Gilts, via its platform. This is confirmed on the site, which lists bonds and Gilts as available investments .

Pros

  • Fixed account fees
  • Easy to use
  • Good research

Cons

  • No Lifetime ISA
  • Expensive for very small accounts
  • No derivatives for hedging
  • Pricing
    (5)
  • Market Access
    (5)
  • Online Platform
    (5)
  • Customer Service
    (5)
  • Research & Analysis
    (5)
Overall
5

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