Investment App Comparison & Reviews

Compare the best investment apps in the UK by account types, market access and fees and costs. Investing apps can vary in quality. The best apps today can offer ethical investments, educational tools for beginners and different types of investment products, like ISA wrappers to keep your investment returns tax free. 

Best Investing App 2021

Hargreaves LansdownHargreaves Lansdown

✔️ GIA, ISA & SIPP Accounts
✔️ Stocks, Bonds, Funds & ETFs
✔️Account costs from 0.25%

Hargreaves Lansdown wins the best investing app in our 2021 Awards because it offers capped investment account fees at £45 as well as the largest account type options and market access.

What is an investing app?

An investing app is the mobile version of an investment account’s platform. A mobile investing app allows investors to buy and sell a range of investments (depending on provider) including, shares, bonds, ETFs, funds through a general investing account, stocks and shares ISA, SIPP or pension.

The key features of the best investing apps in the UK are: 

  • Well laid out and easy to use
  • Highly secure with two-factor authentication and/or biometric login features
  • Able to provide access to most account features
  • Able to provide access to financial data so that you can make well-informed investment decisions
  • Reliable and free of bugs
  • Available on multiple devices

Hargreaves Lansdown Investing App

Account Types

  • General Account
  • SIPP
  • Junior SIPP
  • ISA
  • Junior ISA
  • Wealth Management

Investment Options

  • Shares
  • Funds
  • ETFs
  • Bonds
  • International Shares

Costs & Fees

  • Account Fee: 0.25% yearly
  • Regular: £11.95
  • Discount: £5.95
  • US Shares: £11.95
  • Exit Fees: £0

Hargreaves Lansdown Investing App Review

Hargreaves Lansdown offers a high-quality investing app that enables you to:

  • Manage your investments and view your transaction history
  • Top up and withdraw cash on the go
  • Login with fingerprint or Face ID
  • Buy and sell thousands of investments including domestic and international shares, bonds, ETFs and investment trusts, and over 3,000 funds
  • Access fund and share factsheets
  • Create watchlists
  • Track market movements
  • See major commodity and currency rates
  • Access research from Hargreaves Lansdown’s investment experts
  • Set stop and limit orders

On the downside, HL’s fees and charges are higher than those offered by some other providers.

Read our full Hargreaves Lansdown review here

Interactive Investor Investing App

Account Types

  • General Account
  • SIPP
  • ISA
  • Junior ISA

Investment Options

  • Shares
  • Funds
  • ETFs
  • Bonds
  • International Shares

Costs & Fees

  • Account Fee: £9.99
  • Regular: £7.99
  • Discount: £3.99
  • US Shares: £4.99
  • Exit Fees: £0

Winner: Best Overall Investment Account in our 2021 Awards

Interactive Investor Investing App Review

Interactive Investor App

Interactive Investor lives up to its name and offers a mobile trading app alongside its desktop portal. The app can be download from both the Apple and Android app stores and has biometric security and login features and secure messaging as standard.

  • Trade directly from the app in any of the 40,000 instruments that II offers.
  • Review pending executed and cancelled orders
  • View quotes and account balances you can
  • Deposit new funds via the app but
  • Withdrawals must be made via the desktop portal

Using the app you can also access II research, market news and overviews. The app compares favourably with the desktop portal but of course somethings will just always look better and feel more accessible on a bigger screen.

Read our full Interactive Investor review here

AJ Bell Youinvest Investing App

Account Types

  • General Account
  • SIPP
  • Junior SIPP
  • ISA
  • Junior ISA

Investment Options

  • Shares
  • Funds
  • ETFs
  • Bonds
  • International Shares

Costs & Fees

  • Account Fee: 0.25% yearly
  • Dealing charge: From £1.50 per online deal
  • US Shares: £9.95 plus FX charges
  • Exit Fees: £0 for cash £9.95 per holding.

Capital at risk

AJ Bell Youinvest Investing App Review

AJ Bell Youinvest offers a straightforward and user-friendly app that enables you to:

  • Buy and sell a wide range of investments including shares, funds, investment trusts, and ETFs
  • Monitor your account 24/7
  • View your cash statement and transaction history
  • Edit and cancel existing limit orders
  • Set up regular investments
  • Place limit and stop orders
  • Top up your account using a debit card
  • Read market news and content from Shares Magazine
  • Watch investment videos
  • Enable face/fingerprint recognition for read-only access to your account

On the downside, AJ Bell Youinvest does not offer as many investment options as some other providers such as Hargreaves Lansdown.

Read our full AJ Bell Youinvest review here

Freetrade Investing App

Account Types

  • General Account
  • SIPP
  • ISA

Investment Options

  • Shares
  • Funds
  • ETFs
  • Bonds
  • International Shares

Costs & Fees

  • Account Fee: £0
  • Plus: £9.99 per month
  • Discount: £0
  • US Shares: £0 +0.45% FX fee
  • Exit Fees: £0


Capital at risk

Freetrade Investing App Review

Freetrade app offers a sleek, easy-to-use app which allows you to buy and sell securities commission-free. With this app, you can:

  • Manage your investments on the go
  • Top up and withdraw cash
  • Access almost 3,000 shares and funds (Freetrade Plus offers access to more securities)
  • Invest in UK stocks, US stocks, ETFs and investment trusts
  • Create watchlists
  • See your account activity
  • Open a Stocks and Shares ISA
  • Buy fractional shares
  • Create limit and stop-loss orders (with a Freetrade Plus account)

On the downside, this platform is quite basic. It may not contain all the tools and options that experienced traders require.

Read our full Freetrade review here

Degiro Investing App

Account Types

  • General Account
  • Futures
  • Options

Investment Options

  • Shares
  • Funds
  • ETFs
  • Bonds
  • International Shares
  • Futures
  • Options

Costs & Fees

  • Account Fee: £0
  • Dealing charge: From £ 1.75 + 0.014% max £5
  • US Shares: € 0.50 + USD 0.004 per share
  • Exit Fees: £0

Investing involves risk of loss

Nutmeg Investing App

Account Types

  • General Account
  • Pension
  • ISA

Investment Options

  • Premade ETF Funds

Costs & Fees

  • Account Fee: 0.75% yearly
  • Regular: £0
  • Discount: £0
  • US Shares: na
  • Exit Fees: £0

IG Investing App

Account Types

  • General Account
  • ISA
  • CFDs
  • Spread Betting

Investment Options

  • Shares
  • Funds
  • ETFs
  • Bonds
  • International Shares

Costs & Fees

  • Account Fee: £0
  • Regular: £8
  • Discount: £3
  • US Shares: £0
  • Exit Fees: £0

Your capital is at risk.

Saxo Markets Investing App

Account Types

  • General Account
  • SIPP
  • ISA
  • CFDs
  • Futures
  • Options

Investment Options

  • Shares
  • Funds
  • ETFs
  • Bonds
  • International Shares

Costs & Fees

  • Account Fee: £0
  • Regular: 0.10%
  • Discount: 0.05%
  • US Shares: 2c per share
  • Exit Fees: £0

Compare Investing App Store Reviews

Use our sortable table to compare the best investing apps according to the reviews left by customers in the Apple and Google app stores.

Investing AppTotal ReviewsAverage RatingApple Store ReviewsApple Store RatingGoogle Play ReviewsGoogle Play RatingsTrustPilot ReviewsTrustPilot Ratings
Interactive Investor
29,8603.59,3004.41,8311.518,7294.6
Hargreaves Lansdown
54,6854.339,5004.710,56544,6204.2
AJ Bell Youinvest
7,7474.35,2004.755641,9914.3
Freetrade
25,2144.511,8004.410,9294.82,4854.3
Nutmeg
15,7834.412,9004.81,77741,1064.4
Degiro11,5434.32734.410,8624.24084.2
Table last updated: 1st December 2021 1:44 pm

Compare Investing Apps Account Types

Use our sortable table to compare the best investing apps by what account types they offer.

Investing PlatformGeneralISASIPPPensionJunior ISAJunior SIPPLifetime ISA
Interactive Investor
✔️✔️✔️✔️✔️✔️
Hargreaves Lansdown
✔️✔️✔️✔️✔️✔️✔️
AJ Bell Youinvest
✔️✔️✔️✔️✔️✔️✔️
Freetrade
✔️✔️✔️✔️
Nutmeg
✔️✔️✔️✔️✔️
Degiro✔️
Table last updated: 1st December 2021 1:44 pm

Compare Investing Apps Side-By-Side

Use our side-by-side investment app comparison to compare the best investment app by pricing, market access, account types and services.

Investing Apps FAQs:

Investing apps make money through commission when customers buy and sell investments as well as account charges. You can see a comparison of account charges and commission in our investment account comparison table.

Investing apps, are different to trading apps, in that investing apps are for long term capital growth where you can invest in normal investing accounts, stocks and shares ISAs and SIPPs, whereas trading apps are more for short term speculation like financial spread betting and CFDs.

Yes, generally investing apps are free to download from the relevant app stores. The providers of the investment apps will charge for the services that are on offer through the app. This charge is usually deducted from your investment account, rather than charged through an app store.

Only investing apps that are regulated by the FCA are safe. If you invest with an FCA-regulated investing app your funds are covered up to a certain amount by the FSCS.

Yes, you can make money with an investing app. However, when investing you only make money if you choose good investments. the value of any investment can go up as well as down.

Investing apps are the allow you to monitor your portfolio and make trades on the go via devices such as smartphones and tablets. All you need is your device and an internet connection. The key advantage of apps is the level of convenience they provide – you can invest wherever you are and react quickly to opportunities if you need to.

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