74% of retail investor accounts lose money when trading CFDs with this provider
- Experts rate the XTB demo account highly, noting its ease of setup and user-friendly interface, which provides a clear insight into the trading experience. While the demo account allows access to around 2,000 markets with £100,000 in virtual funds for 30 days, some limitations in overall platform features were mentioned, alongside strong execution performance.
- Across 139 user reviews on Good Money Guide, averaging 4.6/5, customers frequently commend the platform's ease of use, efficient trade execution, and excellent customer service. Many users appreciate the variety of trading options and educational resources available, although a few express dissatisfaction with specific issues related to account management and compliance.
XTB Demo Account Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.- Pricing4.0
- Market Access4.0
- Online Platform4.0
- Customer Service4.0
- Research & Analysis4.0
Pros
- Works well
- Good action on execution
Cons
- Overal platform lacking some features
See full expert review
Our verdict
XTB's demo account lets you around 2,000 markets with £100,000 virtual funds for 30 days. 74% of retail investor accounts lose money when trading CFDs with this provider
Is the XTB demo account any good?
I've always liked XTB, everything about them just works. Yes they may have removed my favourite feature ever (the ability to create your own basket of stocks to trade in one go), but I like the demo too, it just works. It doesn't do anything fancy, the XTB demo just gives you a good look inside the platform and lets you know what trading with them would be like.
XTB has a great demo account that, it's easy to set up and easy to use. I tried the XTB demo after a long day of testing other (more annoying demos) and it was quite frankly a breath of fresh air.

Customer reviews for XTB
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 139 reviews
- Excellent77%
- Very good12%
- Basic7%
- Poor2%
- Bad2%
Read customer reviews
XTB is the worst company I have ever dealt with.
AVOID XTB - they are dishonest and poorly managed. I currently have 2 cases pending against them. The first is their complete refusal to comply with GDPR and the second for refusing to transfer my French PEA account to another bank. Both of these incidents are highly illegal and the French authorities are involved. The UK and Polish head offices are aware of the situation and doing nothing to help. AVOID XTB at all costs.
Efficient
The layout of the app, the low cost, the efficiency of placing a trade, the educational resources.
Reliable
The customer service is amazing. I have an account manager that checks in with me. I use them for Stocks, ETFs and my ISAs.
Best Trading platform
Best trading platform in term of execution and market updates.
It offers everything I need
I find the platform easy to use and it has everything you need. I have created my own Investment Plan and I invest in stocks. Not much of a risk taker myself. I have spoken to the account managers a few times too. They are super helpful and there to answer any questions you have. The platform has gotten better over the years and has definitely improved. Overall it offers everything I need.
I like it
I had a great experience with XTB! The platform is easy to use, and I love the variety of trading options available. Their customer support is fantastic—always quick to help when I have questions. Plus, the educational resources are super helpful for improving my trading skills. Overall, I highly recommend XTB for anyone looking to trade!
Very good CFD broker
Very good CFD broker
Solid in web browser
Solid in web browser
Considerable
Considerable
n/a
n/a
Very good, no...
Very good, no requotes
short experience trading CFD's -...
short experience trading CFD's - expensive and confusing
I get a quick response...
I get a quick response from support
Generally ok
Generally ok
Bad
Bad
the best investment platform, one-stop...
the best investment platform, one-stop shop, good for all types of instruments and all types of investments
Waw
Waw
outstanding, user friendly platform...
outstanding, user friendly platform
Great customer support, cheap and...
Great customer support, cheap and easy to use
easy, intuitive, fast , execution...
easy, intuitive, fast , execution time on point

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.




