4.9
2,604 Good Money Guide users have given this provider a review rating of 4.9 out of 5 based on their genuine experience.
Excellent95%
Very good4%
Average1%
Poor0%
Terrible0%

TorFX Reviews: Winner Of Best Currency Broker 2025

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TorFX is a good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Richard Berry
Richard Berry
Good Money Guide Founder

TorFX Customer Reviews

Tell us what you think of this provider.

Best result of money transfer

18th February 2025

For several years I use TorFX for money transfer. They are quick and cost effective.

Fred Hauptmann

Currency transfers

18th February 2025

I have been using TorFx for several years for currency transfers. The transfers are easy to make, rates are competitive, all transfers have gone through smoothly and payments have all been made on time.

Peter Clelland
Verified

Fantastic Company and Staff and exchange rate.

18th February 2025

I have used Tor FX now for many years and obviously have an account number. Their service is amazingly good, fast, and so so competitive. I sold our holiday home in Portugal and with their help on completion between our Solicitors and TFX the money ended up in Sterling in my Uk bank account at a great rate. Plus I actually use them to send euros to friends in Portugal and also Germany. Amazingly it usually takes the same day from me sending to TFX as Sterling and then it going into the eu accounts within 4 to 6 hours. Definitely a great company with great service and staff

Gregor M Whittle
Verified

Changing money

18th February 2025

Very easy to understand and use account

Gerardo

Best service I have had in 20 years

18th February 2025

I am regularly moving money from uk to France and TorFX always have a competitive exchange rate and rapid service.

My initial contact with an agent was very pleasant and helpful and the website is reassuring to use.

Gordon Kidd
Verified

Good, trustworthy company

18th February 2025

Have used Tor FX for a number of years and many transactions between GBP and NZD, from small to large. Rates are great and app is very easy to use.

Everything transaction is safe and secure.

The customer service is great too.

When we were making a large transaction I called and spoke with a rep and they answered all my questions and eased my slight nervousness with the international transaction.

Highly recommend

S Burke

Makes buying property abroad less stressful

18th February 2025

The team at TorFX helped us immensely with a Spanish property purchase. They always did what they promised and the whole process came off without a hitch. We continue to use them for Euro conversion to pay for the property expenses and our trips to Spain. Great rates and quick transfers.

Paul Haugen

A Faultless Experience the Whole Time/Everytime

18th February 2025

I have used TorFX virtually exclusively for transfers of UK£ (UK Bank) to € (Spanish Bank) on a very regular basis for varying amounts over the last 12 years with a trouble free/success rate of 100%. On the very rare occasion I have to call them about anything my query is always resolved promptly and I simply cannot fault them. The transfer time (bank account to bank account) is always extremely fast whilst obviously taking into account the financial market opening times for international transfers. I cannot fault TorFX & I cannot ever see me changing to another organisation/company for my requirements – A true 5 STAR Operation is TorFX & all the staff.

Colin Day

Honesty

18th February 2025

I ve been dealings with the firm well over three years I’m feeling at ease in leaving large sums of money in my wallet

Mahmood khawaja

Excellent service

18th February 2025

Matthew provided a personal service and made the whole transfer from Eotos into pound sterling really easy and offered a good exchange rate.

Dora Pelz

Great service for international transfers

18th February 2025

Used many times to send money to my family abroad and getting great rates.

Janine Price
Verified

Used for monthly transfers to an overseas charity. Great rates, no extra fees and works very well. Seamless.

18th February 2025

Used for monthly transfers to an overseas charity. Great rates, no extra fees and works very well. Seamless.

J Saunders
Verified

TOR F/X

18th February 2025

Used Tor FX for years and found services & rates very good. A lot better and more efficient than my bank. Had occasional minor problems with their website but nothing major.

As an ex forex dealer I know they do a good job.

Thanks

Bruce
Verified

Simply the best!

18th February 2025

Exemplary service and excellent exchange rates. Simply the best.

MT Murphy
Verified

TorFX have given excellent service for many years

18th February 2025

I have used TorFX for currency exchange transactions including the purchase of property in Europe. As well as having a very good website to conduct business they are always available to offer personal telephone calls to help assist and offer advise and I would thoroughly recommend them.

Chris Stokes

Excellent Customer Service

18th February 2025

Very professional, fair exchange rates and trustworthy

Reza Mokhtari

Excellent currency exchange

18th February 2025

I have been using TorFx for over seven years. The service is perfect, reliable and fast. Advice always available and very friendly from every member of staff I have spoken to. It is a real pleasure to deal with them, and exchange rates cannot be bettered. I wish every business company was anywhere near as good as Tor.

Desmond Southwell

Helpful and friendly advice – easy to use

18th February 2025

Foreign exchange transactions from France (Euro) to UK

Neil Smith

Efficient Service

18th February 2025

Fast and efficient transfer of money at a good rate with no hidden charges. Happy to recommend!!!

Jan Cembala
Verified

Sterling exchange to my Euros account

18th February 2025

Good exchange rate. In my overseas account same day. Good friendly customer service

Anthony Coker

TorFX Expert Review

TorFX Expert Review: Best Currency Broker 2025
TorFX

Provider: TorFX

Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.

Should you send money abroad with TorFX?

Best Currency Broker 2025TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.

Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.

TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.

A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.

Pros

  • Personal service
  • Bank beating exchange rates
  • Currency forwards

Cons

  • Not great for small transfers
  • Pricing
    (4.5)
  • Market Access
    (5)
  • Online Platform
    (4)
  • Customer Service
    (5)
  • Research & Analysis
    (5)
Overall
4.7

TorFX Facts & Figures

💱 Total Currencies40 offered
💵 Min Transfer£100
💰 Max TransferNo maximum transfer
🛒 Customers325,000+
🏛️ Founded2004
💱 Transfers£7.5 billion a year
🏢 HQCornwall, UK
⚖️ RegulatedYes – Authorised by FCA
Account Options
🧍 Personal Transfers✔️
👔 Business Transfers✔️
🗓️Currency Forwards24 months
💸 Currency Options
🤝 Personal ServiceYes- rated highly
📱 Phone DealingYes – superb service
🌐 WebsiteVisit TorFX

TorFX News

People's Choice Award - Good Money Guide Awards Winners 2024

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024

TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

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