TorFX Customer Reviews
Tell us what you think of this provider.
Best result of money transfer
For several years I use TorFX for money transfer. They are quick and cost effective.
Currency transfers
I have been using TorFx for several years for currency transfers. The transfers are easy to make, rates are competitive, all transfers have gone through smoothly and payments have all been made on time.
Fantastic Company and Staff and exchange rate.
I have used Tor FX now for many years and obviously have an account number. Their service is amazingly good, fast, and so so competitive. I sold our holiday home in Portugal and with their help on completion between our Solicitors and TFX the money ended up in Sterling in my Uk bank account at a great rate. Plus I actually use them to send euros to friends in Portugal and also Germany. Amazingly it usually takes the same day from me sending to TFX as Sterling and then it going into the eu accounts within 4 to 6 hours. Definitely a great company with great service and staff
Changing money
Very easy to understand and use account
Best service I have had in 20 years
I am regularly moving money from uk to France and TorFX always have a competitive exchange rate and rapid service.
My initial contact with an agent was very pleasant and helpful and the website is reassuring to use.
Good, trustworthy company
Have used Tor FX for a number of years and many transactions between GBP and NZD, from small to large. Rates are great and app is very easy to use.
Everything transaction is safe and secure.
The customer service is great too.
When we were making a large transaction I called and spoke with a rep and they answered all my questions and eased my slight nervousness with the international transaction.
Highly recommend
Makes buying property abroad less stressful
The team at TorFX helped us immensely with a Spanish property purchase. They always did what they promised and the whole process came off without a hitch. We continue to use them for Euro conversion to pay for the property expenses and our trips to Spain. Great rates and quick transfers.
A Faultless Experience the Whole Time/Everytime
I have used TorFX virtually exclusively for transfers of UK£ (UK Bank) to € (Spanish Bank) on a very regular basis for varying amounts over the last 12 years with a trouble free/success rate of 100%. On the very rare occasion I have to call them about anything my query is always resolved promptly and I simply cannot fault them. The transfer time (bank account to bank account) is always extremely fast whilst obviously taking into account the financial market opening times for international transfers. I cannot fault TorFX & I cannot ever see me changing to another organisation/company for my requirements – A true 5 STAR Operation is TorFX & all the staff.
Honesty
I ve been dealings with the firm well over three years I’m feeling at ease in leaving large sums of money in my wallet
Excellent service
Matthew provided a personal service and made the whole transfer from Eotos into pound sterling really easy and offered a good exchange rate.
Great service for international transfers
Used many times to send money to my family abroad and getting great rates.
Used for monthly transfers to an overseas charity. Great rates, no extra fees and works very well. Seamless.
Used for monthly transfers to an overseas charity. Great rates, no extra fees and works very well. Seamless.
TOR F/X
Used Tor FX for years and found services & rates very good. A lot better and more efficient than my bank. Had occasional minor problems with their website but nothing major.
As an ex forex dealer I know they do a good job.
Thanks
Simply the best!
Exemplary service and excellent exchange rates. Simply the best.
TorFX have given excellent service for many years
I have used TorFX for currency exchange transactions including the purchase of property in Europe. As well as having a very good website to conduct business they are always available to offer personal telephone calls to help assist and offer advise and I would thoroughly recommend them.
Excellent Customer Service
Very professional, fair exchange rates and trustworthy
Excellent currency exchange
I have been using TorFx for over seven years. The service is perfect, reliable and fast. Advice always available and very friendly from every member of staff I have spoken to. It is a real pleasure to deal with them, and exchange rates cannot be bettered. I wish every business company was anywhere near as good as Tor.
Helpful and friendly advice – easy to use
Foreign exchange transactions from France (Euro) to UK
Efficient Service
Fast and efficient transfer of money at a good rate with no hidden charges. Happy to recommend!!!
Sterling exchange to my Euros account
Good exchange rate. In my overseas account same day. Good friendly customer service
TorFX Expert Review
TorFX Expert Review: Best Currency Broker 2025

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Should you send money abroad with TorFX?
TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
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Pricing
(4.5)
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Market Access
(5)
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Online Platform
(4)
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Customer Service
(5)
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Research & Analysis
(5)
Overall
4.7TorFX Facts & Figures
| 💱 Total Currencies | 40 offered |
| 💵 Min Transfer | £100 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 325,000+ |
| 🏛️ Founded | 2004 |
| 💱 Transfers | £7.5 billion a year |
| 🏢 HQ | Cornwall, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ❌ |
| 🤝 Personal Service | Yes- rated highly |
| 📱 Phone Dealing | Yes – superb service |
| 🌐 Website | Visit TorFX |
TorFX News

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024
TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

TorFX Wins Best Currency Forward Contract Provider at the Good Money Guide Awards 2023
TorFX has won the Best Currency Forward Contract Provider at the 2023 Good Money Guide Awards, recognizing their outstanding service and expertise in the foreign exchange industry. This prestigious accolade highlights the dedication of the TorFX team to delivering exceptional solutions for their clients. Our team has worked tirelessly to provide exceptional financial services, and

Nigel Fox, TorFX Managing Director on what it’s like running a currency broker
What do you think makes TorFX stand out above other currency brokers? At TorFX our most unique selling point is our staff. We employ a team of highly-experienced currency experts to provide our customers with an unrivaled level of support and insight. All of our customers are assigned a personal Account Manager to look after

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.

