5.0
500 Good Money Guide users have given this provider a review rating of 5.0 out of 5 based on their genuine experience.
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Saltus Customer Reviews & Expert Rating

  • Saltus is highly regarded on Good Money Guide, offering a personalised approach to financial planning and investment management. With impressive investment performance and competitive fees, Saltus is a top choice for high-net-worth individuals seeking comprehensive financial services.
  • Experts highlight Saltus’ robust cashflow modelling, tax optimisation, and strong investment performance across various risk categories. The company’s transparent fee structure, high client satisfaction, and personalised service make it a dependable option for long-term financial planning.
  • Customer reviews for Saltus are overwhelmingly positive, praising the company for its efficient customer service, clear communication, and knowledgeable advisors. Users appreciate the tailored advice, regular updates, and the user-friendly online portal provided by Saltus.

Saltus Customer Reviews

Tell us what you think of this provider.

Institutional

10th January 2026

Despite having a retail client base, Saltus employ a highly institutionalised and sophisticated approach. For example, their approach to building portfolios is top tier and more akin to sophisticated institutions vs. the unsophisticated rubbish you typically get in the retail space.

Joseph Yearley

Professional

9th January 2026

Support customers future plans

Guide first time investors

Emily Fevyer

Informed

9th January 2026

Listen, advise, react and communicate

David Yeomans

Excellent

9th January 2026

Personalised approach with an individual who looks after your investments. Excellent performance of investments to give us peace of mind for our retirement

Nicola Berns

Wise

9th January 2026

I’ve invested through Saltus for 3 years and am impressed by their openness, clarity and clear communication. They clearly explain where and why their customers money is invested and display a balanced approach to risk v rewards. Overall they employ smart people who are well informed and who apply their knowledge to clients benefits.

Roy Quilliam

Professional

9th January 2026

Saltus take the time to fully understand my (client) requirements & then create an effective plan, invest intelligently & keep in touch.

Toby Bray

Supportive

9th January 2026

Saltus take a really personal, professional and understanding approach with the service they provide. As a young woman, with not a lot of understanding of investing or the laws and legislations around, Ivan was able to break things down and explain them in detail, without making me feel incompetent or silly for asking questions. I’m extremely happy with the service Saltus have provided and continue to provide for me.

Jessica Barnes

Proactive

9th January 2026

I instructed Saltus a few years ago to bring together a number of disparate private pensions. I can now see that my pension fund is experiencing consistent growth. I am confident that my pension is being well managed, and as the investment/economic climate has changed I have received timely, practical and personally tailored advice as to how ongoing management and value might be optimised. The advisors I have worked with are efficient, friendly and confidence inspiring. Great service.

Patrick Mears

Expertise

9th January 2026

Keeps me informed of market movements and what to expect going forward, moving funds to best appreciate likely trends and capitalise on opportunities. Updates provided every quarter with great tech trakers and easy to understand explanations with a net result of above average market gains.

Simon Mauduit

Excellent

9th January 2026

Provides excellent returns on investments

Yvonne Dyer

Excellent

9th January 2026

Excellent retirement planning and great returns on my pension.

Ben Green

Excellence

9th January 2026

Great communications with investors,supported by a well diversified

and professional investment approach resulting in market leading performance

Calvin Brady

Trustworthy

9th January 2026

Saltus plan with you. The objective is to grow long term wealth maximising any. Their advice over the years on how to structure my investments has been invaluable. I have now retired early, thanks to their help and guidance.

Martin Abbott

Exemplary

9th January 2026

Everything! Investment management, service, communication, approachable, helpful

Graeme Jones

Excellent

9th January 2026

Communicative responsive and to this point very successful in returning a profit to my

investments.

SCOTT TANKARD

Personalised

9th January 2026

They get to know you so they can tailor investments to our needs and are very good at keeping us well informed of performance and are always thinking ahead.

Geoffrey Dawson

Honest

9th January 2026

Explanation and knowledge of financial products

Graham Newell

Committed

9th January 2026

They take time to ensure they offer a tailored investment portfolio and keep us well informed of investment performance.

Joan Dawson

Competent

9th January 2026

Good communications, sensible advice, taking the time to understand a client….

Malcolm Flint

Excellent

9th January 2026

First Class service at premium economy prices

Matthew Buxton

Saltus Expert Review

Saltus Expert Review: Best Wealth Manager 2025
Saltus

Provider: Saltus

Verdict: Saltus won "Best Wealth Manager" in the 2025 Good Money Guide Awards for it's tailored financial planning and investment services. Saltus stands out in the UK wealth management industry by blending personalised financial planning with a sophisticated investment approach more often found in institutional circles. Founded in 2004, the firm manages over £10 billion in assets and holds Chartered status for its financial planning division, reflecting high standards in advice.

Summary

Best Wealth Manager 2025

Saltus takes a highly personalised route from the outset, matching clients with advisers who align with their goals and communication preferences. Their planning process includes robust cashflow modelling and tax optimisation, resulting in comprehensive strategies that span life planning and investment management.

Their investment performance, as independently benchmarked by the ARC Private Client Indices (ARC PCI), is particularly impressive. Saltus has outperformed peers over 3, 5, and 10-year periods across cautious, balanced, growth, and equity risk categories — all while generally taking less risk. For instance, their core Growth strategy delivered an annualised 7.2% return over five years to the end of 2025, compared to 4.6% for the ARC benchmark.

Fees are competitive and decline as portfolios grow, with no exit charges and transparent upfront costs, especially for larger portfolios. The ongoing cost for a £1.5m client portfolio in their core investment strategies is around 1.45% (including financial planning), and investment-only clients benefit from reduced charges.

Client satisfaction is high, reflected in a 2025 Net Promoter Score (NPS) of 67 (well above the financial services average) and a 97% client retention rate. For context, Apple’s 2025 NPS score was 61 and Amazon’s 47. Bain & Co suggest that a score of 70 or more places a company in the ‘world-class’ category.

A good choice for high-net-worth individuals seeking top-tier financial planning and strong, risk-adjusted investment performance.

Pros

  • Strong investment performance
  • Bespoke client service
  • Transparent, tiered fees

Cons

  • £250k minimum investment
  • Initial advice charge
  • Limited DIY option
  • Wealth Manager Rating
    (5)
Overall
5

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