5.0
500 Good Money Guide users have given this provider a review rating of 5.0 out of 5 based on their genuine experience.
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Saltus Customer Reviews & Expert Rating

  • Saltus is highly regarded on Good Money Guide, offering a personalised approach to financial planning and investment management. With impressive investment performance and competitive fees, Saltus is a top choice for high-net-worth individuals seeking comprehensive financial services.
  • Experts highlight Saltus’ robust cashflow modelling, tax optimisation, and strong investment performance across various risk categories. The company’s transparent fee structure, high client satisfaction, and personalised service make it a dependable option for long-term financial planning.
  • Customer reviews for Saltus are overwhelmingly positive, praising the company for its efficient customer service, clear communication, and knowledgeable advisors. Users appreciate the tailored advice, regular updates, and the user-friendly online portal provided by Saltus.

Saltus Customer Reviews

Tell us what you think of this provider.

Clarity

13th January 2026

It manages my expectations and shows me what I can expect of the future in a friendly way . It’s also easy to see how my Portfolio is performing

Chris Shaw

Responsible

13th January 2026

Keeps me well informed and provides me a high level of confidence that they are managing my fund as if it were their own

John Houghton

Performance

13th January 2026

Good investment performance and people

George Trefgarne

Fully engaged

13th January 2026

Keeps me appraised of how to manage my retirement funds, with helpful and easy to understand advice. Friendly and very approachable.

Ian Carter

Caring and work with integrity

13th January 2026

Communicate

Frank Simister

Personalised finances

12th January 2026

Provided a financial advisor who understands my needs and aspirations.

My finances are now streamlined for simplicity.

Chris Clark

Helpful

12th January 2026

I rate the personal advisor, who has given us sound advice over the years and useful information. They are very responsive to any questions or advice required, and are proactive too. The Saltus platform is also super easy to use. I am also pleased with the financial performance of the various investments we have with them!

Gill Hayes

Trusted

12th January 2026

We get timely advice, they clearly think about our interests in the short and longer term.

Saltus are great people to deal with.

Communications are clear and easy to understand.

Jonathan Hill

Excellent

12th January 2026

I am new to Saltus ie first year move from standard life. Since I moved

my investment ( SIPP pension & Share ISA) value are growing steadily. I am very impressed. Thank you Saltus!!

Uma MYLVAHANAM

reliable

12th January 2026

great correspondence and a really good client facing team.

clementine balfour

Fantastic

12th January 2026

Saltus takes the time to understand individual goals and risk tolerance, and consistently provides well-reasoned guidance tailored to those objectives. I especially value their proactive approach, transparency, and ability to explain complex concepts in a clear and approachable way.

Samuel Elliott

Professional

12th January 2026

Very proactive and responsive to all requests and have provided solid advice which has proved to be very beneficial

peter townsend

Focused

12th January 2026

Provide regular updates and a personalised service for me and my families investments. Always available to offer advice.

Nicholas Garner

Expert

12th January 2026

Highly professional yet friendly and have proved to be experts in their field with their successful recommendations

Karen Townsend

Responsive

12th January 2026

Ivan Littler at Saltus listens carefully and gives excellent advice. We are confident that the Saltus team works well to invest for us and help us achieve our wealth objectives.

Nicky Carling

Professional

12th January 2026

Well organised and very helpful.

David Smith, Smith

Straighforward

11th January 2026

Does not blag on in the pretence that an investment strategy is about outsmarting professionals at investment choice and is up front about risk as much as return being in the investment decision equation. Good on tax and helping make the decisions against the backdrop of fluid rules, interesting geopolitics and unpredictable UK government behaviour (and a government is minded to tax and subsidise).

John Williams

Customer focus

11th January 2026

Saltus listen to their customers/clients and tailor the best options to meet their needs. My personal dealings with Kwasi Yeboah have always been friendly, engaging, open and informative.

Barry Eaton

Consistent results

11th January 2026

We feel Saltus understand and support our financial position and give us sound and successful advice as to best way to safely manage our investments.

Staff are reliable and consistent, and easy to deal with.

Robert MacGrain

Professional

11th January 2026

Provides an empathetic, personal service with access to face to face meetings. Approachable and efficient who regularly notify you with their quarterly finance reports advising you of your portfolios performance. What’s not to like. I cannot fault them.

Elizabeth Anne Clifford

Saltus Expert Review

Saltus Expert Review: Best Wealth Manager 2025
Saltus

Provider: Saltus

Verdict: Saltus won "Best Wealth Manager" in the 2025 Good Money Guide Awards for it's tailored financial planning and investment services. Saltus stands out in the UK wealth management industry by blending personalised financial planning with a sophisticated investment approach more often found in institutional circles. Founded in 2004, the firm manages over £10 billion in assets and holds Chartered status for its financial planning division, reflecting high standards in advice.

Summary

Best Wealth Manager 2025

Saltus takes a highly personalised route from the outset, matching clients with advisers who align with their goals and communication preferences. Their planning process includes robust cashflow modelling and tax optimisation, resulting in comprehensive strategies that span life planning and investment management.

Their investment performance, as independently benchmarked by the ARC Private Client Indices (ARC PCI), is particularly impressive. Saltus has outperformed peers over 3, 5, and 10-year periods across cautious, balanced, growth, and equity risk categories — all while generally taking less risk. For instance, their core Growth strategy delivered an annualised 7.2% return over five years to the end of 2025, compared to 4.6% for the ARC benchmark.

Fees are competitive and decline as portfolios grow, with no exit charges and transparent upfront costs, especially for larger portfolios. The ongoing cost for a £1.5m client portfolio in their core investment strategies is around 1.45% (including financial planning), and investment-only clients benefit from reduced charges.

Client satisfaction is high, reflected in a 2025 Net Promoter Score (NPS) of 67 (well above the financial services average) and a 97% client retention rate. For context, Apple’s 2025 NPS score was 61 and Amazon’s 47. Bain & Co suggest that a score of 70 or more places a company in the ‘world-class’ category.

A good choice for high-net-worth individuals seeking top-tier financial planning and strong, risk-adjusted investment performance.

Pros

  • Strong investment performance
  • Bespoke client service
  • Transparent, tiered fees

Cons

  • £250k minimum investment
  • Initial advice charge
  • Limited DIY option
  • Wealth Manager Rating
    (5)
Overall
5

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