Lightyear Customer Reviews, News, Interviews & Expert Opinion

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Lightyear is a simple and approachable way to invest in stocks and ETFs without unnecessarly large fees.
Richard Berry
Richard Berry
Good Money Guide Founder

Lightyear Customer Reviews

4.8

275 Good Money Guide reviewers have given this provider an average rating of 4.8 out of 5 based on their genuine experience.

Excellent85%
Very good10%
Average4%
Poor1%
Terrible0%

Leave a review and tell us what you think to help others make more informed financial decisions.

Our annual “Stocks In Your Stockings” competition 🎅 is open so any verified review you leave will enter you into the prize draw to win a £500 JISA.

Easy to use

29th October 2024

Great mobile app with excellent choice of investments, including money market funds, which is what I was looking for. Recommended.

Andrew Davis
Verified

Trustworthy

29th October 2024

I have use it over a year and I think its absolutely the best. I really like that I get interest payment from the money that is just siting there and they try to improve it all the time to make more useful for its owners.

Kristel Oja
Verified

Great portfolio building tool

29th October 2024

Works well with Estonian systems.

Allan
Verified

Easy to use and efficient

29th October 2024

User-friendly and efficient tool to manage your investment. Specially happy about the fact you can also add the business account

Marianne Liias

29th October 2024

Keep going

I like it

28th October 2024

I haven’t used it for a long time, I like it, I’m glad that it’s so easy to manage investments in the application

Koncz Balázs Barnabás
Verified

Lightyear

28th October 2024

Lightyear is a good way to invest in stock markets with low fees and easy to use.

Veikko Täär

Very easy to use.

28th October 2024

Very easy to use

Raimond

Very easy to use

28th October 2024

Very easy to use

Jüri

Easy to use and understand

28th October 2024

I’m a super beginner investor and Lightyear has made it easy for me to invest!

The app is easy-to-use and I understand what’s going on without having to go too much trouble.

Nicole Tan
Verified

Easy

28th October 2024

Easy to use for people who is new in investing world

Viljar Linamäe

Makes investing super easy

28th October 2024

Lightyear is a great, transparent, user-friendly company that makes investing easy. Couldn’t be happier as a customer.

Jana

One of the best!

28th October 2024

One of the best, highly recommended!LY is very innovative, simple, low service fees and user friendly

Piret Põld

Truly democratising how to invest

28th October 2024

Lightyear is really going to great lengths to democratise access to serious investing, cutting out the jargon and making investing simple with an easy to use mobile and web app.

Victor
Verified

Best investing app

28th October 2024

Easy and simple way to invest and gain dividends.

Reimo

Simple

28th October 2024

Easy to use.

Stivo Lond

Small, but good

28th October 2024

Getting bigger

Szedlák Bálint

Great Investment App

27th October 2024

Excellent customer service!

Nikolaos Vozikis
Verified

Automatic tax forwarding to EMTA

27th October 2024

make my life that much easier

Toomas Tiru
Verified

Automatic tax forwarding to EMTA

27th October 2024

make my life that much easier

Sigrid Tiru
Verified

Capital at risk

Expert Lightyear Review: : To infinitely low fees and beyond…

Affiliate disclaimer: We will be paid a referral fee if you open an account and deposit funds through some of the links on this page

Lightyear Review
Lightyear Review

Name: Lightyear

Description: Lightyear is a new investment app that offers low cost investing in UK, European and US shares. The company was founded by one of the first Wise (Transferwise) employees, Martin Sokk with a similar objective of making investing as cheap and easy as possible.
Capital at risk.

Summary:

A very well-designed low-cost investing app with discounted FX charges, limit and recurring orders for investing in local and international markets.


Special Offer: Sign up with a promo code GOODMONEYGUIDE deposit at least £50 and get 10 trades for free. T&Cs apply. Capital at risk.

Pros

  • Low-cost investing account
  • Low FX fees of 0.35%
  • International market access

Cons

  • No ISA
  • No SIPP
  • Pricing
    (4.5)
  • Market Access
    (4)
  • Online Platform
    (4.5)
  • Customer Service
    (4.5)
  • Research & Analysis
    (3.5)
Overall
4.2

Capital at risk

Lightyear Video Review

Richard Berry tests the Lightyear investing app with real money and highlights some of it’s key features.

Capital at risk

Lightyear Now Directly Regulated by The FCA

Lightyear’s direct FCA authorisation is good news for clients

UK clients of Lightyear are set to become protected by the £85,000 Financial Services Compensation Scheme (FSCS) guarantee on bank deposits, after the investment app was authorised by the UK regulator. UK accounts with the firm will be migrated to Lightyear UK, which has now received the direct authorisation of the Financial Conduct Authority (FCA)…

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Lightyear dealing ticket fx charges

How does the Lightyear investing app make money?

Lightyear make their money on the FX Fees. With Lightyear, they apply the FX fee on top of the interbank rate, so you can actually see the amount you are charged for the conversion. When I interviewed Martin Sokk he told me Lightyear aims to expand into different countries quickly, so they can help people to

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Refer a Friend

Lightyear “shares” a refer-a-friend offer

Investment platform Lightyear has introduced a refer-a-friend offer with a difference, this one pays you in shares. Lightyear is offering the opportunity for both you and your friends to earn £10 in free stocks when they join Lightyear and fund their account with at least £50. You can invite up to five friends per month,

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Lightyear Investing App Review

Breaking Into Lightyear’s High Interest Vaults

Lightyear, the online savings and investing app, has launched a new product called Lightyear High-Interest Vaults to provide its clients with a market-leading interest rate on cash deposits. The High Interest Vaults are an easy-access cash investment product with variable rates, and there are separate vaults for deposits in Sterling, Euros and US d… To

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Lightyear Investing App Review

Is Lightyear just another low cost investing app?

Just after I interviewed the Lightyear founder, Martin Sokk for this review, I went to the pub with my friend Nick, a fellow ageing stockbroker. One of the things we discussed was how things have changed in the City, in particular, what is happening to Simpsons Tavern. For over 250 years, Simpsons Tavern has sold

Read More »
Capital at Risk.
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