- Experts rate the Wealthify App highly, noting its user-friendly interface and low management fees of 0.6% as significant advantages. However, they highlight that the app’s accessibility has diminished due to increased minimum investment requirements, which may deter beginner investors.
- Across 2572 user reviews on Good Money Guide, averaging 4.6/5, customers frequently commend the app’s ease of use, excellent customer service, and clear information presentation. Many users appreciate the platform’s ability to cater to various investment needs, although some express concerns about the waiting times for investment credits and the limited portfolio options available.
Wealthify App Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.- Pricing5.0
- Market Access4.0
- Online Platform5.0
- Customer Service5.0
- Research & Analysis4.5
Pros
- Managed portfolios
- Low account fee of 0.6%
- Easy to use
Cons
- Cannot trade individual shares or ETFs
- Minimum investment of £1,000 – £5,000 depending on account type
- Mid-range performance
See full expert review
Our verdict
Wealthify’s investing app is an excellent choice for passive investors as it lets you invest in either an original portfolio of investments from the UK and overseas or choose an ethical investment plan made from a blend of environmentally and socially responsible investments. The platform is a robo-advisor and it’s part of the Aviva Group. Capital is at risk.
Is Wealthify a Good Investing App?
Yes, Wealthify is an excellent app but it’s not as good as the web version, because it’s easier to explore the risk and performance tables and choose a portfolio on a bigger screen.
The Wealthify app used to be brilliant for beginner investors but since they upped the minimum deposit required to start investing, it’s not as accessible as it once was.
Fees: Wealthify’s app is free to download and once you start investing is fairly cheap for a managed robbo-advisor. It costs 0.6% to start investing with Wealthify, which is one of the cheapest robo-advisor account fees. There are also investment costs of, on average, 0.14% for original plans and 0.46% for ethical plans.
Market Access: You can only invest in two portfolios, but you can choose how much risk you want to take.
App & Platform: Very easy to use, and gives you lots of information if you want to dig deeper into your portfolios.
Wealthify app screenshots taken Feb 2026, past performance is no indication of future returns.
Customer Service: Excellent – good team and friendly support.
Research & Analysis: A bit here and there, but if you are a passive investor I doubt you’ll read any of it.
Customer reviews for Wealthify
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 2,572 reviews
- Excellent68%
- Very good24%
- Basic6%
- Poor1%
- Bad1%
Read customer reviews
3/5
Pros:
good email info
Cons:
they are ok
5/5
Pros:
Simple to use, not intimidating for new investors
5/5
Pros:
Ease of use and visual representation of portfolio
Cons:
Make adding funds faster
5/5
Pros:
App
Cons:
Nothing
5/5
Pros:
They get results
Cons:
N/A
3/5
Pros:
A human interface is readily available, and good comms over their investment strategies.
Cons:
Be more proactive in the transfer of funds from external accounts into one of their funds.
4/5
Pros:
Easy
Cons:
More features on mobile app
5/5
Pros:
That i can choose my risk profile and funds are invested. I can change that profile too.
Cons:
What if analysis
5/5
Pros:
Excellent App. Easy to use and keeps me updated daily
Cons:
Strive for excellence
3/5
Pros:
Ease of use
Cons:
The returns for the RISKY option are low. I feel this is still too safe e.g. money still invested in FTSE 100 which has been underperforming when compared to Dow Jones.
4/5
5/5
Pros:
Management of their portfolios
Cons:
Improve educational material
5/5
Pros:
Simplicity and good returns
Cons:
Add quicker fund transfers
4/5
Pros:
Ease of use
Cons:
Speed up my money appearing in my portfolio once taken from my bank account as seems to take a long time
5/5
Pros:
Ease of use
Cons:
Joint accounts
5/5
Pros:
platform
Cons:
Fab my fave
5/5
Pros:
solid way to beat inflation, and very stable
Cons:
more ethical investment options
5/5
5/5
5/5
- Expert opinion: Wealthify reviewed & rated