TorFX Customer Reviews
Tell us what you think of this provider.
5 star in every way
Speedy, efficient, competitive and courteous – what more could you ask for? Simply the best currency transfer I have used – clear, simple and effective login and no need to change reference numbers for every transaction. Great!
Easy and quick to use
The process was quick and straightforward. Exchange rate was good and there was no fee for a one of transfer. Great service
great people to deal with
very professional,with great service throughout
Great staff
I have always found the staff to be knowledgeable and helpful which is vital when the customer is inexperienced in Money Transfers.
Use the best
I have used TorFX for 6 years and have found them to be professional, competent, advisory when required and fully explanatory of all their services
When I win the lottery, I will continue to use them
First class service
5star service, we can always talk to someone about our currency transfer and it is so easy to change our monthly payment or to transfer extra when required. The exchange rate is very generous too.
Quick and easy to use
I’ve found making transfers from UK to France very easy to do. I feel like it’s a safe system.
Currency transfer
Very good staff
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Very friendly and helpful. Nothing appears too much trouble to explain and execute when finished. This is the third time I’ve used them and will certainly carry on.
Brilliant service
TorFX make receiving and exchanging in different currencies super easy and straight forward with real time exchange rates and no additional fees. Their app is easy to use and customer service is second to none, I would recommend to anyone!
Efficient, very quick and reasonable rates of exchange
I make monthly transfers which are handled automatically and also occasional lump sums. I have never had difficulty in contacting an agent and my requests have always been handled promptly and efficiently.
TORFX
Easy and reliable company to Transfer Money abroad.
I have used this company on a number of currency transfers to Canada and Australia.
I have arranged the Transfers online as well as on the phone.
I have never experienced any problems and highly recommend this company.
Currency exchange, £’s to €’s.
It is incredibly easy to arrange a currency exchange with TorFX either using their app or directly with them. My point of contact is Aaron Byworth (apt surname!) and he is extremely helpful.
TorFX the best
Always so straight forward and reliable, and a good rate of exchange too
Excellent service
Very efficient
Speedy currency conversions at excellent rates
Jeannette of Tor FX is always friendly and helpful. The rates they offer are extremely competitive (much better than my bank’s!), and funds are deposited into my account as soon as conversion takes place (not like my bank!).
I thought we had a problem! TorFX didn’t agree – they sorted it instead.
I have used TorFX for many, many years when transferring currency to my bank in France, to pay direct debits set up to pay all household expenses on my house in France. I never had a problem in all those, probably fifteen or so, years.
I needed urgent help when I was selling the house this summer. My daughters were inheritors of my husband’s estate too. One of my daughters lives in Spain, the other in Devon whilst I live in Cheshire, but was at the house in France at the time. Despite being given only one week by my French solicitor to sort out all the individual final paperwork, including where and how the funds should be deposited. My TorFx agent was really helpful and took the funds transfer situation over and arranged everything. Nothing was too much trouble and despite the incredible timescale, all the necessary information landed at my French solicitor’s office in time to complete the sale successfully. We were all advised within a couple of days of the transfer of funds into our TorFX account. The whole process had been very traumatic for me, being 81 years of age and totally alone in dealing with the incredibly difficult to comprehend legalities. It was such a relief to speak to Becky and hear her confident, efficient, comforting, positive and practical advice and suggestions leading to speedy action. Thank you so much, Becky and colleagues.
Good service
Fast response to questions. A transfer may be done using slightly better rate than advertised by contacting your assigned TorFX advisor.
Torfx
Excellent service as an when required, can’t ask for more.
TorFX Expert Review
TorFX Expert Review: Best Currency Broker 2025

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Should you send money abroad with TorFX?
TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
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Pricing
(4.5)
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Market Access
(5)
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Online Platform
(4)
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Customer Service
(5)
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Research & Analysis
(5)
Overall
4.7TorFX Facts & Figures
| 💱 Total Currencies | 40 offered |
| 💵 Min Transfer | £100 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 325,000+ |
| 🏛️ Founded | 2004 |
| 💱 Transfers | £7.5 billion a year |
| 🏢 HQ | Cornwall, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ❌ |
| 🤝 Personal Service | Yes- rated highly |
| 📱 Phone Dealing | Yes – superb service |
| 🌐 Website | Visit TorFX |
TorFX News

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024
TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

TorFX Wins Best Currency Forward Contract Provider at the Good Money Guide Awards 2023
TorFX has won the Best Currency Forward Contract Provider at the 2023 Good Money Guide Awards, recognizing their outstanding service and expertise in the foreign exchange industry. This prestigious accolade highlights the dedication of the TorFX team to delivering exceptional solutions for their clients. Our team has worked tirelessly to provide exceptional financial services, and

Nigel Fox, TorFX Managing Director on what it’s like running a currency broker
What do you think makes TorFX stand out above other currency brokers? At TorFX our most unique selling point is our staff. We employ a team of highly-experienced currency experts to provide our customers with an unrivaled level of support and insight. All of our customers are assigned a personal Account Manager to look after

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.

