- TorFX is highly rated in both expert and user reviews on Good Money Guide, boasting an impressive average of 4.9/5 from 4,733 user reviews.
- Experts commend TorFX for its personal service and competitive exchange rates, highlighting its recognition as the “Best Currency Broker” in 2025 and 2024. They note the advantages of using TorFX for larger transactions, particularly for property purchases abroad, while cautioning that it may not be ideal for smaller transfers.
- Users frequently praise the efficiency and reliability of TorFX, noting the excellent customer service and quick transfer processes. Many appreciate the straightforward platform and the personal touch provided by dedicated agents, while some mention the competitive rates and transparency throughout the transaction process.
- Customer Reviews
- Expert Rating
- Write Review
Excellent
Helpful, good communication, Ben provides 1st class service.
Outstanding
Efficient and prompt. Always gets the transfer done quickly and accurately. Never had any issues. Very user friendly.
excellent
Really good communications.Very honest good service.
Would always use them
Great
Very professional and efficient
personal contact
Quick, transparent and reliable currency transfer with good exchange rates;
Direct and guided personal contact is easily provided.
P. D.
Efficient
Simple and efficient with good exchange rates in transfer of money to family in Australia
Efficient
Quick and easy transactions.
Kind
As a complete novice when paying in foreign currency, it has been great to work with TorFX. They have been with me every step of the way and never made me feel stupid!
And the transfers have been easy and the rate competitive.
Great product and superb service.
Efficient
Answer phone when needed.
EXCELLENT
Superbly efficient with money transfers across the globe. Fast, seamless and personal service. Excellent – would strongly recommend to others!
Clear
Super efficient, clear and friendly.
Reliable
They provide good bulk currency exchange and transfer. No drama, just solid and reliable.
Excellent service
Personal attention and constant help even when banks throw spanners in the works.
Efficiency
We hve used Tor FX to transfer relatively small amounts (< £20k) into 2 countries. It is very easy to make contact with them: they are co-operative and helpful, whilst taking great care to ensure the transfers are absolutely 'legitimate'. Their communications with the customer are excellent – and are very efficient at all stages
Excellent
There when you need them.
They understand immediatley what you want.
They do exactly what you want.
+ they offer great rates.
Reliable
I have never had any problems transferring my money. The customer service is outstanding. Definitely keep using them and recommending them to friends
Reliable
Easy to access. Always helpful. Good rates. Avvessible by phone and electronically. Confident in my transactions
Personal service
I use them for small currency transfers and value the friendly, efficient service and competitive rates of exchange.
reliable
They make it easy for me to move money from my American pension to the UK, even though the amount is small and not frequent. I feel that I can trust them to help me avoid problems and get the best possible exchange rate. I have recommended them to friends who have also found them easy to use and reliable.
No nonsense
Efficient service.
Competitive rates.
Clear status notifications
TorFX Expert Review: Best Currency Broker 2025

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Should you send money abroad with TorFX?
TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
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Pricing
(4.5)
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Market Access
(5)
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Online Platform
(4)
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Customer Service
(5)
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Research & Analysis
(5)
Overall
4.7Tell us what you think of this provider.

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.





