5.0
96 Good Money Guide users have given this provider a review rating of 5.0 out of 5 based on their genuine experience.
Excellent98%
Very good1%
Average0%
Poor1%
Terrible0%

Saltus Reviews: Best Wealth Manager 2025

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Saltus Customer Reviews

Tell us what you think of this provider.

Saltus

24th February 2025

I have a SIPP with Saltus which was managed initially by David Burton and now by Ivan Lintner . Over the years I have always received good advice and excellent personal service by both and know that my investment is in safe hands .

Peter Haines

Positive Feedback

23rd February 2025

Just a nice personal service where nothing is too much trouble and you feel confident your money is being well looked after.

Steve Roberts
Verified

Pension Planning with Ivan Lintner

23rd February 2025

Since taking early retirement Saltus has been key to managing and keeping me informed of the performance of my pension portfolio . Regular meetings and dialogue with Ivan has made the whole process simple and stress free. Any queries I have had are always answered promptly and I feel totally supported by Ivan as I have made changes in line with changing personal circumstances. It’s reassuring knowing that the crucial financial segment of retirement remains something I do have to worry about.

Morley Hooper
Verified

Saltus – Top Performer

22nd February 2025

I have a Managed Griwth Pension investment account with Saltus.

Very easy company to deal with, a good portal and very responsive to changing markets and transferring funds due maximum return.

A personal service and very responsive, knowledgeable and friendly staff at all levels.

Andy Sales

Easy to deal with, good performance and great App!

21st February 2025

Managed pension and ISA.

Mark Rawcliffe
Verified

Exceptional and Stress-Free Pension Planning Service

21st February 2025

Having Saltus arrange my pension plan has been so stress free and I have received a first class service. They have kept me informed regularly throughout this process and I would thoroughly recommend their service.

Alison Cook

Saltus support with investment

21st February 2025

I have been with Saltus for over 10 years and have found them approachable and informative They always act in my best interest and give me the pros and cons about investment decisions in a way that is easy to understand

Ivan Lintler is always approachable and my investments have given a healthy return

Andrea Yeo

Support from Salus

21st February 2025

I’ve been using Salus to manage my pension, and I couldn’t be happier with the service. From day one, they made the entire process easy to understand and seamless. I love the App! I can get instant access to my pension details and easily monitor how my pension is doing. I have regular telephone contact with my advisor, who has provided invaluable financial support. I am confident that my pension is on track and that the advice offered ensures the comfortable retirement I aim for. Overall, I feel secure knowing that my future is in such capable hands. Highly recommend to anyone looking for a reliable and trustworthy pension provider!”

Lizzie Stephen
Verified

Ivan Lintner

21st February 2025

I have a Managed SIPP and receive a quarterly valuation report and annual pension statement together with regular catch-ups with Ivan who clearly and concisely explains the current state of the market, where my account is positioned and any recommendations to consider. Excellent service and couldn’t recommend his help and assistance enough.

Simon Mauduit

Exemplary service

20th February 2025

Great market understanding leading to sound advice in pension planning – taking the front foot on investment planning.

Colin Edgar

Personal and straightforward advise

20th February 2025

I have been dealing with Ivan Lintner who has been most helpful in advising me on retirement and insurance issues. The advise was always straightforward and easily understandable- it also helps that my investments are performing well above market average.

Sabrina

My Saltus experience

20th February 2025

I have held a ISA General Investment Account with Saltus ( formally Beckford James of Bath ) for a number of years and have been very pleased with the steady returns that the have been achieved.

More recently, and in light of the recent Autumn Budget, my attention has been turned to the options available for planning and managing IHT and so I have sought advice from Saltus. Ivan Lintner from Saltus has been guiding me through the various options that my family and I might consider and I have been very pleased with his approach. He has been thorough and has provided clear and understandable scenarios for us to consider which is making the process much less stressful than it might have been.

My ISA account also continues to prosper.

David Batts

Always clear advice

20th February 2025

All information from Saltus is very clear .We are able to access our accounts very easily ,and the information is easily understood . We receive regular updates on our investments .Our personal advisor Ivan is always available if we need to check anything ,and we can speak to him directly whenever the need arises .He understands our aims ,and offers different options to achieve them .His advice has been invaluable over the years .

All round , extremely happy with all aspects of our financial affairs with Saltus !

Diane Downing
Verified

Great pension advice and service from Saltus

20th February 2025

As my retirement approaches, I need to get clear, realistic advice about the future with quite a few unpredictable elements in play – various old pensions with different conditions attached, uncertainty as to exactly when I give up work and, whether to go for draw-down or an annuity, and, of course, what will happen to me in the future. Ivan at Saltus was a huge help in explaining and working through the variables to give me, I believe, the best picture I can have of how things might pan out and allow me to make provision to make for the different scenarios. I can recommend Saltus with real confidence.

Mike Wheeldon
Verified

excellent service

20th February 2025

I have always been very satisfied with the service and attention to any questions I have, Ivan is always very pleasant and helpful.

martyn baber

Fantastic personalised and always responsive

20th February 2025

I cannot speak more highly of Saltus. The service from them and particularly my adviser Ivan is consistently fantastic. Pensions and investments can be a complicated minefield to the lay person but Ivan always is so patient and helpful and takes time to understand and explain. Saltus are always responsive to any queries and always get back very quickly. Many similar companies seem to feel so much more distant and impersonal but every interaction with Saltus is so personal that you almost feel like you’re the only one! They stand out amongst providers and companies generally and my adviser is especially brilliant

Graeme
Verified

Trust Confidence and Growth

20th February 2025

SIPP style Income – Balanced with Saltus. I have been very impressed with the way this fund has been managed by Ivan Linter and the Saltus team. The communications directly with Ivan has been exceptional and the wider Saltus communications are also informative and regular, providing insights to wide financial investment topics. I have complete trust and confidence that Ivan and Saltus will grow my fund year on year as it has since the Saltus/Beckford merger.

Phil Bridle
Verified

Amazing financial service

20th February 2025

For several years now I have been in touch with Ivan Linter at Saltus.

He has helped and guided me with great care with my finances.

My private pension has now grown substantially with his advice. Highly recommend Ivan at Saltus and thank you!

Emma Graham-Yooll

Very helpful and professional service

20th February 2025

Ivan has always been very helpful and knowledgeable and has provided great advice over several years. I’m pleased with the investments Saltus have made in my behalf.

Chris Gibbons
Verified

Happy Customer

20th February 2025

I like the hassle free approach to managing my ISA

David Stevenson
Verified

Saltus Expert Review

Saltus Expert Review: Best Wealth Manager 2025
Saltus

Provider: Saltus

Verdict: Saltus won "Best Wealth Manager" in the 2025 Good Money Guide Awards for it's tailored financial planning and investment services. Saltus stands out in the UK wealth management industry by blending personalised financial planning with a sophisticated investment approach more often found in institutional circles. Founded in 2004, the firm manages over £10 billion in assets and holds Chartered status for its financial planning division, reflecting high standards in advice.

Summary

Best Wealth Manager 2025

Saltus takes a highly personalised route from the outset, matching clients with advisers who align with their goals and communication preferences. Their planning process includes robust cashflow modelling and tax optimisation, resulting in comprehensive strategies that span life planning and investment management.

Their investment performance, as independently benchmarked by the ARC Private Client Indices (ARC PCI), is particularly impressive. Saltus has outperformed peers over 3, 5, and 10-year periods across cautious, balanced, growth, and equity risk categories — all while generally taking less risk. For instance, their core Growth strategy delivered an annualised 7.2% return over five years to the end of 2025, compared to 4.6% for the ARC benchmark.

Fees are competitive and decline as portfolios grow, with no exit charges and transparent upfront costs, especially for larger portfolios. The ongoing cost for a £1.5m client portfolio in their core investment strategies is around 1.45% (including financial planning), and investment-only clients benefit from reduced charges.

Client satisfaction is high, reflected in a 2025 Net Promoter Score (NPS) of 67 (well above the financial services average) and a 97% client retention rate. For context, Apple’s 2025 NPS score was 61 and Amazon’s 47. Bain & Co suggest that a score of 70 or more places a company in the ‘world-class’ category.

A good choice for high-net-worth individuals seeking top-tier financial planning and strong, risk-adjusted investment performance.

Pros

  • Strong investment performance
  • Bespoke client service
  • Transparent, tiered fees

Cons

  • £250k minimum investment
  • Initial advice charge
  • Limited DIY option
  • Wealth Manager Rating
    (5)
Overall
5
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