Item: Tembo Money
Rating: 4.7
Author: Good Money Guide

Habito is an online mortgage broker that won the Treating Customers Fairly Champion of 2023 as voted for in the British Bank Awards and say there are here to make mortgages easier with no paperwork, no stress and no fees.

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Name	Lenders	Deals	Customer Reviews	CTA	Feature	Expand
Tembo Money	Lenders 100+	Deals 20,000+	Customer Reviews 3.3 (Based on 7 reviews)	View Mortgages Tembo Money Reviews	Regulation: FCA Regulated	More Info Tembo Money Expert Review: Affordability & Help To Buy Your First Home Provider: Tembo Money Verdict: Tembo Money specialises in helping to buy your first home with expert mortgage advice combined with top paying Lifetime and Cash ISA. Visit Tembo Is Tembo Money Any Good? Update: on 9 January, 2026, Tembo paused deposits and transfers in for its Fixed Rate Cash ISA due to technical issues, but was due to resume the following week. Tembo is a really slick app and service that can help those with affordability issues get on the property ladder sooner. As well as their online and personal mortgage brokerage service they also have to of the best savings accounts on the market. The Tembo Lifetime ISA comes with excellent rates and the Government 25% top up and for when you have used up your £4,000 LISA allowance there is also a great paying Cash ISA. When I spoke to Richard Dana the CEO and founder of Tembo for this review, he highlighted that the key benefit of Tembo’s serivce is that it is all in one place and they can manage the entire process of savings to buying your first home. The savings accounts don’t have any withdrawal penalties, there are no cheeky intro rates and as an added bonus Tembo offer free mortgage advice for all savings account holders, which is a saving of up to £749. Pros Online mortgage broker Lifetime ISA Cash ISA Cons Better savings rates available elsewhere Pricing (4.5) Market Access (5) App & Platform (5) Customer Service (5) Research & Analysis (4) Overall 4.7 Visit Tembo Money Tembo Money Reviews
Habito	Lenders 90	Deals 2,000+	Customer Reviews 0.0 (Based on 0 reviews)	View Mortgages Habito Reviews	Regulation: FCA Regulated	More Info Habito is an online mortgage broker that makes home buying and remortgaging simpler by combining free mortgage advice, digital applications, and optional legal work and surveys in one place. Customers get a dedicated qualified mortgage broker and case manager, with Habito paid by lenders rather than borrowers. It’s FCA-regulated, highly rated by users, and designed to remove the admin and stress from getting a mortgage.
Better.co.uk	Lenders 90	Deals 12,000+	Customer Reviews 0.0 (Based on 0 reviews)	View Mortgages Better Reviews	Regulation: FCA Regulated Fee Free	More Info Better.co.uk is a fee-free online mortgage broker helping buyers and homeowners compare deals from 100+ lenders with no impact on their credit score. It supports first-time buyers, remortgagers and buy-to-let landlords, with a guided digital process and access to human advisers when needed. Formerly Trussle, it’s FCA-regulated, highly rated on Trustpilot, and claims 89% of customers saved money using the service.
Dynamo	Lenders 75	Deals n/a	Customer Reviews 0.0 (Based on 0 reviews)	View Mortgages Dynamo Reviews	Regulation: FCA Regulated	More Info Dynamo Mortgages provides bespoke mortgage and insurance advice for everything from first-time buyers and home movers to buy-to-let, remortgages, second charge, bridging and commercial finance. They work with 100+ lenders and specialise in “unusual” cases, offering a dedicated point of contact plus ongoing support after completion. Dynamo also has an in-house insurance team and is FCA-regulated for mortgages and non-investment insurance.
Mojo Mortgages	Lenders 90	Deals 20,000+	Customer Reviews 0.0 (Based on 0 reviews)	View Mortgages Mojo Mortgages Reviews	Regulation: FCA Regulated Fee Free	More Info Mojo Mortgages is a free online mortgage broker offering advice and access to thousands of mortgages from 70+ lenders, with personalised recommendations based on your circumstances. You fill in your details, book a call with one of their in-house mortgage experts, and they help manage the application process (with optional insurance guidance). Mojo is FCA-regulated, highly rated on Trustpilot, and typically earns commission from lenders (with fees only for certain buy-to-let applications).
L&C Mortgages	Lenders 90	Deals 1,000+	Customer Reviews 0.0 (Based on 0 reviews)	View Mortgages L&C Mortgages Reviews	Regulation: FCA Regulated	More Info L&C Mortgages is a fee-free mortgage broker offering easy-to-understand advice and access to thousands of mortgage deals from across the market. It is trusted by over 1 million customers, and earns money solely from lenders, not borrowers. L&C also monitors rates after you apply, switching you to a better deal if one appears before completion.

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Habito Customer Reviews & Alternatives

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