Investing

Bed & ISAs can be worth doing if you have investments outside an ISA and unused allowance, because they move your holdings into a tax-free wrapper where future gains, dividends and income are shielded from tax. However, the initial sale can trigger capital gains tax if profits exceed the £3,000 allowance, so it’s usually most

Millions of savers are set to pay tax on their savings interest this year as frozen tax thresholds and shrinking allowances quietly pull more people into the tax net. According to Emma Wall, Chief Investment Strategist at Hargreaves Lansdown, the combination of rising interest rates and tighter allowances means more of your investment returns could

Venture Capital Trusts (VCTs) are UK-listed, closed-end investment companies designed to provide funding to small, high-growth businesses while offering tax benefits to investors. Introduced in 1995, they aim to stimulate investment in early-stage companies that often struggle to secure traditional financing. Venture Capital Trusts (VCTs) are tax-efficient investment vehicles that support small, high-growth UK companies.

XTB has relaunched its popular UK promotion offering new investors a free share in Rolls-Royce (LSE: RR) when they open and fund an investment account. The free share offer runs from now until 28 February 2026, with limited availability, and is open to new UK clients who register, complete verification, and make their first deposit