WiseAlpha Review: Buy bonds you can’t afford with fractional bond notes

Home > Reviews > WiseAlpha

WiseAlpha say they are an award-winning online investment platform that liberates a multi-trillion-dollar market for the masses.

Customer Reviews

4.7

181 Good Money Guide reviewers have given this provider an average rating of 4.7 out of 5 based on their genuine experience.

Excellent83%
Very good7%
Average6%
Poor3%
Terrible1%

Leave a review and tell us what you think of this company to help others make more informed financial decisions.

Yathavan @ 04/29/2019 11:47

29th April 2019

Great platform enabling the retail investor to get exposure to corporate bonds – hope they can scale up and open up more corporates!!

Yathavan

Damien Le Ret @ 04/29/2019 10:12

29th April 2019

Amazing platform which offers a competitive and most needed saving tools in current low rate environment.

Damien Le Ret

Leandro Carvalho @ 04/29/2019 09:59

29th April 2019

Excelente investment platform. Just give it a try!

Leandro Carvalho

Maryna Panamarova @ 04/29/2019 09:54

29th April 2019

Fantastic platform for an everyday investor: easy to use, great product!

Maryna Panamarova

DA @ 04/29/2019 09:29

29th April 2019

Great investment platform

DA

Chris Sheppard @ 04/29/2019 09:26

29th April 2019

Brings a great opportunity to allow individual investors to access the corporate bond market previously inaccessible. Great functionality too.

Chris Sheppard

Nick Geatches @ 04/29/2019 09:20

29th April 2019

Improving the platform all the time; clearly outlines the offering and how to consider investment; easy to use; and access to products that have not been accessible.

Nick Geatches

Nat Millar @ 04/29/2019 09:17

29th April 2019

One of the best investment platforms out there. Easy to use and great rates you just canÔÇÖt get else where.

Nat Millar

Guillaume Valla @ 04/27/2019 03:04

29th April 2019

Amazing platform, easy to use and access to rates you wouldn’t see elsewhere as an everyday investor.

Online Platform: 5/5

Customer Service: 5/5

Fees & Pricing: 5/5

Guillaume Valla

Joerg Bauerle @ 04/27/2019 11:08

29th April 2019

Great platform for wealth building.

Online Platform: 5/5

Customer Service: 5/5

Fees & Pricing: 5/5

Joerg Bauerle

Richard Webb @ 04/27/2019 09:55

29th April 2019

A chance to spread investments into another good asset class, which is refreshing. Backed up by a quality team and service.

Online Platform: 5/5

Customer Service: 5/5

Fees & Pricing: 5/5

Richard Webb

casey @ 04/27/2019 02:51

29th April 2019

Nice platform online investment,an easy to understand for newbie to user,

Would highly recommend frds n family,there one thing needs to adds in the features on wisealpha invest,

I would like to suggest add on is the people auto invest on contracts on high yield bonds,to have age to stop as a

option rather keep on re-invest auto,I like auto invest very much no worries daily hard working low income people

Have a opportunity to grow this tree,if feature option add age retire age 65 can stop in auto invest or 55 age n so on,would be superb great,is the best platform for me to invest for a little income I could grow,thks wise alpha

Online Platform: Superb

Customer Service: Good

Fees & Pricing: Good

casey

Oliver Watson @ 04/26/2019 09:59

29th April 2019

The platform is great and hosts a number of products for different types of investors. ItÔÇÖs very intuitive and is easy to use. Thanks and keep it up!

Online Platform 5/5

Customer Service 5/5

Fees & Pricing 5/5

Oliver Watson

Morris @ 04/26/2019 08:47

29th April 2019

A great platform giving ease of access to senior secured bonds, usually available to those entities with £100K +

Online Platform 5/5

Customer Service 5/5

Fees & Pricing 5/5

Morris

chris @ 04/26/2019 08:35

29th April 2019

An easy to use investment platform, offering the small investor the chance to invest in high rate bonds normally out of reach . A regular and changing range of bonds gives plenty of opportunities.

Online Platform 5/5

Customer Service 5/5

Fees & Pricing 5/5

chris

scott lane @ 04/26/2019 06:21

29th April 2019

Easy to use & a great variety of investment options as well as sound advice!!

Online Platform 5/5

Customer Service 5/5

Fees & Pricing 5/5

scott lane

Ahmed @ 04/26/2019 06:03

29th April 2019

Liking the addition of company debt to my portfolio.

Online Platform 5/5

Customer Service 5/5

Fees & Pricing 5/5

Ahmed

Oliver Walker @ 04/26/2019 05:54

29th April 2019

It’s made investing in corporate bonds much more accessible and affordable.

Online Platform 4/5

Customer Service 5/5

Fees & Pricing 5/5

Oliver Walker

Leonard Burger @ 04/26/2019 05:26

29th April 2019

Great platform that allows everyday investors access the corporate bond market which provides for great returns at lower risk (relative to higher risk investing). Easy to us, good UX and constantly improving itself.

Online Platform 5/5

Customer Service 5/5

Fees & Pricing 5/5

Leonard Burger

Sebastien @ 04/26/2019 05:07

29th April 2019

This is a great platform, easy to use and there is good customer service. There is always something to improve but so far, so good.

Online Platform 4/5

Customer Service 5/5

Fees & Pricing 5/5

Sebastien

WiseAlpha Expert Review

WiseAlpha Review

Name: WiseAlpha

Description: WiseAlpha is an online investment platform that enables UK investors to invest in fractional corporate bonds. Its aim is to make bonds – which traditionally were only accessible to large institutional investors due to high minimum transaction levels (£100k+) – more accessible to private investors.

Summary

For those looking for more adventurous bond investments, WiseAlpha lets you invest in bonds with high minimum deposits you wouldn’t ordinarily be able to access.

Pros

  • Extensive high-yield bond access
  • Good educational material
  • Easy to use

 

Cons

  • OTC product
  • No FSCS coverage
  • For sophisticated investors only
  • Pricing
    (4)
  • Market Access
    (4)
  • Online Platform
    (4)
  • Customer Service
    (4)
  • Research & Analysis
    (4)
Overall
4

WiseAlpha Alternatives

For those looking to invest in corporate bonds, there are a number of alternatives to WiseAlpha.

One alternative is the London Stock Exchange’s Order Book for Retail Bonds (ORB). This is a platform for investing in UK fixed income securities. More than 60 gilts and over 100 corporate bonds (tradable in denominations of £1,000 or similar) are available for trading on the electronic order book.

Another alternative is Hargreaves Lansdown. It currently offers access to several hundred corporate bonds issued by companies such as HSBC Holdings, Marks & Spencer Group, and National Grid. Many are only available over the phone, however. Saxo Markets is another broker that offers exposure to bonds. It currently offers access to more than 5,000 government and corporate bonds in Europe, US, Asia, Middle East and Latin America digitally.

Bond BrokerBonds AvailableBond Dealing CommissionBond Account FeeGMG RatingMore Info
Interactive Brokers bond trading platform1m+0.1% to 0.015% depending on volume£0
(4.5)
Visit Broker
Capital at Risk
Saxo Markets bond trading platform4,5000.2% to 0.05% on Government bonds depending on account type0.12% or 0.08% for VIP accounts
(4.3)
Visit Broker
Capital at Risk
Hargreaves Lansdown bond investing platform10,000+£11.95 (or £5.95 if more than 20 deals done in previous month)0.45% capped at £45 per annum
(3.9)
Visit Broker
Capital at Risk
Interactive Investor bond investing platform10,000+£7.99 or £3.99 for "Super Investors"£4.99 a month
(3.9)
Visit Broker
Capital at Risk
AJ Bell Youinvest bond investing platform5,000+£9.95 (or £4.95, if you do 10 or more online deals in the previous month)0.25% capped at £3.50 per month
(3.9)
Visit Broker
Capital at Risk
Scroll to Top