- Experts rate Revolut highly for its user-friendly interface and low-cost services, noting it as a solid option for investors interested in major shares and cryptocurrencies. However, they caution that as an e-money institution, it lacks the same level of protection as traditional banks, which may be a concern for some users.
- Across 519 user reviews on Good Money Guide, averaging 4.5/5, users frequently commend the app’s ease of use, competitive exchange rates, and efficient customer service. However, some users express significant concerns regarding account freezes and difficulties in accessing funds, highlighting a need for improved support during critical issues.
Customer Reviews
+++++
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Great for everyday and abroad!
A great and easy way to transfer and exchange money all in one app. For someone who travel’s frequently it saves time changing currency in person. I also use Revolut as my everyday spending account in the UK.
Excellent
The whole Ultra experience has been great, especially as I can save in various denominations as I work in different countries 👍
Great app
Really helps with my finance’s, due to my son being abroad! They are great with any help I need and an overall amazing app!
Very easy to use
Fee safe to see that email notification every transaction has been done
Exceptional
Handy to transfer money between accounts and to friends if out for meal etc. Euro rate is the best there is out there.
Great value
Very easy to use
Excellent investment / travel account
I like the range and ease of Crypto investment and the reports that are available. Also used to buy things in Euros when travelling.
Best online banking
Easy to use,
freedom to use different currencies,
excellent way to manage some savings.
Seamless Experience
When it comes to online banking I’ve used plenty of apps and Revolut has got to be my favourite because of its sleek design and seamless experience. So easy to use and lots of handy features too. I’d definitely recommend.
Best online banking easy to transfer
It’s the best banking app and it’s east to use and it’s gives me enough to save up and enjoy with online and banking fantastic
Quality
Great bank
Definitely 5 stars
From far the best online bank app what I’ve ever seen.
Best Bank
What a great bank.
Easy transfers with the best rates. Great account to use, easy and straight forward particularly when abroad.
Highly recommend
Wonderful
I like using this online bank. It makes my work easier. I just started using it and I wonder how I discovered this.
Fast and no hassle when sending and receiving!!
My girlfriend is Turkish and I travel there a lot so using Revolut has made my life so easy no stress when sending money abroad no fee and also the access to 1000 airport lounges all around the world which is amazing!
Best ever
Best banking app
They are so helpful in many areas. And quick to respond when you need a help with transactions. All and all they are the best online banking app I’ve used. Would strongly recommend.
Great
This is the only one app which im grateful
Best of the best
Best online bank which I was using easy transfer. Comfortable when you are in different country to exchange money
Expert Review & Rating
Revolut Expert Review & Rating: Updated 25/06/2026
Is Revolut good for investing?
Revolut is a good choice for investors that want to buy and sell major shares and cryptocurrencies. No funds, or smaller cap stocks, but a good entry-level account for most investors.
One of the most commonly asked questions about new banks and fintech is if they are a safe place to keep your money. The answer is generally, yes, if they are regulated by the FCA as funds are protected by the FSCS up to £85,000. But, Revolut, is regulated as an e-money institution and not as a bank so you do not get the FSCS protection.
Revolut says that if they were to go bust, client funds would be paid out of a “safeguarding” account which is a type of ringfenced account where client funds are held. When funds are in this type of account, Revolut cannot (in theory, at least) lend them out or use them to run the business. This is how banks traditionally made money, they pay you a smaller amount of interest than they receive on the money they lend out and make a profit from the difference (among other things).
For small money transfers, Revolut is safe enough, but as with all currency conversions if you are sending over £10,000 abroad you should be using a currency broker. You’ll get much better rates, more control over when you buy and sell, help with all the AML (anti-money laundering) issues that may come up, and the ability to lock in the currency exchange rate for up to a year in advance (if you think it will move against you).
- Sending a small amount of money abroad? Compare the best money transfer apps
Pros
- Easy to use
- Low cost
- Innovative product
Cons
- New company
- Limited Range of investments
- App only
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Pricing
(5)
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Market Access
(4.5)
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Online Platform
(5)
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Customer Service
(5)
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Research & Analysis
(4)
Overall
4.7Leave A Review
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Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
