- Experts rate Revolut highly for its user-friendly interface and low-cost services, noting it as a solid option for investors interested in major shares and cryptocurrencies. However, they caution that as an e-money institution, it lacks the same level of protection as traditional banks, which may be a concern for some users.
- Across 519 user reviews on Good Money Guide, averaging 4.5/5, users frequently commend the app’s ease of use, competitive exchange rates, and efficient customer service. However, some users express significant concerns regarding account freezes and difficulties in accessing funds, highlighting a need for improved support during critical issues.
Customer Reviews
Easy to use
Easy to use
Good service
Good service
Not much choice but easy…
Not much choice but easy to use and good value
Very good and quick.
Very good and quick.
5/5
5/5
2/5
5/5
Just ticking boxes of features
Just ticking boxes of features
Average
Average
good
good
Brilliant
Brilliant
Excellent value and reliable
Excellent value and reliable
5/5
5/5
5/5
Innovative
Innovative
Cool
Cool
Fine for small amounts
Fine for small amounts
5/5
Expert Review & Rating
Revolut Expert Review & Rating: Updated 25/06/2026
Is Revolut good for investing?
Revolut is a good choice for investors that want to buy and sell major shares and cryptocurrencies. No funds, or smaller cap stocks, but a good entry-level account for most investors.
One of the most commonly asked questions about new banks and fintech is if they are a safe place to keep your money. The answer is generally, yes, if they are regulated by the FCA as funds are protected by the FSCS up to £85,000. But, Revolut, is regulated as an e-money institution and not as a bank so you do not get the FSCS protection.
Revolut says that if they were to go bust, client funds would be paid out of a “safeguarding” account which is a type of ringfenced account where client funds are held. When funds are in this type of account, Revolut cannot (in theory, at least) lend them out or use them to run the business. This is how banks traditionally made money, they pay you a smaller amount of interest than they receive on the money they lend out and make a profit from the difference (among other things).
For small money transfers, Revolut is safe enough, but as with all currency conversions if you are sending over £10,000 abroad you should be using a currency broker. You’ll get much better rates, more control over when you buy and sell, help with all the AML (anti-money laundering) issues that may come up, and the ability to lock in the currency exchange rate for up to a year in advance (if you think it will move against you).
- Sending a small amount of money abroad? Compare the best money transfer apps
Pros
- Easy to use
- Low cost
- Innovative product
Cons
- New company
- Limited Range of investments
- App only
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Pricing
(5)
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Market Access
(4.5)
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Online Platform
(5)
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Customer Service
(5)
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Research & Analysis
(4)
Overall
4.7Leave A Review
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Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
