Lloyds Bank says that wherever you want to get to in life, they have a range of bank accounts and personal banking services to suit you.
Lloyds Bank Customer Reviews

Lloyds Bank Customer Reviews
Lloyds Bank Customer reviews
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 24 reviews
- Excellent38%
- Very good29%
- Basic25%
- Poor0%
- Bad8%
Read customer reviews
Excellent layout and ease with…
Excellent layout and ease with online banking and savings
no recent experience
no recent experience
Good
Good
No option for inmvestments
No option for inmvestments
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Lloyds Bank Alternatives
| Name | Logo | Interest Rate | Switching Offer | GMG Rating | Customer Reviews | CTA | Feature | Expand |
|---|---|---|---|---|---|---|---|---|
|
Interest Rate 4.5% |
Switching Offer £0 |
GMG Rating 4.7★★★★★★★★★★ |
Customer Reviews 4.5★★★★★★★★★★(Based on 524 reviews) |
Added value:
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Revolut will give you a boosted savings rate of 4.50% AER (variable) if you open an Instant Access Savings account before 22 January 2026. No withdrawal fees. No minimums.
Revolut Expert ratingOur expert rating is the average of the areas listed here, each scored out of 5 by our team.
Pros
Cons
Our verdictRevolut is an all-in-one banking and investment app loved by millions. Revolut offers banking, saving, spending, investing, foreign exchange and cryptocurrency services to 50 million individual customers and 500k businesses around the world. Is Revolut good for investing?Revolut is a good choice for investors that want to buy and sell major shares and cryptocurrencies. No funds, or smaller cap stocks, but a good entry-level account for most investors. One of the most commonly asked questions about new banks and fintech is if they are a safe place to keep your money. The answer is generally, yes, if they are regulated by the FCA as funds are protected by the FSCS up to £85,000. But, Revolut, is regulated as an e-money institution and not as a bank so you do not get the FSCS protection. Revolut says that if they were to go bust, client funds would be paid out of a “safeguarding” account which is a type of ringfenced account where client funds are held. When funds are in this type of account, Revolut cannot (in theory, at least) lend them out or use them to run the business. This is how banks traditionally made money, they pay you a smaller amount of interest than they receive on the money they lend out and make a profit from the difference (among other things). For small money transfers, Revolut is safe enough, but as with all currency conversions if you are sending over £10,000 abroad you should be using a currency broker. You’ll get much better rates, more control over when you buy and sell, help with all the AML (anti-money laundering) issues that may come up, and the ability to lock in the currency exchange rate for up to a year in advance (if you think it will move against you).
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Lloyds Ready-Made Investments Review: By Your Side?
Lloyds Ready-Made Investments Review: By Your Side? Expert RatingThe overall score out of 10 combines our expert rating out of 5 with the average customer rating out of 5.6.2/10★★★★★★★★★★BasicBased on our expert analysisExpert review by Richard Berry · Last updated 23rd July 2025Lloyds Ready-Made Investments Review: By Your Side? Expert ratingOur expert rating is the
