Lloyds Bank says that wherever you want to get to in life, they have a range of bank accounts and personal banking services to suit you.
Lloyds Bank Customer Reviews
Customer Reviews
Great Credit Card
I was a lifelong cusromer of Halifax (since 1980) but they refused to let me cancel my old credit card to apply for a new one on better terms so I went to Lloyds and got a great one!
Great Credit Card
I have been a lifelong (since 1980) customer of Halifax but when I cancelled my last credit card they would not issue anew one on better terms – so I went to Lloyds and got a great deal 0% x 28months.
Absolutely shocking experience
Absolutely shocking experience with this bank and would suggest avoiding at all costs !!
Little or no regards for its customers and zero loyalty.
How times have changed.
closing account to steal money…
Lloyds Detriment In 2018 a couple living in NR14 –
the wife passed away leaving the joint current account vulnerable to theft by Lloyds bank.
The husband notified the bank of the death thinking he was doing the right thing. BIG MISTAKE! Lloyds immediately closed the account leaving the widower unable to pay rent and buy food and clothing, the widower was made homeless with all his property being stolen.
In spite of requests to return the stolen money (£13,000+) Lloyds refuse to even discuss the matter.
Ref: an inquirer colin grout…
Very nice bank
It is very easy to use and save your money so use llyods bank.
Lloyds has great technology but can’t provide foreign currency accounts for small businesses
opening a business bank account with Lloyds was great, super service orientated and great technology. However, for some strange reason they refuse to open Euro or any foreign currency accounts for small businesses, which means I have to work with another bank to service our Euro and Dollar payments
Very good
Very good
OK
OK
good.
good.
good traditional bank
good traditional bank
Not best rates other than…
Not best rates other than regular savers
3/5
Good
Good
No thoughts
No thoughts
5/5
Good current account offering with…
Good current account offering with perks, and good rate on linked regular savings account.
Good
Good
5/5
3/5
App is a bit outdated
App is a bit outdated
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Lloyds Bank Alternatives
| Name | Logo | Interest Rate | Switching Offer | GMG Rating | Customer Reviews | CTA | Feature | Expand |
|---|---|---|---|---|---|---|---|---|
 | Interest Rate 4.5% | Switching Offer £0 | GMG Rating | Customer Reviews | Added value:
| Revolut will give you a boosted savings rate of 4.50% AER (variable) if you open an Instant Access Savings account before 22 January 2026. No withdrawal fees. No minimums. Revolut Expert Review & Rating: Updated 25/06/2026 Is Revolut good for investing? Revolut is a good choice for investors that want to buy and sell major shares and cryptocurrencies. No funds, or smaller cap stocks, but a good entry-level account for most investors. One of the most commonly asked questions about new banks and fintech is if they are a safe place to keep your money. The answer is generally, yes, if they are regulated by the FCA as funds are protected by the FSCS up to £85,000. But, Revolut, is regulated as an e-money institution and not as a bank so you do not get the FSCS protection. Revolut says that if they were to go bust, client funds would be paid out of a “safeguarding” account which is a type of ringfenced account where client funds are held. When funds are in this type of account, Revolut cannot (in theory, at least) lend them out or use them to run the business. This is how banks traditionally made money, they pay you a smaller amount of interest than they receive on the money they lend out and make a profit from the difference (among other things). For small money transfers, Revolut is safe enough, but as with all currency conversions if you are sending over £10,000 abroad you should be using a currency broker. You’ll get much better rates, more control over when you buy and sell, help with all the AML (anti-money laundering) issues that may come up, and the ability to lock in the currency exchange rate for up to a year in advance (if you think it will move against you).
Pros
Cons
Overall4.7 |
Lloyds Ready-Made Investments Review: By Your Side?
Every time I get in the car I get peppered with Radio ads for “Lloyds Ready-Made Investing” so I thought I’d have a poke around and see if they are any good compared to the more mainstream investing platforms. Obviously, I listed to Radio 2, so I’m very much the target audience of instead of
