Halo Financial Customer Reviews
Tell us what you think of this provider.
Dan @ 02/24/2021 09:57
Great service and great rates. Simple and secure platform that i find very easy to use.
Sarah Wardley @ 02/24/2021 09:49
Without fail we have always had excellent and efficient service from Global Reach. We are not ‘money people” so we really appreciate the fact that we consistently have Ben Scott to go to when we want to ask a question etc. That personal service makes us feel valued despite the fact we probably aren’t Ben’s wealthiest clients! Whether it is our regular monthly transfer or additional top up payments the service is always as good as it was when we did the “big” transfer to buy our property. So pleased we were recommended this company.
Tom Jones @ 02/24/2021 09:47
All dealings immediate,and efficient
Jacqueline @ 02/24/2021 09:45
I have used Global Reach since 2013, and have been impressed by their knowledgeable and prompt service, excellent rates, and the online self-service facility. I have recommended them whenever people have asked about currency transfer services as best value and totally reliable.
Ann Coe @ 02/24/2021 09:42
I have used Global Reach for may years now and the rates given are always competitive. The transactions are smooth with no problems encountered and the staff are very professional and a pleasure to deal with.
Sean Barrett @ 02/24/2021 09:40
Purchased property in Spain six years ago. Used Global Reach ever since and find them competitive, efficient and extremely reliable. I don’t even ask Callum for a quote as I know he will give the best price on offer and the money is instantly transferred to our Spanish bank account
Adrian Wright @ 02/24/2021 09:31
I no longer shop around for exchange rate because the personal and efficient service that I receive from Sam Edmanson and his predecessor Could not be got anywhere else nor can there exchange rates .
Mike Brooks @ 02/24/2021 09:32
Competitive rates backed up by excellent service from order to delivery and an element of hand-holding when required in some new situations. Been happy to recommend friends and family over many years to FCE & GR.
Andre @ 02/24/2021 09:31
I was introduced to Global Reach 8 years ago (then FC Exchange) and have had no need to go anywhere else. Apart from the instant service GR comes with the personal touch that one does not expect from a company in this sector. Certainly the Go-To when it comes to international funds transfer.
Ray Eastel @ 02/24/2021 09:30
I always find the system quick and easy to use
Halo Financial Expert Review
Halo Financial gives personal service and bank beating exchange rates for large currency transfers

Provider: Halo Financial
Verdict: Halo Financial is a UK-based foreign exchange specialist that provides international money transfer services to both personal and business clients. Authorised by the Financial Conduct Authority (FCA) as an authorised payment institution, the firm has been operational for over a decade and is known for its personalised currency services. Halo Financial recently aquired Corpay private clients, that was previously owned by Global Reach.
Is Halo Financial a good currency broker?
Yes, we rate Halo Financial as one of the best and most efficient ways for individuals and companies to transfer money internationally, quickly and cheaply.
Halo focuses on helping clients manage foreign currency exposure by offering competitive exchange rates, risk management strategies, and guidance from experienced currency consultants.
For private clients, Halo Financial is best suited for individuals making large international transfers, such as purchasing property overseas, emigrating, or transferring pensions. Unlike app-based fintech platforms that prioritise speed and automation, Halo offers a more bespoke service model. Clients are assigned a dedicated account manager who can provide market insight, assist with timing trades, and set up forward contracts or limit orders. This approach appeals to those looking for guidance rather than a purely DIY platform.
On the corporate side, Halo supports businesses with regular international payments, invoice settlements, and hedging strategies. The firm works closely with industries such as legal, property, and logistics, offering tailored solutions and currency planning tools. This makes it a viable alternative for SMEs that want access to currency market expertise without the overhead of in-house FX management.
In terms of pricing, Halo Financial generally provides more competitive rates than high-street banks, but fees and margins can vary depending on the size of the transfer and the currency pair. Unlike fixed-fee platforms, Halo’s model is quote-driven, so customers should request a live quote to compare with other providers. While their website offers educational resources and market commentary, it lacks the instant online execution found in digital-first competitors.
Overall, Halo Financial stands out for its personal service, currency expertise, and commitment to helping clients navigate the FX market. It’s a strong option for individuals and businesses who prioritise human support and strategic guidance over rapid app-based transfers.
Pros
- Excellent exchange rates
- Currency hedging facilities
- Personal service
Cons
- Suitable for large clients only
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Exchange Rates
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Available Currencies
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Online Platform
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Customer Service
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Research & Analysis
Overall
4.5Halo Financial Facts & Figures
💱 Total Currencies | 30+ on offer |
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💵 Min Transfer | £3,000 |
💰 Max Transfer | No maximum transfer |
🛒 Customers | 30,000 |
🏛️ Founded | 2001 |
💱 Transfers | £6 billion a year |
🏢 HQ | London, UK |
⚖️ Regulated | Yes – Authorised by FCA |
Account Options | |
🧍 Personal Transfers | ✔️ |
👔 Business Transfers | ✔️ |
🗓️Currency Forwards | 24 months |
💸 Currency Options | ✔️ |
🤝 Personal Service | Yes- highly rated |
📱 Phone Dealing | Yes – excellent service |
🌐 Website | Visit Global Reach |

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
To contact Richard, please ask a question in our financial discussion forum.