Halo Financial Expert Review: The New Home For Corpay Private Clients

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Halo Financial Customer Reviews

4.7
91 Good Money Guide users have given this provider a review rating of 4.7 out of 5 based on their genuine experience.
Excellent87%
Very good6%
Average4%
Poor1%
Terrible2%
Tell us what you think of this provider.

Dan @ 02/24/2021 09:57

24th February 2021

Great service and great rates. Simple and secure platform that i find very easy to use.

Dan

Sarah Wardley @ 02/24/2021 09:49

24th February 2021

Without fail we have always had excellent and efficient service from Global Reach. We are not ‘money people” so we really appreciate the fact that we consistently have Ben Scott to go to when we want to ask a question etc. That personal service makes us feel valued despite the fact we probably aren’t Ben’s wealthiest clients! Whether it is our regular monthly transfer or additional top up payments the service is always as good as it was when we did the “big” transfer to buy our property. So pleased we were recommended this company.

Sarah Wardley

Tom Jones @ 02/24/2021 09:47

24th February 2021

All dealings immediate,and efficient

Tom Jones

Jacqueline @ 02/24/2021 09:45

24th February 2021

I have used Global Reach since 2013, and have been impressed by their knowledgeable and prompt service, excellent rates, and the online self-service facility. I have recommended them whenever people have asked about currency transfer services as best value and totally reliable.

Jacqueline

Ann Coe @ 02/24/2021 09:42

24th February 2021

I have used Global Reach for may years now and the rates given are always competitive. The transactions are smooth with no problems encountered and the staff are very professional and a pleasure to deal with.

Ann Coe

Sean Barrett @ 02/24/2021 09:40

24th February 2021

Purchased property in Spain six years ago. Used Global Reach ever since and find them competitive, efficient and extremely reliable. I don’t even ask Callum for a quote as I know he will give the best price on offer and the money is instantly transferred to our Spanish bank account

Sean Barrett

Adrian Wright @ 02/24/2021 09:31

24th February 2021

I no longer shop around for exchange rate because the personal and efficient service that I receive from Sam Edmanson and his predecessor Could not be got anywhere else nor can there exchange rates .

Adrian Wright

Mike Brooks @ 02/24/2021 09:32

24th February 2021

Competitive rates backed up by excellent service from order to delivery and an element of hand-holding when required in some new situations. Been happy to recommend friends and family over many years to FCE & GR.

Mike Brooks

Andre @ 02/24/2021 09:31

24th February 2021

I was introduced to Global Reach 8 years ago (then FC Exchange) and have had no need to go anywhere else. Apart from the instant service GR comes with the personal touch that one does not expect from a company in this sector. Certainly the Go-To when it comes to international funds transfer.

Andre

Ray Eastel @ 02/24/2021 09:30

24th February 2021

I always find the system quick and easy to use

Ray Eastel

Halo Financial Expert Review

Halo Financial gives personal service and bank beating exchange rates for large currency transfers
halo financial

Provider: Halo Financial

Verdict: Halo Financial is a UK-based foreign exchange specialist that provides international money transfer services to both personal and business clients. Authorised by the Financial Conduct Authority (FCA) as an authorised payment institution, the firm has been operational for over a decade and is known for its personalised currency services. Halo Financial recently aquired Corpay private clients, that was previously owned by Global Reach.

Is Halo Financial a good currency broker?

Yes, we rate Halo Financial as one of the best and most efficient ways for individuals and companies to transfer money internationally, quickly and cheaply.

Halo focuses on helping clients manage foreign currency exposure by offering competitive exchange rates, risk management strategies, and guidance from experienced currency consultants.

For private clients, Halo Financial is best suited for individuals making large international transfers, such as purchasing property overseas, emigrating, or transferring pensions. Unlike app-based fintech platforms that prioritise speed and automation, Halo offers a more bespoke service model. Clients are assigned a dedicated account manager who can provide market insight, assist with timing trades, and set up forward contracts or limit orders. This approach appeals to those looking for guidance rather than a purely DIY platform.

On the corporate side, Halo supports businesses with regular international payments, invoice settlements, and hedging strategies. The firm works closely with industries such as legal, property, and logistics, offering tailored solutions and currency planning tools. This makes it a viable alternative for SMEs that want access to currency market expertise without the overhead of in-house FX management.

In terms of pricing, Halo Financial generally provides more competitive rates than high-street banks, but fees and margins can vary depending on the size of the transfer and the currency pair. Unlike fixed-fee platforms, Halo’s model is quote-driven, so customers should request a live quote to compare with other providers. While their website offers educational resources and market commentary, it lacks the instant online execution found in digital-first competitors.

Overall, Halo Financial stands out for its personal service, currency expertise, and commitment to helping clients navigate the FX market. It’s a strong option for individuals and businesses who prioritise human support and strategic guidance over rapid app-based transfers.

Pros

  • Excellent exchange rates
  • Currency hedging facilities
  • Personal service

Cons

  • Suitable for large clients only
  • Exchange Rates
    (4.5)
  • Available Currencies
    (4.5)
  • Online Platform
    (5)
  • Customer Service
    (5)
  • Research & Analysis
    (3.5)
Overall
4.5

Halo Financial Facts & Figures

💱 Total Currencies30+ on offer
💵 Min Transfer£3,000
💰 Max TransferNo maximum transfer
🛒 Customers30,000
🏛️ Founded2001
💱 Transfers£6 billion a year
🏢 HQLondon, UK
⚖️ RegulatedYes – Authorised by FCA
Account Options
🧍 Personal Transfers✔️
👔 Business Transfers✔️
🗓️Currency Forwards24 months
💸 Currency Options✔️
🤝 Personal ServiceYes- highly rated
📱 Phone DealingYes – excellent service
🌐 WebsiteVisit Global Reach
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