Halo Financial Customer Reviews
Tell us what you think of this provider.
Alan Lile @ 03/30/2021 07:18
I have used Global Reach for many years and have never been disappointed. I would recommend their services to friends and family.
Lesley Crowther-Scott @ 03/30/2021 05:18
excellent timely service
mike chant @ 03/30/2021 05:40
procedures explained and very professional in explaining every thing
peter @ 03/30/2021 06:16
Excellent service
Geoff Fuller @ 03/30/2021 06:37
Great people to deal with. Handle our transactions very efficiently.
Steven C @ 03/30/2021 07:08
I have been using them almost 2 years now, primarily for currency transfer after property sale in Cyprus and resettlement back in UK. I found their service fast, efficient and personal. I can recommend them for such services.
kevin hoare @ 03/30/2021 03:53
Good rates and excellent weekly email with market views
Peter @ 03/30/2021 03:15
Have used regularly for several years. Never had a problem or any delay or difficulty. Staff always friendly and helpful.
Trevor Howard @ 03/30/2021 02:03
I’ve been using the services of FC Exchange/Global Reach
for approximately 7 years. I have always had excellent assistance from all with whom I have had contact. I’ve had no reason to think of using anyone else.
Dan Howard @ 03/30/2021 01:28
always helpful, polite and ready to offer currency with great rates. Many thanks
Halo Financial Expert Review
Halo Financial gives personal service and bank beating exchange rates for large currency transfers
Provider: Halo Financial
Verdict: Halo Financial is a UK-based foreign exchange specialist that provides international money transfer services to both personal and business clients. Authorised by the Financial Conduct Authority (FCA) as an authorised payment institution, the firm has been operational for over a decade and is known for its personalised currency services. Halo Financial recently aquired Corpay private clients, that was previously owned by Global Reach.
Is Halo Financial a good currency broker?
Yes, we rate Halo Financial as one of the best and most efficient ways for individuals and companies to transfer money internationally, quickly and cheaply.
Halo focuses on helping clients manage foreign currency exposure by offering competitive exchange rates, risk management strategies, and guidance from experienced currency consultants.
For private clients, Halo Financial is best suited for individuals making large international transfers, such as purchasing property overseas, emigrating, or transferring pensions. Unlike app-based fintech platforms that prioritise speed and automation, Halo offers a more bespoke service model. Clients are assigned a dedicated account manager who can provide market insight, assist with timing trades, and set up forward contracts or limit orders. This approach appeals to those looking for guidance rather than a purely DIY platform.
On the corporate side, Halo supports businesses with regular international payments, invoice settlements, and hedging strategies. The firm works closely with industries such as legal, property, and logistics, offering tailored solutions and currency planning tools. This makes it a viable alternative for SMEs that want access to currency market expertise without the overhead of in-house FX management.
In terms of pricing, Halo Financial generally provides more competitive rates than high-street banks, but fees and margins can vary depending on the size of the transfer and the currency pair. Unlike fixed-fee platforms, Halo’s model is quote-driven, so customers should request a live quote to compare with other providers. While their website offers educational resources and market commentary, it lacks the instant online execution found in digital-first competitors.
Overall, Halo Financial stands out for its personal service, currency expertise, and commitment to helping clients navigate the FX market. It’s a strong option for individuals and businesses who prioritise human support and strategic guidance over rapid app-based transfers.
Pros
- Excellent exchange rates
- Currency hedging facilities
- Personal service
Cons
- Suitable for large clients only
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Exchange Rates
(4.5)
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Available Currencies
(4.5)
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Online Platform
(5)
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Customer Service
(5)
-
Research & Analysis
(3.5)
Overall
4.5Halo Financial Facts & Figures
| 💱 Total Currencies | 30+ on offer |
|---|---|
| 💵 Min Transfer | £3,000 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 30,000 |
| 🏛️ Founded | 2001 |
| 💱 Transfers | £6 billion a year |
| 🏢 HQ | London, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
| Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ✔️ |
| 🤝 Personal Service | Yes- highly rated |
| 📱 Phone Dealing | Yes – excellent service |
| 🌐 Website | Visit Global Reach |
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
To contact Richard, please ask a question in our financial discussion forum.
