Challenger bank accounts are newer, digital-only (and sometimes app only) entrants to the financial markets, which compete directly with established banks. They often do this by playing to their strengths as a smaller organisation and offering a specialism which has been underserved by the big banks. Where incumbent banks are large and cumbersome, challenger banks […]
Who are the best challenger banks in the UK for 2026? Read More »
Will mortgage rates drop in the UK during 2026? Mortgage interest rates are predicted to continue to fall throughout 2026 as the mortgage price war gathers pace in early 2026 as lenders increase offers to entice new customers and the Bank of England is expected to cut the base interest rate further. According to forecasts
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Can you get a mortgage with Revolut? No, Revolut does not offer mortgages in the UK, but using it as a bank account will not stop you from getting a mortgage. Mainstream mortgage providers can use Revolut banking statements as evidence of income and spending to approve mortgage applications. If you need a mortgage in
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As we enter 2026, it feels as though the world is changing at an accelerating pace. Artificial intelligence is set to continue transforming the workplace, cryptocurrencies have sold off, and the markets are more volatile than ever due to the presidency of Donald Trump as president, and the geopolitical chess game continues on. While there
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Lloyds Banking Group is preparing to shut its invoice factoring service for small businesses, marking the latest retreat by a major UK lender from a form of finance widely used by cash-strapped SMEs. As reported in the FT, the decision by Lloyds to stop helping small business improve their cash flow, follows similar moves elsewhere
Blow for SME’s as Lloyds to invoice financing for small businesses Read More »
Business bank account provider Barclays has launched a new cash incentive aimed at small businesses, offering £175 to eligible firms that open or switch to a Barclays Business Bank Account. The promotion runs until 9 January 2026 and is open to UK-registered businesses whose owners are aged 18 or over. As competition heats up in
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Leading business bank account brand ANNA Money has secured a £10m growth debt facility from international tech investor Flashpoint as the UK fintech accelerates its expansion ahead of major changes to the UK tax system under Making Tax Digital (MTD). The funding comes as ANNA hits £30m in annual recurring revenue and prepares to support
UK challenger bank Monzo has agreed to acquire UK mortgage broker Habito in its first major takeover, marking a significant step in its ambition to become a fully fledged financial “super-app”. While the purchase price has not been disclosed, the deal signals Monzo’s intent to move deeper into the lucrative home-buying market and build a
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NatWest has reinforced its position as one of the UK’s most active backers of female-led businesses after surpassing its £2 billion lending pledge well ahead of schedule, providing £2.84 billion in funding to more than 55,000 women entrepreneurs nationwide. The achievement highlights the UK bank’s long-term strategy to improve access to finance for women in
NatWest Steps Up Support for Female-Led Businesses as Lending Passes £2.8bn Read More »
Allica Bank wants the UK to move from a system where SMEs avoid borrowing and grow slowly, to one where productive risk is supported, working capital is accessible, and banks actively help established businesses invest and scale. A new survey of nearly 200 accountants conducted by business banking provider Allica Bank shows that 83 percent
Allica Bank calls for structural change in how SMEs are funded in the UK Read More »