Saxo General Investment Account Review

Is Saxo's GIA a Good Account?

Yes, Saxo was voted “Best Investing Account” in the 2026 Good Money Guide Awards

As well as being one of the best trading platforms, Saxo has good accounts for long-term investments. The platform has recently introduced mutual funds for investors who want to quickly build a diversified portfolio. And income investors can access a huge range of retail and institutional-grade bonds.

On balance, though, I’d say that Saxo remains more of a trading platform than an investing account. So if you’re primarily a high-risk trader and you want to incorporate some longer-term “safer” investments into your portfolio, Saxo is a good place to invest alongside your shorter-term speculation. Saxo is also one of the best brokers for earning interest on your uninvested cash.

Compared with other retail investing accounts like eToro, Saxo is a much better option because of market range, customer service and tax-free products like ISAs and SIPPs.

Fees

Saxo charges €10 a month or 0.12% a year (whichever is higher) based on the value of your portfolio. If you have a VIP account this fee drops to 0.08%. Dealing charges, which are a percentage of transaction size, are competitive – and UK shares trading commission starts at 0.1% (£100 if you buy £100,000 worth of stock) and drops to 0.05% for more active traders.

Special Offers

Platinum. If you have £200,000 or more on account, you can apply for 30% lower transaction and account costs.

VIP. For accounts with portfolios over £1m, you get even better pricing, direct connection to experts, 1:1 SaxoStrats access and event invitations.

What is Saxo’s Platform Like to Use?

Saxo’s investment platform provides exceptional access to the global markets.