Mojo Mortgages is a free-to-customer online mortgage broker that claims it can get you the best mortgage deal, fast and hassle-free. With access to over 70+ lenders and thousands of mortgage deals, Mojo Money claims to be the best option.
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Super simple
Aaron and his case manager were great, kept us up to date with everything, gave great advice and it could not have gone more smoothly.
Getting a Mortgage Without Losing Your Mojo
I cannot recommend Ashlyn and the team highly enough. From start to finish, the service I received was professional, responsive, and genuinely helpful. Buying a property can be a stressful and confusing process, but Ashlyn made everything feel straightforward and manageable.
What impressed me most was how flexible and accommodating Ashlyn was throughout the entire process. No question ever seemed like an inconvenience, and every query was answered clearly and promptly. I can only imagine that mortgage advisers have to explain the same information countless times every day, yet Ashlyn never made it feel repetitive. Instead, she approached every conversation with patience, enthusiasm, and a willingness to help, which made the whole experience a pleasure.
The online portal and user interface also deserve recognition. It was intuitive, easy to navigate, and presented information in a clear way that was simple to understand. Uploading documents, tracking progress, and reviewing information was straightforward, which removed a lot of the uncertainty that often comes with the mortgage process. Everything was laid out logically and was easy to interpret, even for someone unfamiliar with mortgages.
Communication was excellent throughout, and I always felt informed and supported when making important decisions. The level of customer service exceeded my expectations, and I had absolutely no issues whatsoever with Ashlyn or the mortgage brokerage service provided.
I would happily recommend Ashlyn and the company to my friends and family without hesitation.
The only disappointing part of the wider house-buying process was the recommended conveyancer, Muve. My experience with them was completely different, and personally I would not choose to use their services again or recommend them in the slightest. Thankfully, Ashlyn’s excellent support and professionalism more than made up for that aspect of the process.
Overall, a fantastic experience with the mortgage brokerage service and particularly with Ashlyn. Thank you for making what could have been a stressful process so much easier
Michelle was great
Michelle was really helpful and responsive. Our solicitors L&C mortgages were the complete opposite so to have Michelle there to give us advice helped with the stress they caused us.
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Alternatives
| Name | Logo | Lenders | Deals | GMG Rating | Customer Reviews | CTA | Feature | Expand |
|---|---|---|---|---|---|---|---|---|
| Lenders 100+ | Deals 20,000+ | GMG Rating | Customer Reviews 2.8 (Based on 9 reviews) | Regulation:
| Tembo Money Expert Review: Affordability & Help To Buy Your First HomeProvider: Tembo Money Verdict: Tembo Money specialises in helping to buy your first home with expert mortgage advice combined with top paying Lifetime and Cash ISA. Is Tembo Money Any Good? Tembo is a really slick app and service that can help those with affordability issues get on the property ladder sooner. As well as their online and personal mortgage brokerage service they also have to of the best savings accounts on the market. The Tembo Lifetime ISA comes with excellent rates and the Government 25% top up and for when you have used up your £4,000 LISA allowance there is also a great paying Cash ISA. When I spoke to Richard Dana the CEO and founder of Tembo for this review, he highlighted that the key benefit of Tembo’s serivce is that it is all in one place and they can manage the entire process of savings to buying your first home. The savings accounts don’t have any withdrawal penalties, there are no cheeky intro rates and as an added bonus Tembo offer free mortgage advice for all savings account holders, which is a saving of up to £749. Pros
Cons
Overall4.9 | |||
| Lenders 99 | Deals 65,000+ | GMG Rating | Customer Reviews 5.0 (Based on 4 reviews) | Regulation:
| Provider: Habito Verdict: Habito is one of the strongest modern mortgage brokers in the UK. Its combination of fee-free advice, whole-market access and a slick digital process makes it particularly appealing for first-time buyers and busy professionals. If you want a straightforward online mortgage experience without paying broker fees, Habito is a compelling option, and Habito Plus may be worth considering if you want a fully managed home-buying service. Is Habito a good online mortgage broker? Pricing: Habito’s mortgage advice is free for customers. Instead of charging borrowers, the company earns a commission from the lender when a mortgage completes. This is known as a procuration fee and is a standard business model used by most UK mortgage brokers. While you don’t pay Habito directly, you may still pay fees charged by the lender, such as arrangement, valuation or legal costs. Platform & Apps: Instead of visiting a branch or speaking to multiple lenders, you can manage your entire mortgage journey online while still having access to expert support when you need it. Market Access: Habito positions itself as a whole-of-market broker, meaning it searches across a wide range of lenders rather than recommending mortgages from a limited panel. Habito works with more than 99 lenders and reviews tens of thousands of mortgage products, giving customers access to a broad range of deals. This is important because mortgage brokers often have access to rates that aren’t always available directly to borrowers. Added Value: Habito Plus is an optional paid home-buying package designed to manage more of the property purchase process. It bundles mortgage advice with services such as conveyancing and property surveys, giving buyers a single point of contact for the entire transaction. The aim is to reduce admin, speed up the process and simplify communication between all the professionals involved. Customer Service: Excellent, even though Habito is an online mortgage broker, it’s very convenient to speak to brokers via livechat or video call. How does Habito work? 1. The process starts with creating an account and completing an online fact-find about your finances, property plans and borrowing needs. 2. Once you’ve submitted your information, Habito searches thousands of mortgage deals from across the market to find suitable options. 3. You’re then matched with a dedicated mortgage adviser who reviews your situation and explains your choices. After you select a deal, Habito submits the application on your behalf and handles the paperwork and communication with the lender. Throughout the process, you can track progress via your online dashboard until your mortgage completes. Pros
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Overall4.9 |
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