- Experts commend Hargreaves Lansdown Junior SIPP for its extensive investment options, including over 4,040 funds, and a user-friendly platform, while noting the 0.35% account fee as relatively high compared to competitors. The service has been rated highly for customer service and market access, securing its position as the best junior SIPP provider for multiple years.
- Across 1,779 user reviews on Good Money Guide, averaging 3.8/5, customers frequently highlight the intuitive app and excellent customer service, with many appreciating the wide range of investment options available. However, some users express concerns about high fees and difficulties with account management, indicating a mix of satisfaction and areas for improvement.
Hargreaves Lansdown Junior SIPP Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.Our experts have rated Hargreaves Lansdown Junior SIPP across five key areas of our review framework.
- Pricing4.0
- Market Access5.0
- Online Platform5.0
- Customer Service5.0
- Research & Analysis5.0
Pros
- Huge range of investments
- £1 minimum deposit
Cons
- 0.35% account fee relatively high
See full expert review
Our verdict
We have ranked Hargreaves Lansdown as the best junior SIPP in 2024, 2023 and 2022 due to its market range and added value. Through the HL Junior SIPP, you can invest in a wide range of UK shares, international shares, investment funds (there are over 4,040 funds on the platform), investment trusts, ETFs, and bonds.
Capital at risk.
How much does Hargreaves Lansdown charge for Junior SIPP?
It's free to buy funds for your children's future with Hargreaves Lansdown's junior SIPP, which can help them take control of more money for their retirement when they reach 18, but HL charges a 0.35% account fee for a Junior SIPP up to £250,000.
It costs £3.95 to deal shares, but if you set up regular share buy orders there is now commission.
There are three ways to open an HL JSIPP:
- Add a one-off lump sum of £100 or more.
- Set up a direct debit from as little as £25 a month.
- Transfer a child's pension from another provider.
Hargreaves Lansdown can sometimes be expensive compared to competitors, but there are only a few providers that offer Junior Self Invested Personal Pensions, and with HL you get what you pay for. Which is a well established provider that offers excellent research and access to small cap stocks and international markets.
Customer reviews for Hargreaves Lansdown
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 1,779 reviews
- Excellent27%
- Very good38%
- Basic24%
- Poor7%
- Bad4%
Read customer reviews
investments
professional competent and efficient
keep you updated trustworthy
AVOID AT ALL COSTS
1. I Sold isa to pay deposit for house. 2. I Changed my address which stopped me nominating a bank for transfer.
3. Spoke to them was asked to provide proof of house purchase which I did.
4. 10 days later despite an email saying they would be in contact in next few days I heard nothing.
5 Rang them , nothing had been done! I wasn't allowed to speak to the relevant department they don't speak to customers.
6. Looks like at least another week before I can even nominate my bank for a transfer exchange date is before that.
IF YOUR HAPPY TO BE ABUSED AND DONT WANT CONTROL OVER YOUR FINANCES HARGREAVES LANSDOWN IS THE COMPANY FOR YOU, FOR OTHERS AVOID THESE SOULLESS COMPANY.
Professional & efficient
People & platform - professional, competent & efficient. Overall, great value.
Does the job
No fuss - just really good platform and service
Platform is good but difficult to navigate sometimes
I find the platform good but it is difficult sometimes to navigate around. Customer service can be slow. Overall it is ok
Hargreaves Lansdown
I've been using Hargreaves Lansdown for about 20 years for my investments and have been very satisfied with the service provided. They provide a one stop shop for all my needs which include Stocks & Shares ISA, Cash ISA and their Active Savings product.
Really easy to use platform,...
Really easy to use platform, good range of choices offered
provides the complete package for...
provides the complete package for an investor.
None
None
outstanding
outstanding
Efficient but pricey, easy to...
Efficient but pricey, easy to use website.
Seem ok
Seem ok
App experience isn’t great
App experience isn’t great
Very reliable with good customer...
Very reliable with good customer service and care. Offers variety of packages
slow process to open savings...
slow process to open savings accounts and rates are uncompetitive
Very easy to use; and...
Very easy to use; and good tools withn the platform
Competitive and good help line
Competitive and good help line
expensive, flaffy
expensive, flaffy
Far too big
Far too big
Easy to use and customer...
Easy to use and customer focused