CMC Invest Stocks & Shares ISA Expert Review

CMC Invest Stocks & Shares ISA Review

CMC Invest Stocks & Shares ISA Customer Reviews & Expert Rating

The overall score out of 10 combines our expert rating out of 5 with the average customer rating out of 5.
8.6/10Very good

Based on 237 customer reviews and our expert analysis

  • Good Money Guide experts highlight CMC Invest's Flexible ISA as a significant advantage, allowing users to withdraw and reinvest funds without penalty, which is not possible with traditional ISAs. The platform offers zero commission on trades and low foreign exchange conversion fees, although it lacks features like fractional shares and stop orders. Overall, it receives a solid rating of 4.4/5 based on criteria such as pricing and customer service.
  • Across 237 user reviews on Good Money Guide, averaging 4.2/5, customers frequently commend the platform's ease of use, efficient customer service, and competitive spreads. Many users appreciate the reliability and speed of trade execution, while some suggest improvements for the mobile app's user-friendliness. Overall, the platform is viewed as trustworthy and effective for trading.

CMC Invest Stocks & Shares ISA Expert rating

Our expert rating is the average of the areas listed here, each scored out of 5 by our team.
4.4Very good

Our experts have rated CMC Invest Stocks & Shares ISA across five key areas of our review framework.

  • Pricing4.5
  • Market Access4.5
  • Online Platform4.5
  • Customer Service4.5
  • Research & Analysis4.0
Pros
  • Zero commission
  • No custody fee for GIAs
  • Low FX conversion fee of 0.5% or less
Cons
  • No fractional shares
  • No limit or stop orders
See full expert review

Our verdict

CMC Invest gives you a flexible stocks and shares ISA that lets you invest in major UK shares, US stocks and ETFs without having to pay commission when you deal. The flexible investment ISA is included in the Plus and Premium accounts, which also include access to UK mid-cap shares and a USD wallet.
Capital at risk

What Does CMC Invest's Flexible ISA Mean?

One of the key advantages of CMC Invest's ISA is that it's a flexible ISA, which means you can take money out, and then put it back in, which you can't do with a normal stocks and shares ISA (as it only recognises the deposits, not the withdrawals).

In a stocks and shares ISA, you can lose invested money, just as with any other investment.

Investments: Shares & ETFs

Minimum deposit: £0

ISA account charge: £6.99 (Plus) or £10.99 (Premium) per month

ISA dealing fee: £0

Fees: General investment accounts are commission and fee free. ISA accounts cost from £6.99 a month and are included in the Plus and Premium plans. For US shares there is a conversion fee of 0.5% (Plus) or 0.39% (Premium).

Customer reviews for CMC Markets

Customer ratings come from reviews left on this site. Every review is read and approved before it is published.
4.2Very good

Based on 237 reviews

  • Excellent52%
  • Very good22%
  • Basic18%
  • Poor6%
  • Bad2%
Read customer reviews
5/5
GMG Awards Voter: [118244757599] ·

Pros:
Easy to use

3/5
GMG Awards Voter: [118244708621] ·

Pros:
n/a

Cons:
n/a

5/5
GMG Awards Voter: [118244683347] ·

Pros:
good execution and platform

5/5
GMG Awards Voter: [118244665458] ·

Pros:
platform

Cons:
platform could be more user friendly

4/5
GMG Awards Voter: [118244654352] ·

Pros:
Instant trading in more securities than I can count

Cons:
Can't think of anything

3/5
GMG Awards Voter: [118244655188] ·
3/5
GMG Awards Voter: [118244632974] ·

Cons:
No thoughts

4/5
GMG Awards Voter: [118244571904] ·
4/5
GMG Awards Voter: [118244569613] ·
3/5
GMG Awards Voter: [118244556373] ·

Pros:
n/a

4/5
GMG Awards Voter: [118244544031] ·

Pros:
its ok

3/5
GMG Awards Voter: [118244541188] ·

Cons:
not relevant

3/5
GMG Awards Voter: [118244150368] ·

Pros:
Incentives

Cons:
Improve their app

5/5
GMG Awards Voter: [118243705418] ·

Pros:
Choice

Cons:
Not much

3/5
GMG Awards Voter: [118243700985] ·
4/5
GMG Awards Voter: [118243693038] ·

Pros:
Joining offer

Cons:
Not used long enough to say

3/5
GMG Awards Voter: [118243692681] ·

Pros:
Different markets

Cons:
Ok

5/5
GMG Awards Voter: [118243689111] ·

Pros:
Ok

Cons:
Reduce fees

4/5
GMG Awards Voter: [118243688558] ·
3/5
GMG Awards Voter: [118243673880] ·

Pros:
news feed

Cons:
Risk management

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