Moneyfarm has launched a new All Weather portfolio, an actively managed absolute return strategy designed to generate positive returns over the medium term without relying on stock or bond markets rising.
The new portfolio sits within Moneyfarm’s Wealth Management service and is available through its Absolute Return investment style. Unlike a conventional balanced portfolio, the objective is to produce returns from several different sources while reducing its dependence on the direction of financial markets.
What does the Moneyfarm All Weather portfolio invest in?
All Weather combines three main investment strategies.
The first is flexible fixed income, where managers can alter their bond exposure depending on interest rates and market conditions. The second uses long/short equity strategies, which can potentially profit from both rising and falling share prices.
Finally, the portfolio uses macro trading strategies focused on currencies and interest rates, providing another potential source of returns that is less closely connected to equity markets.
Moneyfarm uses actively managed institutional funds rather than predominantly passive ETFs because these strategies require managers to take more flexible and non-directional positions.
Who is All Weather suitable for?
Moneyfarm says the portfolio is aimed at investors with a three-to-six-year investment horizon who want to diversify away from traditional equity and bond investments.
It could therefore be used alongside an existing portfolio to reduce overall reliance on market direction, although Moneyfarm says it can also be held as a standalone active portfolio. Its Summary Risk Indicator is 3 out of 7, and returns are not guaranteed.
How much does Moneyfarm All Weather cost?
Moneyfarm says All Weather costs the same as its Classic and ESG managed portfolios. Total Moneyfarm fees start at 0.70% a year on investments up to £50,000, falling to 0.25% above £1.5 million. Investors also pay underlying fund costs averaging around 0.16% a year, plus market spread effects of up to 0.05%. There are no entry, exit or performance fees.
How has All Weather performed?
Moneyfarm reports a 40.4% total return over the five years to July 2026, equivalent to 6.9% annualised, and says the strategy produced positive returns during 2022 when both equities and bonds fell.
However, this is backtested rather than actual portfolio performance. Moneyfarm says the historical figures were simulated using the portfolio’s current fund composition and historical fund data, so investors should not treat them as a live five-year track record.
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