TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive.
- Experts commend TorFX for its exceptional personal service and competitive bank-beating exchange rates, highlighting its recognition as "Best Personal Currency Broker" in the Good Money Guide 2026 Awards. They note the effectiveness of its currency forwards for locking in rates, while cautioning that it may not be ideal for small transfers.
- Across 4,733 user reviews on Good Money Guide, averaging 5/5, customers consistently praise the efficiency and reliability of TorFX, particularly valuing the personal touch and prompt communication from staff. Many highlight the ease of use and competitive rates, while a few express concerns about the service for smaller transactions.
TorFX Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.- Pricing4.5
- Market Access5.0
- Online Platform4.0
- Customer Service5.0
- Research & Analysis5.0
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
See full expert review
Our verdict
TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Is TorFX a good currency broker?
Yes, TorFX won "Best Personal Currency Broker" in the Good Money Guide 2026 Awards and "People's Choice" Award for "Best Currency Broker" in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won "Best Currency Forward Provider" in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
Should you send money abroad with TorFX?
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
TorFX Customer reviews
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 4,733 reviews
- Excellent96%
- Very good3%
- Basic0%
- Poor0%
- Bad0%
Read customer reviews
Professional
Professional, friendly & helpful staff, daily currency updates.
Excellent
Professional advice and assistance. Very friendly and helpful staff.
Knowledgeable
TorFX offered outstanding support with my currency transfer. Communication was clear and timely, and they ensured I got a strong exchange rate. Their proactive approach and attention to detail made a big difference, and the whole experience was straightforward and efficient. Highly recommended.
Efficient. Very helpful whenever I have a query. Pleasant Staff
Transferring my money promptly. Always available to help.
I use them for a regular transfer of pounds into Euros for living expenses .
Reliable
Good rates, great service
Easy
Currency transfers at a good rate and rapid transfers using the app.
Effective
Transfers funds from one country to another quickly and efficiently
Excellent!!!!
SERVICE : Helpful, efficient, quick, trusted Currency provider and Transferer!
Good
It’s no problem ,everyone is on the ball,making my life easy thank
Professional
Reacts quickly to requests
Efficient
We use Tor FX for paying our business suppliers in Europe and beyond. We don't have to do this with any frequency so TorFX are ideal when we have an occasional invoice that is not in Sterling. Tor FX are efficient and easy to use online and we also have the support of a human when necessary. The money is sent quickly and communication is great from Tor FX through all stages of the transaction.
Simple, inexpensive, efficient
This provider makes everything simple at very good costs. Also, there's always a human to talk to.
1st class service
good rates and fast transactions
Speedy,helpful
Contacts immediately,then processes request
Fantastic
Great customer service, and offer great flexibility to deal with varying situations. The service I use is for exchanging USD to GBP with the most attractive rates on offer.
efficient
Gives up to the minute exchange rates, makes it easy to transfer on line without panicking, and when needed my personal contact lady is always ready to answer questions either by email or phone.
Money transfers
Great customer service, fair prices, speedy transfers.
Excellent
Verything
Helpful
Ease of transactions
EFFICIENT
ACTS SWIFTLY KEEPS ME INFORMED EASY TO USE WEBSITE
Leave a review
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
