- Good Money Guide experts highlight that Revolut Ultra offers a range of attractive benefits, including 5% cash back on purchases in the first month and access to upscale travel lounges worldwide. However, they note that while the rewards are appealing, there are better options available for high-value accounts, and the overall rating stands at 3.6/5.
- Across 524 user reviews on Good Money Guide, averaging 4.5/5, customers frequently commend the app's user-friendliness, instant money transfers, and excellent customer service. However, some users express dissatisfaction with account freezes and misleading service claims, indicating a mix of positive experiences alongside significant concerns regarding reliability and support.
Revolut Ultra Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.Our experts have rated Revolut Ultra across four key areas of our review framework.
- Cost3.5
- Rewards4.0
- Safety3.5
- Customer Service3.5
Pros
- Good rewards
- Innovative bank
- Kudos card
Cons
- Can get better rewards else where
- Not suitable for high value accounts
See full expert review
Our verdict
Ultra is Revolut's exclusive top-tier membership category which sits above the firm's existing premium memberships.
Would-be super-app Revolut has added a new membership tier to its services with the introduction of Ultra, a platinum card and account designed to spearhead a refined luxury lifestyle.
Revolut says the Ultra account is aimed at ambitious explorers who are interested in a luxury lifestyle, which Revolut sees as an important and growing consumer segment.
The Ultra account concept was unveiled by Revolut last year, and potential customers in the UK and Europe added their names to the waiting list.
In fact, Revolut has had more than 430,000 expressions of interest in the new account from within Europe, 88,000 of which, hailed from the UK.
The wait is now over as the new high-end account has gone live.
Summary
Ultra benefits
Ultra account holders will receive numerous benefits, including 5% cash back on purchases made within the first month of account opening.
Access to up-scale travel lounges in more than 1400 airports, across the globe, and "any cause" cancellation insurance should travel plans go awry.
Alongside cashback of up to 10% from hotel bookings and expenditures, made via Revolut's own booking service, Revolut Stays.
There are also unlimited currency conversions and money transfers, backed up by a 24/7 member support and call-back service, alongside access to a host of subscription services provided by Revolut's partners which include the FT, WeWork, Nord VPN and ClassPass.
Ultra members will also get reduced crypto trading fees as well as annual interest paid on daily savings held in GBP or US dollars.
Revolut values the Ultra account's annual benefits package at an impressive £4100.
Ultra cost
Revolut Ultra will cost UK members £540.00 per annum or £55.00 per month.
Speaking about the launch of the Ultra account Tara Massoudi, Revolut’s General Manager of Premium Products, said:
“An increasing number of our customers are interested in travel, lifestyle & investment products that offer top-of-the-line experiences. This growing consumer market is redefining luxury, making it more functional and present in day-to-day life. They want to build a steady passive income, but also enjoy life, keep up to date with the latest trends and travel the world.”
She added:
“In response to our customer's demands, we’re launching this new bespoke membership that we envision as the ultimate travelling and lifestyle companion”
Everyone likes to be made to feel special even if they pay for the privilege.
This new high-end membership option will likely appeal to aspiring globetrotters and digital nomads alike.
How Revolut must wish they could offer full-service banking alongside it.
Customer reviews for Revolut
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 524 reviews
- Excellent73%
- Very good16%
- Basic6%
- Poor2%
- Bad3%
Read customer reviews
Great app
Very easy to use
Good to use
It really good
Revelot
I really like it
Nice
Is the best bank
Best internet banking
Very easy to use
+++++
+++++
Great for everyday and abroad!
A great and easy way to transfer and exchange money all in one app. For someone who travel’s frequently it saves time changing currency in person. I also use Revolut as my everyday spending account in the UK.
Great app
Really helps with my finance's, due to my son being abroad! They are great with any help I need and an overall amazing app!
Excellent
The whole Ultra experience has been great, especially as I can save in various denominations as I work in different countries 👍
Very easy to use
Fee safe to see that email notification every transaction has been done
Exceptional
Handy to transfer money between accounts and to friends if out for meal etc. Euro rate is the best there is out there.
Great value
Very easy to use
Excellent investment / travel account
I like the range and ease of Crypto investment and the reports that are available. Also used to buy things in Euros when travelling.
Best online banking
Easy to use,
freedom to use different currencies,
excellent way to manage some savings.
Seamless Experience
When it comes to online banking I’ve used plenty of apps and Revolut has got to be my favourite because of its sleek design and seamless experience. So easy to use and lots of handy features too. I’d definitely recommend.
Best online banking easy to transfer
It’s the best banking app and it’s east to use and it’s gives me enough to save up and enjoy with online and banking fantastic
Quality
Great bank
Definitely 5 stars
From far the best online bank app what I've ever seen.
Best Bank
What a great bank.
Easy transfers with the best rates. Great account to use, easy and straight forward particularly when abroad.
Highly recommend
Best ever
Once you have Revolut account is nothing you want more, easy to use, fast transfers, it's a pleasure to use it! Thanks Revolut!
Ultra is Revolut’s exclusive top-tier membership category which sits above the firm’s existing premium memberships. Would-be super-app Revolut has added a new membership tier to its services with the introduction of Ultra, a platinum card and account designed to spearhead a refined luxury lifestyle.
Revolut says the Ultra account is aimed at ambitious explorers who are interested in a luxury lifestyle, which Revolut sees as an important and growing consumer segment. The Ultra account concept was unveiled by Revolut last year, and potential customers in the UK and Europe added their names to the waiting list.
In fact, Revolut has had more than 430,000 expressions of interest in the new account from within Europe, 88,000 of which, hailed from the UK. The wait is now over as the new high-end account has gone live.
Revolut Ultra benefits
Ultra account holders will receive numerous benefits, including 5% cash back on purchases made within the first month of account opening.
Access to up-scale travel lounges in more than 1400 airports, across the globe, and “any cause” cancellation insurance should travel plans go awry.
Alongside cashback of up to 10% from hotel bookings and expenditures, made via Revolut’s own booking service, Revolut Stays.
There are also unlimited currency conversions and money transfers, backed up by a 24/7 member support and call-back service, alongside access to a host of subscription services provided by Revolut’s partners which include the FT, WeWork, Nord VPN and ClassPass.
Ultra members will also get reduced crypto trading fees as well as annual interest paid on daily savings held in GBP or US dollars.
Revolut values the Ultra account’s annual benefits package at an impressive £4100.
Is the cost of Revolut Ultra worth it?
Revolut Ultra will cost UK members £540.00 per annum or £55.00 per month.
Speaking about the launch of the Ultra account Tara Massoudi, Revolut’s General Manager of Premium Products, said:
“An increasing number of our customers are interested in travel, lifestyle & investment products that offer top-of-the-line experiences. This growing consumer market is redefining luxury, making it more functional and present in day-to-day life. They want to build a steady passive income, but also enjoy life, keep up to date with the latest trends and travel the world.”
She added:
“In response to our customer’s demands, we’re launching this new bespoke membership that we envision as the ultimate travelling and lifestyle companion”
Everyone likes to be made to feel special even if they pay for the privilege.
This new high-end membership option will likely appeal to aspiring globetrotters and digital nomads alike.
How Revolut must wish they could offer full-service banking alongside it.
With over 35 years of finance experience, Darren is a highly respected and knowledgeable industry expert. With an extensive career covering trading, sales, analytics and research, he has a vast knowledge covering every aspect of the financial markets.
During his career, Darren has acted for and advised major hedge funds and investment banks such as GLG, Thames River, Ruby Capital and CQS, Dresdner Kleinwort and HSBC.
In addition to the financial analysis and commentary he provides as an editor at GoodMoneyGuide.com, his work has been featured in publications including Fool.co.uk.
As well as extensive experience of writing financial commentary, he previously worked as a Market Research & Client Relationships Manager at Admiral Markets UK Ltd, before providing expert insights as a market analyst at Pepperstone.
Darren is an expert in areas like currency, CFDs, equities and derivatives and has authored over 260 guides on GoodMoneyGuide.com.
He has an aptitude for explaining trading concepts in a way that newcomers can understand, such as this guide to day trading Forex at Pepperstone.com
Darren has done interviews and analysis for companies like Queso, including an interview on technical trading levels.
A well known authority in the industry, he has provided interviews on Bloomberg (UK), CNBC (UK) Reuters (UK), Tiptv (UK), BNN (Canada) and Asharq Bloomberg Arabia.
