- Halo Financial is rated very highly on Good Money Guide as UK-based currency broker specialising in large international transfers, offering personalised service and competitive exchange rates for individuals and businesses moving money abroad.
- Experts rate Halo Financial highly for its bespoke FX service, dedicated account managers and tools like forward contracts to manage exchange rate risk, making it particularly suitable for property purchases or large transfers.
- Customer reviews on Good Money Guide are very strong, with 4.7/5 from 91 users, where most clients praise the personal service and support when handling large currency transfers.
Halo Financial Customer Reviews
Tell us what you think of this provider.
Fast,efficient service.
Having same,dedicated dealer throughout all transactions was extremely beneficial.
Excellent response time which accelerates the process of transferring money internationally.
not interested in servicing us…
not interested in servicing us – change their terms after using them for many months – never understood – and no one was interested in talking to me
Excellent Service & Fair Pricing
Excellent Service & Fair Pricing
5/5
Pros:
Ravi
4/5
Pros:
Personal contact over the phone
Cons:
Don’t know
5/5
3/5
Pros:
Idk
Cons:
Idk
5/5
2/5
3/5
5/5
5/5
Pros:
Having the same dealer looking after me
Cons:
better rate
1/5
3/5
Cons:
Response time could be better
3/5
Pros:
nothing out of the ordinary
Cons:
stop treating small customers as not so valuable , often felt like a nuisance.
5/5
Steven Greenland @ 03/31/2021 05:17
I have been using them for 8years and have always received fantastic prompt service .
John Moynes @ 03/31/2021 09:05
We have been using their service for a number of years and have found that they are by far the most competitive.
They are always on hand to offer assistance, friendly, fast and efficient service. I would highly recommend them.
Bryan Howard @ 03/30/2021 09:17
I have been using Global Reach and their predecessor ÔÇô FC Exchange -for almost 6 years, and have always found their service to be efficient, smooth and with the important personal touch. It is a first-class platform.
Michael Blane @ 03/30/2021 09:17
As an overseas customer, I have found Global Reach reliable and easy to communicate with, even during the recent pandemic.
Halo Financial Expert Review
Halo Financial gives personal service and bank beating exchange rates for large currency transfers
Provider: Halo Financial
Verdict: Halo Financial is a UK-based foreign exchange specialist that provides international money transfer services to both personal and business clients. Authorised by the Financial Conduct Authority (FCA) as an authorised payment institution, the firm has been operational for over a decade and is known for its personalised currency services. Halo Financial recently aquired Corpay private clients, that was previously owned by Global Reach.
Is Halo Financial a good currency broker?
Yes, we rate Halo Financial as one of the best and most efficient ways for individuals and companies to transfer money internationally, quickly and cheaply.
Halo focuses on helping clients manage foreign currency exposure by offering competitive exchange rates, risk management strategies, and guidance from experienced currency consultants.
For private clients, Halo Financial is best suited for individuals making large international transfers, such as purchasing property overseas, emigrating, or transferring pensions. Unlike app-based fintech platforms that prioritise speed and automation, Halo offers a more bespoke service model. Clients are assigned a dedicated account manager who can provide market insight, assist with timing trades, and set up forward contracts or limit orders. This approach appeals to those looking for guidance rather than a purely DIY platform.
On the corporate side, Halo supports businesses with regular international payments, invoice settlements, and hedging strategies. The firm works closely with industries such as legal, property, and logistics, offering tailored solutions and currency planning tools. This makes it a viable alternative for SMEs that want access to currency market expertise without the overhead of in-house FX management.
In terms of pricing, Halo Financial generally provides more competitive rates than high-street banks, but fees and margins can vary depending on the size of the transfer and the currency pair. Unlike fixed-fee platforms, Halo’s model is quote-driven, so customers should request a live quote to compare with other providers. While their website offers educational resources and market commentary, it lacks the instant online execution found in digital-first competitors.
Overall, Halo Financial stands out for its personal service, currency expertise, and commitment to helping clients navigate the FX market. It’s a strong option for individuals and businesses who prioritise human support and strategic guidance over rapid app-based transfers.
Pros
- Excellent exchange rates
- Currency hedging facilities
- Personal service
Cons
- Suitable for large clients only
-
Exchange Rates
(4.5)
-
Available Currencies
(4.5)
-
Online Platform
(5)
-
Customer Service
(5)
-
Research & Analysis
(3.5)
Overall
4.5Halo Financial Facts & Figures
| 💱 Total Currencies | 30+ on offer |
|---|---|
| 💵 Min Transfer | £3,000 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 30,000 |
| 🏛️ Founded | 2001 |
| 💱 Transfers | £6 billion a year |
| 🏢 HQ | London, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
| Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ✔️ |
| 🤝 Personal Service | Yes- highly rated |
| 📱 Phone Dealing | Yes – excellent service |
| 🌐 Website | Visit Global Reach |
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
