Online trading platform Capital.com has announced a major enhancement to its client protection framework, introducing a new insurance scheme that offers coverage of up to $1 million for retail clients in the EU, Norway, and Liechtenstein. The scheme, underwritten by Lloyd’s of London, took effect on 1 June 2025 and provides added reassurance in the event of company insolvency.
This additional coverage supplements the existing €20,000 protection offered under the Investor Compensation Fund (ICF) governed by Cyprus’s financial regulator, CySEC. Crucially, the new policy comes at no extra cost to clients and applies automatically to all eligible account holders.
Christoforos Soutzis, CEO of Capital.com Europe, said the move reflects the company’s commitment to long-term growth and client trust. “By providing our clients with enhanced insurance protection of up to $1 million, we are giving our European clients added security and peace of mind,” he said. “Europe remains a core growth market for us, with users in the region accounting for around 45% of Q1 2025 trading volumes.”
Capital.com, founded in 2016, has rapidly expanded across multiple global markets. In the first quarter of 2025 alone, the platform recorded $656 billion in trading volume, with Europe marking a 17% quarter-on-quarter increase. The firm now employs over 1,000 people worldwide and surpassed $1.7 trillion in annual trading volume in 2024.
As Capital.com continues to scale, this new insurance scheme strengthens its position as one of the most secure and client-focused trading platforms in the region.
For UK CFD traders, Capital.com is authorised and regulated by the UK Financial Conduct Authority (FCA).
This comes with access to the Financial Services Compensation Scheme (FSCS), which protects eligible UK retail clients up to £85,000. Additionally, the FCA enforces strict rules on client money segregation, conduct, and dispute resolution via the Financial Ombudsman.
However, UK traders are currently not able to open an account with Capital.com. For traders in the EU Capital.com operates under MiFID II, Capital.com must meet EU-wide obligations on transparency, client protection, capital adequacy, and product governance and is regulated by the Cyprus Securities and Exchange Commission (CySEC)
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