Item: Funding Options
Rating: 4.8
Author: Good Money Guide

TRIVER provides small businesses with instant access to capital at the click of a button. Using Open Banking data and AI-driven models, the company is transforming how small businesses access finance. Its API-first platform is built to integrate seamlessly with the digital service providers that power the real economy, such as accounting software and other business platforms.

TRIVER Customer Reviews

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USER BEWARE

17th November 2025

We signed up to TRIVER a short while ago and after 3 months it seemed to be doing well so we increased our useage.

Then when advancing an invoice which we had planned to advance, and given terms to the customer due to this reason, they decided for their own reason to say it doesn’t qualify. When pushed to give a reason, they refused completely, and even when documentation was provided to nullify any potential risk factors they had, they still refused without even attempting to look at the information.

Overall it would be a good facility if it was consistent and reliable. They will lull a business into a false sense of reliance and then will pull back without any warning.

In retrospect we should have gone with an older more reliable company rather than these guys who seem to be still experimenting in the UK with businesses.

Wouldn’t recommend

Tuaha

Good for one or two invoices As later you can’t plane when they decline your invoices whit ridiculous sorry your credit rate low or something like that.

6th February 2025

Start give credit limit then after you start relying on this company they just declining all invoices and waiting till you will pay all invoices back. is 2 months u will be left alone as they fink what you can’t pay. I never have this whit loyds invoice factoring so even i try save money whit this company i will back to reliable company without fail paying and financing invoices.

Marijus

TRIVER Alternatives For Invoice Financing

We have ranked and reviewed invoice financing providers in the UK so you can get access to unsettled invoices. You can use our comparison table of invoice finance companies to compare what advance you can get, what turnover they require and how much it will cost your business.

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Name	Logo	Amount	Min Turnover	Fees	Customer Reviews	CTA	Feature	Expand
Funding Options		Amount Variable	Min Turnover Variable	Fees Variable	Customer Reviews 3.0 (Based on 1 reviews)	View Loans Read Reviews	Regulation: FCA Regulated	More Info Funding Options Review: Smart Business Finance Matching for UK SMEs Provider: Funding Options Verdict: Funding Options (now “Funding Options by Tide”) is a UK-based finance broker / marketplace that helps small and medium-sized enterprises (SMEs) find business finance by matching them with lenders. It doesn’t itself provide the money; instead, it works with over 80 lenders so businesses can compare different types of funding (business loans, invoice finance, asset finance, commercial mortgages, etc.). It is backed by Tide, which is known for its SME-banking and business services. Visit Funding Options How does Funding Options work? To get a business loan from Funding Options the process begins with you telling them about your business and how much you need to borrow (and what for). There’s an online form, and providing this information lets their technology compare quotes from multiple lenders based on your business profile—turnover, credit, how long trading etc. Because you’re matched with many lenders, you can often see several possible offers rather than just one. There’s no obligation to accept, and checking eligible quotes doesn’t affect your credit score. Once you choose a lender, they guide you through the application process. Is Funding Options legit Yes, Funding Options is legitimate. It’s a registered company in England & Wales, is transparent about its role as a broker rather than direct lender, and is associated with Tide. It has good reputational markers: high Trustpilot ratings (about 4.8/5) with many customers commenting positively on how easy and helpful the service is. Is Funding Options safe Generally, yes. Because it doesn’t lend itself, there’s less risk of conflict of interest around funding terms from Funding Options itself. The transparency of having multiple lenders to compare, the ability to check options without a credit score hit, and decent customer feedback all suggest trustworthy practice. But as with any finance broker / lender match, safety depends on the lender you pick: fees, interest rates, and obligations like personal guarantees may vary and can carry risk. Always read the terms carefully before committing. Pros Wide lender selection Check quotes no-score impact Free, no obligation Cons Varying terms risk Indirect service provider Potential for high cost Rates (5) Terms (5) Flexibility (5) Eligibility (4) Overall 4.8 Visit Funding Options
Kriya		Amount 90%	Min Turnover £100k	Fees 1-3%	Customer Reviews 0 (Based on 0 reviews)	View Loans Read Reviews	Regulation: FCA Regulated

TRIVER Customer Reviews & Alternatives