interactive investor App Expert Review: Best Fixed-Fee Investing App

Account: interactive investor investing app
Description: interactive investor's (ii's) app is good for active investors who want to make their own investment decisions and will be adding a lot of funds as well as shares to their portfolio - since fees are capped. The app also has a wide range of news and analysis with a particular focus on educational videos and investment editorials. Capital is at risk.
Is ii's App Any Good and is it Safe?
The app is one of the best ways to invest on mobile, based on our analysis, as it has loads of research, screeners and market data. And as ii is regulated by the FCA and owned by ABRDN, an LSE-listed company currently worth more than Β£2.8bn, the ii app is one of the safest around.
Fees
It costs from Β£4.99 a month for a GIA with ii. With the basic plan, trading on UK and US stocks is Β£3.99. There are two plans above that which include free trades. If you upgrade to a Super Investor account (Β£19.99 a month) you get 2 free monthly trades. Regular investing is free.
If you want UK Level 2 share pricing, you can also add Quotestream for Β£20 + VAT per month.
Special Offers
Free investing for your friends and family. You can give up to five people a free investment account subscription with iiβs Friends and Family plan. You pay a single extra fee of Β£5 a month, and their monthly cost is zero. Each member can invest up to Β£30,000 in an ISA or a general investing account with free regular investing and no account fees. However, theyβll still pay normal dealing commissions when they buy and sell investments.
Get Β£200 when you refer a friend to ii. Recommend a friend or family member and get a Β£200 reward. Your friend will get their first yearβs service plan for free β saving Β£120. To qualify, your friend must transfer or fund their account with at least Β£10,000 in combined cash/investments.
What is the App Like to Use?
Pros
- Pick your own investments or use their model portfolios
- Β£1 minimum deposit makes it easy to get started
- Fixed account fee that does not increase with your investments
- Joint account options
Cons
- Fixed fee is expensive for accounts below Β£1,000
- No Lifetime ISA account
- No Junior SIPP account
-
Pricing
-
Market Access
-
Online Platform
-
Customer Service
-
Research & Analysis
Overall
5
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
You can contact Richard at richard@goodmoneyguide.com