- Good Money Guide experts highlight that Revolut Ultra offers a range of attractive benefits, including 5% cash back on purchases in the first month and access to upscale travel lounges worldwide. However, they note that while the rewards are appealing, there are better options available for high-value accounts, and the overall rating stands at 3.6/5.
- Across 524 user reviews on Good Money Guide, averaging 4.5/5, customers frequently commend the app's user-friendliness, instant money transfers, and excellent customer service. However, some users express dissatisfaction with account freezes and misleading service claims, indicating a mix of positive experiences alongside significant concerns regarding reliability and support.
Revolut Ultra Expert rating
Our expert rating is the average of the areas listed here, each scored out of 5 by our team.Our experts have rated Revolut Ultra across four key areas of our review framework.
- Cost3.5
- Rewards4.0
- Safety3.5
- Customer Service3.5
Pros
- Good rewards
- Innovative bank
- Kudos card
Cons
- Can get better rewards else where
- Not suitable for high value accounts
See full expert review
Our verdict
Ultra is Revolut's exclusive top-tier membership category which sits above the firm's existing premium memberships.
Would-be super-app Revolut has added a new membership tier to its services with the introduction of Ultra, a platinum card and account designed to spearhead a refined luxury lifestyle.
Revolut says the Ultra account is aimed at ambitious explorers who are interested in a luxury lifestyle, which Revolut sees as an important and growing consumer segment.
The Ultra account concept was unveiled by Revolut last year, and potential customers in the UK and Europe added their names to the waiting list.
In fact, Revolut has had more than 430,000 expressions of interest in the new account from within Europe, 88,000 of which, hailed from the UK.
The wait is now over as the new high-end account has gone live.
Summary
Ultra benefits
Ultra account holders will receive numerous benefits, including 5% cash back on purchases made within the first month of account opening.
Access to up-scale travel lounges in more than 1400 airports, across the globe, and "any cause" cancellation insurance should travel plans go awry.
Alongside cashback of up to 10% from hotel bookings and expenditures, made via Revolut's own booking service, Revolut Stays.
There are also unlimited currency conversions and money transfers, backed up by a 24/7 member support and call-back service, alongside access to a host of subscription services provided by Revolut's partners which include the FT, WeWork, Nord VPN and ClassPass.
Ultra members will also get reduced crypto trading fees as well as annual interest paid on daily savings held in GBP or US dollars.
Revolut values the Ultra account's annual benefits package at an impressive £4100.
Ultra cost
Revolut Ultra will cost UK members £540.00 per annum or £55.00 per month.
Speaking about the launch of the Ultra account Tara Massoudi, Revolut’s General Manager of Premium Products, said:
“An increasing number of our customers are interested in travel, lifestyle & investment products that offer top-of-the-line experiences. This growing consumer market is redefining luxury, making it more functional and present in day-to-day life. They want to build a steady passive income, but also enjoy life, keep up to date with the latest trends and travel the world.”
She added:
“In response to our customer's demands, we’re launching this new bespoke membership that we envision as the ultimate travelling and lifestyle companion”
Everyone likes to be made to feel special even if they pay for the privilege.
This new high-end membership option will likely appeal to aspiring globetrotters and digital nomads alike.
How Revolut must wish they could offer full-service banking alongside it.
Customer reviews for Revolut
Customer ratings come from reviews left on this site. Every review is read and approved before it is published.Based on 524 reviews
- Excellent73%
- Very good16%
- Basic6%
- Poor2%
- Bad3%
Read customer reviews
I havnt used this for...
I havnt used this for investment but as current account
N/A
N/A
Great for using abroad for...
Great for using abroad for conversions
Excellent range of currencies
Excellent range of currencies
Really good benefits and ease...
Really good benefits and ease of use
I am yet invest as...
I am yet invest as it is a recent account.
Good
Good
No thought
No thought
Basic
Basic
Easy to use and operate...
Easy to use and operate in a number of currencies
Easy to use great for...
Easy to use great for everyday use
OK as long as you...
OK as long as you dont want crypto
Good
Good
Simple and inexpensive. Very useful...
Simple and inexpensive. Very useful for holiday spending abroad
Easy to use.
Easy to use.
No complaints
No complaints
Charges rising now we are...
Charges rising now we are sucked in
Much better than traditional banks...
Much better than traditional banks for currency transfers
Excellent
Excellent
Excellent
Excellent
Ultra is Revolut’s exclusive top-tier membership category which sits above the firm’s existing premium memberships. Would-be super-app Revolut has added a new membership tier to its services with the introduction of Ultra, a platinum card and account designed to spearhead a refined luxury lifestyle.
Revolut says the Ultra account is aimed at ambitious explorers who are interested in a luxury lifestyle, which Revolut sees as an important and growing consumer segment. The Ultra account concept was unveiled by Revolut last year, and potential customers in the UK and Europe added their names to the waiting list.
In fact, Revolut has had more than 430,000 expressions of interest in the new account from within Europe, 88,000 of which, hailed from the UK. The wait is now over as the new high-end account has gone live.
Revolut Ultra benefits
Ultra account holders will receive numerous benefits, including 5% cash back on purchases made within the first month of account opening.
Access to up-scale travel lounges in more than 1400 airports, across the globe, and “any cause” cancellation insurance should travel plans go awry.
Alongside cashback of up to 10% from hotel bookings and expenditures, made via Revolut’s own booking service, Revolut Stays.
There are also unlimited currency conversions and money transfers, backed up by a 24/7 member support and call-back service, alongside access to a host of subscription services provided by Revolut’s partners which include the FT, WeWork, Nord VPN and ClassPass.
Ultra members will also get reduced crypto trading fees as well as annual interest paid on daily savings held in GBP or US dollars.
Revolut values the Ultra account’s annual benefits package at an impressive £4100.
Is the cost of Revolut Ultra worth it?
Revolut Ultra will cost UK members £540.00 per annum or £55.00 per month.
Speaking about the launch of the Ultra account Tara Massoudi, Revolut’s General Manager of Premium Products, said:
“An increasing number of our customers are interested in travel, lifestyle & investment products that offer top-of-the-line experiences. This growing consumer market is redefining luxury, making it more functional and present in day-to-day life. They want to build a steady passive income, but also enjoy life, keep up to date with the latest trends and travel the world.”
She added:
“In response to our customer’s demands, we’re launching this new bespoke membership that we envision as the ultimate travelling and lifestyle companion”
Everyone likes to be made to feel special even if they pay for the privilege.
This new high-end membership option will likely appeal to aspiring globetrotters and digital nomads alike.
How Revolut must wish they could offer full-service banking alongside it.

With over 35 years of finance experience, Darren is a highly respected and knowledgeable industry expert. With an extensive career covering trading, sales, analytics and research, he has a vast knowledge covering every aspect of the financial markets.
During his career, Darren has acted for and advised major hedge funds and investment banks such as GLG, Thames River, Ruby Capital and CQS, Dresdner Kleinwort and HSBC.
In addition to the financial analysis and commentary he provides as an editor at GoodMoneyGuide.com, his work has been featured in publications including Fool.co.uk.
As well as extensive experience of writing financial commentary, he previously worked as a Market Research & Client Relationships Manager at Admiral Markets UK Ltd, before providing expert insights as a market analyst at Pepperstone.
Darren is an expert in areas like currency, CFDs, equities and derivatives and has authored over 260 guides on GoodMoneyGuide.com.
He has an aptitude for explaining trading concepts in a way that newcomers can understand, such as this guide to day trading Forex at Pepperstone.com
Darren has done interviews and analysis for companies like Queso, including an interview on technical trading levels.
A well known authority in the industry, he has provided interviews on Bloomberg (UK), CNBC (UK) Reuters (UK), Tiptv (UK), BNN (Canada) and Asharq Bloomberg Arabia.



