If you’re heading abroad and want to avoid hefty foreign transaction fees, multi-currency travel cards have become an increasingly popular alternative to traditional bank debit cards. One of the biggest names in this space is Revolut, which offers a travel debit card that lets you spend in more than 150 currencies and manage everything through its app.
But is Revolut actually good value for travel money in 2026? In this review, we look at what the Revolut travel card does, how much it really costs once FX limits and weekend markups are factored in, and whether it’s better than using your normal bank card abroad.
Revolut Travel Money Card Reviewed: Flexible multi-currency travel card with competitive FX and app control
Account: Revolut Travel Money Card
Description: Revolut’s travel debit card offers competitive exchange rates, fee-free ATM allowances and strong in-app controls, but weekend FX markups and plan limits mean it’s not entirely free. One of the best UK travel debit cards for tech-confident travellers, just watch the limits and weekend markups.
What does Revolut’s travel card do and who is it for?
Revolut’s travel card is a multi-currency debit card designed for UK travellers who want to spend abroad without traditional bank foreign transaction fees. You can hold and exchange 36 currencies in-app and spend in 150+ currencies worldwide.
It’s available as a virtual or physical debit card, works with Apple Pay and Google Pay, and comes with built-in budgeting and security tools such as instant payment notifications, card freezing, and spending limits.
Is Revolut a good card for travelling?
Yes, particularly for short trips and regular travellers who want competitive exchange rates and app-based control. But, it’s more than that.
Revolut’s Travel Money Card functions as a travel debit card, allowing global spending and currency exchange, but it also works as an everyday spending account with budgeting tools, crypto access, investments (via separate entities), and insurance options depending on plan.
How much does it cost to spend money abroad with Revolut?
There are no FX fees for using the Revolut Travel Money Card abroad on the standard plan when you spend less than £1,000. If you spend more than that aborad you are charged 1% FX fees, or 0.5% on the Plus plan (which is £3.99 a month). If you are planning on spending a lot when you are travelling, then the Premium, Metal and Ultra accounts have no FX fees at.
However, if you are spending abroad on a Revolut card over the weekend, there is a flat 1% charge.
But, there are no fees for withdrawing cash from ATMs, which is handy if you are planning on tipping locals (keep in mind, though, that the cash machines themselves may charge you, so double-check at the ATM).
Currencies: You can spend abroad in over 150 currencies, so that should pretty much cover anywhere you need to go.
App & Platform: You can use a physical card or pay using the excellent Revolut app, which is very easy to use.
Customer Service: Pretty much all online, and whilst there have been mixed reviews for large issues, the majority can be solved via their AI.
Offers: There is a pretty decent Revolut refer a friend scheme, so make sure you take advantage of that if you are travelling in a group, so you can spread your spending to stay below the account offer limits.
Pros
- Competitive weekday exchange rates
- Strong in-app security controls
- Multi-currency global spending
Cons
- Weekend FX markups apply
- Free plan usage limits
- ATM fees above allowance
- Pricing (4.5)
- Currencies (5)
- App & Platform (5)
- Customer Service (4.5)
- Added Value & Offers (4)
Overall
4.6
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.