- TorFX is highly rated in both expert and user reviews on Good Money Guide, boasting an impressive average of 4.9/5 from 4,733 user reviews.
- Experts commend TorFX for its personal service and competitive exchange rates, highlighting its recognition as the “Best Currency Broker” in 2025 and 2024. They note the advantages of using TorFX for larger transactions, particularly for property purchases abroad, while cautioning that it may not be ideal for smaller transfers.
- Users frequently praise the efficiency and reliability of TorFX, noting the excellent customer service and quick transfer processes. Many appreciate the straightforward platform and the personal touch provided by dedicated agents, while some mention the competitive rates and transparency throughout the transaction process.
TorFX Customer Reviews
Tell us what you think of this provider.
TorFX
Fast and efficient, excellent rates, delivered by friendly people.
TorFX. Scott Gunn
I have been transferring money to Australia for years from UK for my holiday funds when I visit my daughter.
Always dealt with Scott Gunn and received excellent service and great exchange rates. Will continue to use and recommend TorFX.
Best service transfers & exchange rates
I have always dealt with Scott Gunn to do my money transfers from UK to Australia for the past few years. He has always been helpful and efficient with no problems. Definitely recommend him.
Competitive Rates
I have been using Torfx for a number of years I find there web site very easy to use and my transfers have been completed quickly, sometimes within 4 hours. My agent Jamie, along with the rest of the team, have always been able to sought out any problems, not that there has been many, but it is always good to know I can speak to him.
Excellent service
Use to swop currencies and always efficient. Keep me informed over likely exchange rate moves.
Excellent speedy service
Excellent speedy service. Friendly staff and easily contactable.
Quick, easy and good rate
Transferring Sterling from a UK bank account to Euros in a French bank account. The whole process was easy, the rate was good, and the money arrived in the French Bank account in good time.
Pure excellence!!!!
I have 3 pensions from the UK and each month I transfer them from my bank in the UK to my bank in Australia. I have been with TorFx since coming out here.Any problems are quickly resolved. Communication is great. Rates are always good. I wouldn’t think of using anyone else.
Could not be more helpful
I have been using Torfx for a number of years, mainly to transfer money to New Zealand. The transfer is always made almost immediately, with the best rates and at no cost. If I ever have a problem, I can actually speak with someone who will sort it immediately. I have recommended to a few friends, all of whom were really pleased with their transactions. I cannot applaud them more highly
so easy to use
I send money abroad & while not the cheapest they have someone on a phone that will help and advise
Reliable and safe
I have used TorFX for many years transferring birthday and Christmas money to my son in Australia. The exchange rate is always so much better than any other form of transfer.
Reliable transfers
I have used TorFX over the past years, and and have been very satisfied particularly with the prompt and efficient service provided. I shall continue to use their services.
Aus transfer
What can i say. they transferred my money from Australia and holding it for me until the exchange rate is more favorable to finalize. no pressure from them, they have been fine with me and I would recommend them to anyone,
Josephine Ottaway
I have dealt with Josephine a couple of times from TORfx and simply would not go anywhere else, i am confident with her professionalism and honesty, that is why they won this year’s award
TorFX: The Perfect Blend of Support and Value
I have used TorFX for my money transfer needs, and I was thoroughly impressed by the level of personal service I received. From start to finish, I felt guided and supported at every step of the process. The rates are competitive, but what truly sets TorFX apart is their unmatched personal touch. I highly recommend them to anyone looking for a reliable and customer-focused money transfer service!
Sending money abroad Torfx
Great company to deal with, Richard is the best very efficient, never let’s me down, gives me a great exchange rate, I will always use Torfx, I would strongly recommend them !!
My experience for 9 yes
Torfix are always patient and helpful when changes need to be made they facilitate these kindly.
Flexible, supportive, professional
I have used TorFX for several years now and their level of service and professionalism has been always satisfactory. Simple ans secure transactions and reliable. Can recommend them for Euro, GBP, USD, and AUD fir sure.
My personal experiences over the last 4 years
Always very helpful and much better exchange rates than the High street banks, I strongly recommend to my friends and contacts.
Best I’ve used
Everyone I have dealth with have been efficient and friendly. The App is simple and the speed of the transfer has never been quicker. The rates are more than competative without minimum or charge. BEST BY FAR
TorFX Expert Review
TorFX Expert Review: Best Currency Broker 2025

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Should you send money abroad with TorFX?
TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
-
Pricing
(4.5)
-
Market Access
(5)
-
Online Platform
(4)
-
Customer Service
(5)
-
Research & Analysis
(5)
Overall
4.7TorFX Facts & Figures
| 💱 Total Currencies | 40 offered |
| 💵 Min Transfer | £100 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 325,000+ |
| 🏛️ Founded | 2004 |
| 💱 Transfers | £7.5 billion a year |
| 🏢 HQ | Cornwall, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ❌ |
| 🤝 Personal Service | Yes- rated highly |
| 📱 Phone Dealing | Yes – superb service |
| 🌐 Website | Visit TorFX |
TorFX News

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024
TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

TorFX Wins Best Currency Forward Contract Provider at the Good Money Guide Awards 2023
TorFX has won the Best Currency Forward Contract Provider at the 2023 Good Money Guide Awards, recognizing their outstanding service and expertise in the foreign exchange industry. This prestigious accolade highlights the dedication of the TorFX team to delivering exceptional solutions for their clients. Our team has worked tirelessly to provide exceptional financial services, and

Nigel Fox, TorFX Managing Director on what it’s like running a currency broker
What do you think makes TorFX stand out above other currency brokers? At TorFX our most unique selling point is our staff. We employ a team of highly-experienced currency experts to provide our customers with an unrivaled level of support and insight. All of our customers are assigned a personal Account Manager to look after

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.


