- TorFX is highly rated in both expert and user reviews on Good Money Guide, boasting an impressive average of 4.9/5 from 4,733 user reviews.
- Experts commend TorFX for its personal service and competitive exchange rates, highlighting its recognition as the “Best Currency Broker” in 2025 and 2024. They note the advantages of using TorFX for larger transactions, particularly for property purchases abroad, while cautioning that it may not be ideal for smaller transfers.
- Users frequently praise the efficiency and reliability of TorFX, noting the excellent customer service and quick transfer processes. Many appreciate the straightforward platform and the personal touch provided by dedicated agents, while some mention the competitive rates and transparency throughout the transaction process.
TorFX Customer Reviews
Tell us what you think of this provider.
Great Money Exchange Service
Top company, top staff and top rates, what more do you want.
Great service
I have used TorFX in several occasions while relocating overseas.
It was a seamless and competitive way to transfer my money and changing currency. A notable point is the friendly staff who I dealt with each time, making the experience human and personalised.
Great rates- great speed
Always achieves a great exchange rate, always achieves great speed of transaction.
Excellent service and friendly people
I needed to transfer my monies from Europe to Britain because of moving back home. They were efficient and cost effective. Far superior to what the banks were able to offer. So I still use them over a year later. I hve no problem recommending them and have done on various occasions.
Professional and efficient Service
Great service, always helpful and professional.
Easy to reach when needed for currency exchange to a variety of destinations, very simple system
Great rates & service excellent
I have used Torfx to transfer funds abroad & always had excellents rates & customer service
Transfer of monies
We sold our property in Spain and used TorFX to handle our transfer of funds. They provided an excellent service from start to finish. We knew we were in good hands and had no doubts about their expertise. They were easy to contact and gave us great impartial advice. Would recommend this firm without hesitation.
Over 50 transactions with total ease
Excellent company to deal with, great rates, good updates on markets, very easy to use.
TorFX Customer Service
I have been a client of TorFX since 2022 and use them on a regular basis to transfer funds from the U.K. to Portugal where I now reside. I find their service both friendly and efficient and the rates they provide are excellent. I would have no hesitation in recommending them to anyone who wishes to arrange currency transfers.
Money transfer
There surely can’t be a quicker, simpler method of transferring money to friends and family living abroad.
Money exchange
Overseas money exchange. Excellent personal help and very good exchange rates.
Great support for international transfers
In this age of electronic scams and lack of human support, TorFX stand apart from the crowd. With a large international transfer of funds being expected, it was great to have the support of a human at the other end of the phone. Funds arrived safely and communication was excellent. I would certainly recommend TorFX for international money transfers.
Top Service
I was nervous about moving large sums of money country to country but was reassured by the friendly and good advice I was given. Transaction completed safely and quickly. Inwill definitely be using TorFX for all furure money transfers
Great company to deal with.
The Torfx company is heads above the rest. Easy to deal with on the phone or via the internet. The choice is yours.
Would recommend to anyone transferring money to give them a try.
Speak with my advisor Rosen Clarke.
You will not be disappointed.
Great Rates with Excellent Service
I used TorFX when we went to Thailand. Jamie our handler was exception with all his advice and help together with great customer service. The transactions were smooth and fast and the rates were very competitive. I would highly recommend this company for any overseas transactions.
Cash to Thailand
Good choice for money transfers when sending over 50000B..
Quick service
Sending Euros to France. Quick efficient service. Good rate of exchange.
Fantastic!
Fantastic service, so straight forward & easy to use. Never an issue after a year of using them every month.
Highly recommend these guys.
Great Service
Always helpful and competitive with my exchange rates and dollar/pound transfers. Tom offers and cares about the service he provides.
Extremely Helpful
From start to finish TorFX have been amazing, so attentive and helpful. I would highly recommend them.
TorFX Expert Review
TorFX Expert Review: Best Currency Broker 2025

Provider: TorFX
Verdict: TorFX is a currency specialist and currency broker founded in 2004 offering foreign exchange conversion services in 40 currencies. TorFX converts and transfers around £7.5 billion a year and is based in Cornwall, UK.
Should you send money abroad with TorFX?
TorFX won the Good Money Guide “People’s Choice” Award for “Best Currency Broker” in 2025 and 2024 for having the most and best reviews from satisfied customers.
Prior to that, TorFX won “Best Currency Forward Provider” in 2023 for their 24-month forwards for people wanting to lock in current exchange rates for up to 1 year in advance.
TorFX customer reviews speak for themselves, a low-cost way to transfer money internationally at a bank-beating exchange rates and expert advice on timing the process.
A good choice if you are buying a property abroad and want bank-beating exchange rates and personal service to help with the transfer.
Pros
- Personal service
- Bank beating exchange rates
- Currency forwards
Cons
- Not great for small transfers
-
Pricing
(4.5)
-
Market Access
(5)
-
Online Platform
(4)
-
Customer Service
(5)
-
Research & Analysis
(5)
Overall
4.7TorFX Facts & Figures
| 💱 Total Currencies | 40 offered |
| 💵 Min Transfer | £100 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 325,000+ |
| 🏛️ Founded | 2004 |
| 💱 Transfers | £7.5 billion a year |
| 🏢 HQ | Cornwall, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ❌ |
| 🤝 Personal Service | Yes- rated highly |
| 📱 Phone Dealing | Yes – superb service |
| 🌐 Website | Visit TorFX |
TorFX News

TorFX wins People’s Choice Award at the Good Money Guide Awards 2024
TorFX won the People’s Choice award because they received the most individual votes among all providers we cover on the site. Feedback from those votes was overwhelmingly positive. Richard BerryRichard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career

TorFX Wins Best Currency Forward Contract Provider at the Good Money Guide Awards 2023
TorFX has won the Best Currency Forward Contract Provider at the 2023 Good Money Guide Awards, recognizing their outstanding service and expertise in the foreign exchange industry. This prestigious accolade highlights the dedication of the TorFX team to delivering exceptional solutions for their clients. Our team has worked tirelessly to provide exceptional financial services, and

Nigel Fox, TorFX Managing Director on what it’s like running a currency broker
What do you think makes TorFX stand out above other currency brokers? At TorFX our most unique selling point is our staff. We employ a team of highly-experienced currency experts to provide our customers with an unrivaled level of support and insight. All of our customers are assigned a personal Account Manager to look after

Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.


