Is Wealthify’s GIA covered by the FSCS?

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Yes, if Wealthify were to go bust your funds are protected by the FSCS up to £80k and your portfolio can be moved to another general investment account.

Wealthify General Investment Account Review

Name: Wealthify General Investment Account

Description: Wealthify, part of the Aviva Group, lets you invest in either an original portfolio of investments from the UK and overseas or choose an ethical investment plan made from a blend of environmentally and socially responsible investments.
Capital at risk.


  • Investments: Pre-made portfolios
  • Minimum deposit: £1
  • Account types: GIA, ISA, Pension
  • Account charge: 0.6% annual charge
  • Dealing fee: £0


It costs 0.6% to start investing with Wealthify, which is one of the cheapest robo-advisor general investment account fees. There are also investment costs of on average 0.16% for original plans and 0.7% for ethical plans.

Special Offer: 

  • £50 when you refer a friend – You can get a unique link when you have a funded Wealthify account to use to recommend them to friends. To get the £50 bonus, your friend needs to invest at least £250 for three months.

Investing Platform:

Wealthify’s investment platform lets you fine-tune your portfolio based on risk, giving good visuals of what it may be worth in the future.

Wealthify GIA Platform


  • Managed portfolios
  • Low minimum deposit of £1
  • Low account fee of 0.6%


  • Cannot trade individual shares or ETFs
  • Pricing
  • Market Access
  • Online Platform
  • Customer Service
  • Research & Analysis
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